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How to Build Credit – NerdWallet

Savings Corner

Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.

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Mortgage Calculator with PMI and Taxes

Savings Corner

How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). On mobile devices, tap “Refine Results” to find the field to enter the rate and use the plus and minus signs to select the “Loan term.”

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How to Start a Business in 15 Steps

Savings Corner

If you’re not sure what kind of business you want to run, use these lists to get the wheels turning: A strong business plan can help you prepare for every aspect of your business. Choose a business structure The legal structure of your business can affect everything from your taxes to what you’re liable for.

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Current Mortgage Rates: Compare today’s rates | NerdWallet

Savings Corner

Instead, they use a mortgage, which is a loan to buy a home. Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Principal is the original amount of money you borrowed while interest is what you’re being charged to borrow the money. Your loan type.

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7 Ways to Spring Clean Your Finances

Family Balance Sheet

If your winter was as long and cold as mine, then you’re also looking forward to opening windows, breathing in the fresh air, and soaking up the sunshine. Do our goals still make sense now that we’re in the trenches of the new year? Did you use the S.M.A.R.T. Check your Credit Report. method when writing them?

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Six Eco-friendly Ways to Save Money for You and Your Family

Prairie Eco-Thrifter

And, when you find yourself in the market for a new (or used) car, don’t worry about spending a little extra for an energy efficient vehicle because it will almost assuredly save money in the long-run by cutting gas consumption. Energy efficient tax credits. Go Digital. Both paper coupons and paper bills are things of the past.

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FREE Tax Software: H&R Block and Turbo Tax

Saving With Shellie

It’s tax time and you can find lots of free software t0 help. Two of my favorites are H&R Block and Turbo Tax. We use H&R Block for our taxes and my parents use Turbo Tax. You’ll be so glad when you’re finished! Get free shipping and remember, most states don’t pay tax.

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