Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1. We wanted to enter into marriage debt free. (He Where are you from? in 14 months.The

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Debt Free Debt Mom Goals 235

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 22, 2011

Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Fortunately, there is no one size fits all plan to debt reduction. Some families find it feasible to make drastic cuts to non essential expenditures such as entertainment, dining out, and vacationing.

Debt 157

Debt Recession Unemployment Budget 157

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! How much debt did you pay off?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? They didn’t like debt, and as I grew up, neither did I.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 20, 2023

Did you make 2023 financial goals ? That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year.

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. Where are you from?

Student 100

Student Debt Debt Free Finds 100

Savings Corner

APRIL 4, 2024

It represents the total debt against the home: both the original mortgage and the size of the new home equity loan or line of credit. Your home equity equals the current value of your home minus your current mortgage debt. However, the extra debt could make your mortgage lender a little nervous.

Calculators 52

Calculators Home Debt Fair-Trade 52

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? What are the top 3 – 5 ways you found money to put towards debt.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. How much debt did you pay off? What kind of debt was it? We were debt free before I was 30 , including our home. What inspired you to get debt free?

Debt Free 100

Debt Free Debt Budgeting Budget 100

Motherhood Moments

FEBRUARY 16, 2023

Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. KC Scholars has been delivering on their mission of scholars graduating debt free for more than six years. The newest example of the program’s extraordinary offerings lies in the 2023 Traditional Scholarships.

Kansas City 130

Kansas City Kansas Student College 130

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. Implement our Debt Freedom Plan. Project short-term cash needs.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

AUGUST 19, 2012

Try to build your emergency fund up to equal 6-12 months of income, so you can safely cover your living costs in the event of a financial disaster. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. Spiraling debt is the biggest single cause of financial distress out there.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

Credit 52

Credit January Debt Credit Cards 52

Savings Corner

DECEMBER 27, 2023

Good-credit borrowers with low debt-to-income ratios often get the lowest rates. Payoff date: The date you’ll make your final loan payment. Payoff date: The date you’ll make your final loan payment. Without an origination fee, the interest rate equals the APR. Enter your interest rate. Choose a repayment term.

Calculators 40

Calculators Credit Debt Nov 40

Savings Corner

DECEMBER 24, 2023

Autopay: The SoFi 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. Truist Bank is an Equal Housing Lender. The lowest rate quoted assumes excellent credit, and a loan term of 36 months or shorter.

December 52

December CitiBank Puerto Rico Ranges 52

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. In the case that shipment is not possible or is prohibitively expensive, a prize of equal value will be substituted less any applicable fees.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Family Balance Sheet

OCTOBER 20, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. This is where you assign every dollar of your monthly income to a category, so therefore, your income minus your spending will equal zero. Gift Giving Fund.

Finance 100

Finance Organic Organization Budget 100

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Spending more does not equal a happier holiday. Each time you make a purchase from your list, cross it off and move to the next. Be realistic. All rights reserved.

Budget 112

Budget Budgeting Holiday Debt 112

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. My husband and I have equal footing when it comes to money decisions, even though my husband is currently the primary income earner. Make Clear Financial Goals {Together}.

Money 225

Money Financial Goals Goals Kids and Family 225

For the Mommas

JANUARY 20, 2016

Late fees are harsh and make that 20% off discount that made you buy that thing in the first place obsolete. Late payments ruin your credit score as well, making it difficult to get loans for things you really need a car or a home. More purchases equals more spent money equals more credit card debt. Just say no.

Credit Cards 40

Credit Cards Credit Debt Equal 40

Savings Corner

FEBRUARY 2, 2024

Discover it® Student Chrome Our pick for: Simplicity and value Simplicity makes the Discover it® Student Chrome a standout for students searching for their first credit card. But what really makes it stand out from the competition is its upgrade possibilities. Read our review. Unlike most others, it offers rewards.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

OCTOBER 8, 2012

One point equals one diaper. Your time can make a difference to a charity just as much as your money. She blogs at Mom’s Plans where she shares her family’s progress getting out of debt and saving money. She also loves to cook with organic, locally grown food, and details how to make organic food affordable.

Giving 235

Giving Money Swagbucks Donation 235

Savings Corner

DECEMBER 25, 2023

Closing costs are typically equal to 2% to 6% of the price of the home, which comes out to thousands (or tens of thousands) of dollars. What factors affect the amount you can borrow Lenders consider several factors in determining the amount you qualify for, including: Your debt-to-income ratio. Reduce debt; even a little.

Calculators 52

Calculators Illinois Credit Debt 52

Savings Corner

DECEMBER 27, 2023

That’s market-leading, and makes this card ideal for everyday spending. A generous checked-bag benefit and other perks make travel easier. supermarkets makes it worth the annual fee. The card reader contacts your credit card company to make sure the card is valid for the purchase amount. Terms apply. Terms apply.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

JANUARY 30, 2017

The New York Daily news reported that wife of Yankee ball player Alex Rodriguez’s wife ran up credit card debt of $100,000 when she found out about a dalliance between he and Madonna. If he indulges in his penchant for gifting HIS favorite cause, I send equal amounts to my struggling brother.

Money 100

Money Camping Equipment Bank Banking 100

Prairie Eco-Thrifter

JANUARY 10, 2017

“Other things equal, an increase in the stock market makes people wealthier. With interest rates so low, why not spend now, using debt, instead of waiting for inflation and higher interest rates to kick in and raise the price of goods and services. In general, the wealthier people are, the more they spend.”

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

MAY 26, 2011

In some cases, just making a call to the county to ask about the increase will get it lowered. Each county has certain procedures they use to ascertain what the assessed value of real estate should be and to attempt to make sure that all property in their jurisdiction is assessed equitably. What is assessed value?

Real Estate 160

Real Estate Taxes Office Property Taxes 160

For the Mommas

JANUARY 11, 2011

If you don’t know how much you make and spend, it is very hard to save anything. I subtract the budgeted amount we will need to make it until the next pay check, and I move the rest of the money left to savings. In my book, rebate checks equal easy savings. I save it until the end of every month and apply it to our debt.

Back To Basics 59

Back To Basics Saving Budget Budgeting 59