Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

OCTOBER 8, 2013

When I was in high school , I worked two (sometimes three) jobs so that I could go to college. Being a reckless teenager, I ended up spending most of the money I earned on nights out and dresses, but the purpose of my working so much during high school was to put myself through school. Paid Internships/Co-Op Work Terms.

Student 184

Student Education Co-Op College 184

Prairie Eco-Thrifter

MARCH 4, 2015

It was nearly impossible to figure out exactly how the program would work for each query, because, as Bonnie Baker (the engaging and energetic DB2 speaker) used to put it “It depends” Likewise with understanding whether the rich use debt differently than the rest of us… it depends. Rich people make debt their servant.

Debt 100

Debt Used Money IBM 100

The Frugal Girl

FEBRUARY 26, 2024

I currently work part-time from home, mostly behind a computer. I was always in debt, which has been a tremendous source of shame for me. I had to reduce, and for long stretches, stop work altogether so I could help her and be available to take her to appointments or pick her up from school when she was ill. I’m 52.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

Family Balance Sheet

JANUARY 8, 2020

By the end of 2019, I achieved one major bullet point and the others will continue to be a work in progress. My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt.

Debt 100

Debt Debt Free Finance Finds 100

Motherhood Moments

FEBRUARY 16, 2023

KC Scholars continues to exemplify quality education standards for local students of varying circumstances. Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. KC Scholars has been delivering on their mission of scholars graduating debt free for more than six years.

Kansas City 130

Kansas City Kansas Student College 130

Family Balance Sheet

OCTOBER 17, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. For years, my husband and I didn’t consider OUR debts to be wrong. To us, debt was a necessary evil. Today’s assignment: Create a Plan to Eliminate Your Debt.

Debt 100

Debt Finance Organic Organization 100

Prairie Eco-Thrifter

JULY 10, 2014

My solution to this problem is to create a spending plan that actually works for me. Would you feel a weight lifted if you could pay off your high-rate consumer debt? I like travel, I feel it’s important to set money aside for retirement and my son’s college education, and I like charitable giving.

Budget 218

Budget Budgeting Work Making 218

The Frugal Girl

JANUARY 29, 2024

Now I’m living on the small acreage that I was raised on (which is now smack dab in the middle of town & 2 miles from work) with my mom & my two kids, 15 & 8. We teamwork together to homeschool-I was homeschooled until nursing school, and I am privileged to be teaching my kids & have my mom assist on the days I work.

Arkansas 177

Arkansas Frugal College Kids and Family 177

The Frugal Girl

FEBRUARY 5, 2024

My mother was loving and worked so hard to provide for us, but it was frequently a struggle to get food, keep heat on, and other necessities. The weight of debt can be so heavy mentally in addition to the direct effects of it. Did you ever receive any financial education in school or from your parents? Dinner is dinner!

Virginia 180

Virginia Kids and Family Library Frugal 180

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you currently in debt? Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. See where you can make cutbacks.

Debt 113

Debt Finance Pay Off Debt Credit 113

Motherhood Moments

DECEMBER 14, 2022

It worked out really well in the recipes we tried it in - it was a delicious replacement for shortening in some of our Christmas cookies! You can read individual stories on the website, as well as learn more about how they are working to stop trafficking before it starts. It's pure, raw, and organic.

Consumer 100

Consumer Fair-Trade December Meijer 100

The Frugal Girl

NOVEMBER 13, 2023

My degree is in mechanical engineering, but I’m just starting a transition to nursing – before I got pregnant with my son, I was working as a nursing assistant while my husband finished grad school, and planning to go on to nursing school. C with Finn, my parents’ dog Our daughter is 12, and very into the arts and science.

Kids and Family 186

Kids and Family Parenting Cars Car 186

The Frugal Girl

DECEMBER 11, 2023

I have a degree in nursing and worked in pediatrics for 8 years, then left the profession right before I had my third child. As a teenager, I saved quite a bit of the money I earned babysitting and working in a dining hall. and realized we should pay off this debt as quickly as possible. What’s your best frugal win?

Money 190

Money Kids and Family Frugal Parenting 190

Penny Pinchin' Mom

FEBRUARY 16, 2024

I’m talking about how to earn, save, invest, and ultimately make your money work for you. How about an education policy for the kids? Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. What about day-to-day expenses?

Money 52

Money Insurance Debt Bulk 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I’m not talking about becoming a CPA or a Wall Street guru.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

JANUARY 5, 2014

“How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Start an aggressive debt payoff schedule. Debt is your enemy, so don’t get comfortable with holding on to debt.”

