Family Balance Sheet

JANUARY 3, 2012

We talked through some issues and opportunities for our business and our personal, family, and financial goals. Our 2012 Financial Goals. Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. We have set a goal date of July 2015 to pay off all of our debt.

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Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

OCTOBER 17, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. For years, my husband and I didn’t consider OUR debts to be wrong.

Debt 100

Debt Finance Organic Organization 100

Family Balance Sheet

JUNE 4, 2015

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

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Goals Debt Renovation Daughter 100

Motherhood Moments

FEBRUARY 16, 2023

KC Scholars continues to exemplify quality education standards for local students of varying circumstances. Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. KC Scholars has been delivering on their mission of scholars graduating debt free for more than six years.

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Kansas City Kansas Student College 130

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt.

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Debt Debt Free Finance Finds 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I’m not talking about becoming a CPA or a Wall Street guru.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JUNE 30, 2015

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. But once I created our debt freedom plan and outlined the steps we would take to wade through the hardships, I was overcome with relief.

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Financial Goals Debt Goals Emergency Fund 100

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Debt reduction – How much do you need to pay down and how can you do it? But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

DECEMBER 30, 2013

However, your New Year’s Resolutions should be about more than just generically “saving more”, “spending less”, or “paying down debt” What if you’ve been making solid progress in those areas? Educate Yourself. Educate yourself about how money works, and how to make the most of it.

Financial Goals 186

Financial Goals Goals Finance Money 186

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you currently in debt? Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. See where you can make cutbacks.

Debt 113

Debt Finance Pay Off Debt Credit 113

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . Once you’ve reached that goal and have a nice, healthy emergency fund in your bank, what do you do next? Pay Down Debt. Re-Training.

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Emergency Fund Debt Goals Money 200

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances. Here’s how net worth stacks up by income, age , family size and education, and how it has changed since 2016.

Calculators 52

Calculators Taxes Debt Consumer 52

Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Are you a current student or someone who’s currently paying off student loan debt? Finalizing your 2013 goals? 90 is the new 70?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

JANUARY 5, 2014

“How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Palmer’s Planners is a series of financially-themed planners to help you navigate life events and goals. Kimberly Foss, CFP, CPWA.

Personal Finance 192

Personal Finance Finance Finance Tips Graduation 192

Prairie Eco-Thrifter

MARCH 24, 2013

what kind of emotional issues you have with money and what kind of financial education you received. Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. Set your financial goals. what you learned your mother and father about money.

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Financial Goals Goals Money Real Estate 222

The Frugal Girl

DECEMBER 11, 2023

Being frugal allows me to stay at home with our little ones, which was always a goal of mine, and my husband has been very supportive of that. and realized we should pay off this debt as quickly as possible. The teachers and education are wonderful and our kids are thriving there so we will continue it as long as we can afford to.

Money 197

Money Kids and Family Frugal Parenting 197

Family Balance Sheet

OCTOBER 15, 2021

My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. ” Realistically, we will most likely not be able to cover 100% of their college education, but we are eager to assist as much as we can. My Upromise strategy will help with our goal.

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College Used 2020 Saving 130

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Guest Post Author Bio: Elias Cortez, from Dallas, TX is currently a freelance writer specializing in writing on education and career information articles. Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. Set Financial Goals.

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Family Financial Goals Debt Goals 196

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. The extra debt that we took on was beginning to suffocate us, so I sat down and created a step-by-step plan. I created our Debt Freedom Plan and we still follow it today.

Finance 100

Finance Debt August 2013 100

Prairie Eco-Thrifter

FEBRUARY 5, 2013

You were raised in different families and had different familial and educational experiences. You may have different needs and desires and goals for your life. Although my spouse and I didn’t do this, we got lucky and had similar upbringings in the money sphere and we grew to have common goals. At first, we didn’t line up.

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Money Giveaway Goals Debt 269

Family Balance Sheet

FEBRUARY 19, 2022

Today at age 50+, I still optimize our cash flow, but my focus is shifting towards saving with our daughters’ future education costs, building our net worth, and planning for our retirement years. Implement our Debt Freedom Plan. Create our family’s financial goals and Debt Freedom Plan.

