Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. They write a personal blog, Where Love Takes Us. Drew & Farrah’s Debt Free Story. Tell us about you and your family. How much debt did you pay off?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga.

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you currently in debt? Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. We bought a used pop-up several years ago and it was one of the best decisions for our family We absolutely adore camping, and we’d like to upgrade to a travel trailer. I’ll apply that money to the debt.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. Tell us about you and your family. How much debt did you pay off? We are debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. Tell us about yourself. I am used to moving a lot! In my spare time, I love hanging out with family and friends, running (I have completed three half marathons) and singing in my church choir. How much debt did you pay off? What kind of debt was it?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. Tell us about you and your family. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

OCTOBER 5, 2014

If both you and your spouse are eating out every day for lunch, you’re looking at $128/month – on top of your regular grocery bill. Think about everything you could use $1536 per year on. And that’s a conservative estimate of $7 per lunch out. Buying Stuff You Don’t Need or Use.

Budget 245

Budget Budgeting May Lunch 245

The Frugal Girl

NOVEMBER 13, 2023

My interest in frugality is less about saving money specifically, and more about making good use of the resources I have. Making good use of the resources I have – not only money, but my health, physical abilities, skills, etc. How did you get interested in saving money? I love winter – trees on my favorite trail 4.

Kids and Family 186

Kids and Family Parenting Cars Car 186

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. If you use the formula: INCOME–EXPENSES = SAVINGS , then you are bound to find yourself with a ‘financial cavity’. Rather, you must use this formula: INCOME–SAVINGS = EXPENSES.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

NOVEMBER 22, 2012

Because so many people are living on incomes that cannot support their spending habits; living on borrowed money, moving money from account to account, buying, spending, hiding the bills, and eventually the ‘dog of debt’ will catch up to you and bite you right in your credit report. Used Doesn’t Mean Abused. Buy Store Brands.

Saving Money 221

Saving Money Money Budget Budgeting 221

Prairie Eco-Thrifter

FEBRUARY 9, 2012

You know you shouldn’t be using credit cards all the time. Sure you know you are in debt over your head. Sure you know you are in debt over your head. But there is no way you are going to give up cable, the cell phone, eating out or your gym membership. You know getting a second mortgage is a bad idea.

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

JANUARY 7, 2015

If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track. how much debt you paid off, if you have any. Maybe one monthly goal is to not eat out for the entire month, and the next month you read three books about investing.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

APRIL 14, 2013

Spending more than you can afford will definitely put you either in grave debt, or it can even make you bankrupt at some point. Avoiding the unnecessary things like extra trips to the store can help you save on gas or transportation expenses, and limiting the times that you eat out can actually do a lot for your finances.

Money 273

Money Cable Service Budgeting Budget 273

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Using part of the money that is already earned is one way to not take up a second job and make higher education a viable option. But those can saddle your children with debt for 20 years or more! Eating Out. Use coupons, children eat free specials, and discounted restaurant gift certificates to save on meals.

College 100

College Budget Budgeting Friends And Family Sale 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? While you can control where and how you shop, you can’t control the need to eat. My family chooses to eat out once per week, for example. Use In-Network ATMs Did you know that you could be losing as much as $5.00 Imagine that!

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

I pointed out the multitude of new blogs related to saving money, being frugal, getting debt under control and learning about finances. For so long, we plodded along with next to nothing while our neighbors were running up their charge cards and using home equity loans to take vacations. Peggy: Oh yes! That took forever!

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Prairie Eco-Thrifter

OCTOBER 13, 2013

However, if going out to eat with friends or going on all-inclusive vacations is your thing, I’m not one to judge. It’s fair game if you aren’t going into debt over it and if you are still able to put money aside for emergencies, retirement, and to meet your goals. Luckily, none of these hobbies tend to cost very much.

Money 184

Money Car Cars Laptops 184

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. We both like to eat out. However, this isn’t always the case.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

JANUARY 14, 2012

With so many different options out there, a consumer really can get overwhelmed and into trouble if they don’t know their credit card basics. The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Take a moment to watch them.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Ask around, see if someone you know may have an extra of something they’re not using and don’t need so they’d be happy to give it to you. Eat out less. One of the biggest expenses you probably incur is eating out. Use a 30-day list.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Personally, I think a starter fund should be $2000-$3000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. We have been using this system ever since. I highly suggest using a separate paper calendar from your normal planner to eliminate any confusion. During that time, I started to budget for everything. lined paper.

Budget 133

Budget Budgeting Financial Goals Goals 133

Prairie Eco-Thrifter

JANUARY 26, 2011

Here are some examples: Stop eating out on the weekend. If you’re lacking on equipment front, check out Amazon for some great deals on appliances. This time can be used towards other projects and to do lists you have on the go. Here are things I learned in this process: Eliminate All Unnecessary Expenses.

Bills 124

Bills Money Insurance Saving Money 124

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 18 – Use Cash Back Grocery apps.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100