Personal Finance 192

Personal Finance Finance Finance Tips Graduation 192

Prairie Eco-Thrifter

APRIL 11, 2011

Guest Post Author Bio: Broke Professionals is a personal finance blog aimed at the over-educated and underpaid. Join the husband/wife blogging team of Broke Professionals as they attempt to dig themselves out of a combined six figures in student loan debt. My dad has worked for nearly 40 years as a School Custodian.

Work 133

Work Debt Credit Cards Finance 133

Prairie Eco-Thrifter

SEPTEMBER 30, 2013

We all have been taught that a college degree is the path to the good life, but is it still – when students are emerging with heavy debt and little chance of a lucrative job? But, at least I graduated without debt. A neighbor of mine trained as a dental hygienist and worked at it for a few years after marriage. Occupation.

College 227

College Debt Education Student 227

Family Balance Sheet

JUNE 30, 2015

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. But once I created our debt freedom plan and outlined the steps we would take to wade through the hardships, I was overcome with relief.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Prairie Eco-Thrifter

DECEMBER 30, 2013

However, your New Year’s Resolutions should be about more than just generically “saving more”, “spending less”, or “paying down debt” What if you’ve been making solid progress in those areas? Educate Yourself. Educate yourself about how money works, and how to make the most of it.

Financial Goals 186

Financial Goals Goals Finance Money 186

Prairie Eco-Thrifter

JANUARY 10, 2013

I have started a new job at work which is great but also very overwhelming as I still need to keep up doing my old job until my replacement is hired and trained. Working to build your emergency fund? Are you a current student or someone who’s currently paying off student loan debt? Hi everyone. I literally feel spun.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Savings Corner

DECEMBER 25, 2023

How does a cash-out refinance work? Many people use the cash from a cash-out refinance to fund large-scale home improvements, education expenses or debt consolidation. With a cash-out refinance , you’re getting a new loan that’s for more than you owe on your current mortgage. Potentially higher interest rate.

Refinancing 52

Refinancing Debt Credit Cards College Tuition 52

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Savings Corner

DECEMBER 25, 2023

Instead of basing your loan offer on your credit, they look at your academic performance and earning potential to determine your ability to pay back the debt. They’ll also look at your or your co-signer’s debt-to-income ratio to make sure you have the funds to pay a student loan bill in addition to any other bills in your name.

Student 52

Student College Credit Debt 52

Savings Corner

DECEMBER 24, 2023

Debt reduction – How much do you need to pay down and how can you do it? Debt reduction If you’ve piled on too much debt, a financial plan can help you devise a way to get out from under it. Whichever way you go, this kind of plan helps you get out of the habits that are piling you under debt. And how big?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. This summer, I had the opportunity to work with Prudential on their Women Inspired campaign. I created our Debt Freedom Plan and we still follow it today.

Finance 100

Finance Debt August 2013 100

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. How does a home equity loan work?

Home 52

Home Debt Credit Cards Credit 52

Savings Corner

DECEMBER 27, 2023

To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. What are personal loan rates?

Debt 40

Debt Home Improvement Consumer Credit 40

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . Revel in the fact that with every payment you make to your retirement savings account, your days slaving away at work in a dead end job dwindle.

Emergency Fund 200

Emergency Fund Debt Goals Money 200

The Frugal Girl

MARCH 4, 2024

Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. He diligently maintained our car and our house, doing all the work himself. We, as a country, owe our young people a more comprehensive education. There are a few “whys” for me.

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

AUGUST 19, 2012

Education is the key here. Educate yourself about financial matters as they apply to your circumstances. Long-term disability insurance falls into this category; you need to be covered for 2-3 years of income to prevent losing everything you have worked hard for in the event of serious injury or illness. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

NOVEMBER 5, 2012

You must control your debt. You have to be willing to work hard towards your goal. You have to persist in working day in, day out. You must persist in living below your means to stay out of debt and save. Meanwhile you are putting in long hours, continuing education, research and etc to grow it to a sell-able entity.

Making 229

Making Real Estate Garage Sale Debt 229

Family Balance Sheet

JUNE 4, 2015

To many, working with a spouse would be too difficult, but our individual strengths and weaknesses complement each other and the arrangement has worked well. However a few years ago, we found ourselves with too much debt and not enough cash. I designed our Debt Freedom Plan, but it essentially was our life plan.

Goals 100

Goals Debt Renovation Daughter 100