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Office Family Finance Kids and Family 130

Savings Corner

DECEMBER 23, 2023

Whether you’re continuing your education, entering the workforce or settling down with someone special (or all of the above), life insurance should be part of your plan. Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan. So, what’s next?

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Life Insurance Insurance Graduation Financial Goals 52

Prairie Eco-Thrifter

APRIL 5, 2011

Get an education , but focus on a topic that really interests you then get really good at it. It’s ok to obtain a controlled amount of debt for your education or your first house. But keeping a credit card balance or other high interest consumer debt should be avoided at all costs. Here is what he had to say: 1.

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Money Personal Finance Finance Debt 133

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. ALSO our 2019 Financial Goal!). We’ve been working since 2013 to pay off a boat load of non-mortgage debt.

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Financial Goals Goals 2020 2019 130

Saving Cents With Sense

MAY 26, 2014

Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. The first thing you should determine when making a financial plan is your goals. Here are four tips to get you started: Plan for Your Plan.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

Debt 52

Debt Credit Money Mom 52

Family Balance Sheet

AUGUST 11, 2016

The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. We charted out our course of action to pay off debts and start saving for retirement. We still refer to it often to remind ourselves of our goals and objectives. This leaves not much left to save for retirement.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Term life insurance: These insurance benefits can help with household income replacement, debt coverage, educational expenses, funeral and final expenses, and estate planning. It can also cover some of those massive medical bills that tend to come with accidents.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

APRIL 11, 2011

Guest Post Author Bio: Broke Professionals is a personal finance blog aimed at the over-educated and underpaid. Join the husband/wife blogging team of Broke Professionals as they attempt to dig themselves out of a combined six figures in student loan debt. Stay out of debt in general. He is one of my heroes. Neither do you.

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Work Debt Credit Cards Finance 133

Prairie Eco-Thrifter

MARCH 12, 2015

If you’re interested in earning a higher salary, learning new skills and having a greater chance at landing your dream job, going back to school is a great way to achieve those goals. So setting realistic goals when it comes to pursuing a degree while maintaining a job is of the utmost importance.

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Student Frugal College Education 100

Prairie Eco-Thrifter

MAY 26, 2016

We could take on debt to grow using other people’s money. Using a student loan to get educated or re-educated in a new (presumably higher paying) field could also be a sure thing. However, taking on debt without the current ability to repay it can result in loss of down payment and years of debt interest payments.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

FEBRUARY 18, 2011

I also find that setting goals makes a difference. We have more stable careers, we have no debt (other than our mortgage), and we own a home. We wrote down a list of our current expenses, our current goals, and where we are at. Reducing Debt. Frugal Dad shares with us 10 Side Hustles that we can use to pay off our debt.

February 113

February Debt Finance Personal Finance 113

Savings Corner

APRIL 4, 2024

If you don’t plan to stay in your home long enough to break even, refinancing might not be the best route if your goal is to save money. Ultimately, the right time to refinance your mortgage is when it makes the most financial sense for you.

Refinancing 40

Refinancing Bank Banking Credit 40

Prairie Eco-Thrifter

JANUARY 28, 2011

As some of you know, one of my goals for 2011 is to become a certified fitness professional. The goal was to be certified by summer. Moolanomy tells us how we can reach our savings goals by using virtual bank accounts. Reducing Debt. I had to remind myself that being debt free was the first step to fulfilling my dreams.

January 124

January 2010 Personal Finance Finance 124

Family Balance Sheet

APRIL 2, 2022

We participated in 2 library summer programs and they hosted movie nights, summer plays, visits from the local zoo, and other fun & educational activities for all ages. They’re all designed to help you save money, pay off debt, and achieve your financial goals, so please take advantage of them. Share in the comments!

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

JANUARY 7, 2011

Ever since I got married last year, I have done a lot of thinking about the future and the state of our finances and what goals we have as a couple. Reducing Debt. Mrs. Not Made of Money shares her wisdom on how we can cure a hangover, a debt hangover that is. Check out how you can win $500 to further your education and future.

January 113

January Personal Finance Finance Green And Frugal 113