Family Balance Sheet

MARCH 11, 2021

I’m going to be spending the next few weeks giving my family’s finances a good spring cleaning. T – time-based, tangible, In 2019, we paid off six figures of non-mortgage debts. Related Reading : How We Paid off Six Figures of Debt. Update (or create) your Family Balance Sheet. auto insurance.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

OCTOBER 16, 2017

Family Balance Sheet , the website, turns 9 in October 2017, but Family Balance Sheet, the spreadsheet, turns 14. Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. In January, I found $370 to put towards our debt: 1. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 11, 2019

I called around to several local attorneys to get prices for their services and we settled on an out of town attorney that a family member recommended. Why We Chose Medi-Share, an affordable solution to traditional health insurance. Medi-Share is not traditional health insurance, so it was a complete leap of faith for us to join.

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Savings Corner

DECEMBER 24, 2023

Debt reduction – How much do you need to pay down and how can you do it? Insurance – How can you get the right coverage at the right time? Debt reduction If you’ve piled on too much debt, a financial plan can help you devise a way to get out from under it. Investments – How can you save and invest to grow wealthy?

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

Host Guarantee Program: Insurance guarantees up to one million dollars through their Host Guarantee program. Senior homeowners can use this money to pay their daily expenses or repay their credit card debt. IS TERM INSURANCE PURE PROTECTION PLAN? million active listings worldwide, here’s why you should choose Airbnb.

Money 100

Money Home Rent Making 100

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

OCTOBER 10, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Do you go into panic mode when your car insurance bill arrives?

Finance 100

Finance Property Taxes Organic Organization 100

Prairie Eco-Thrifter

JANUARY 2, 2014

Christmas and New Years with friends and family went well though. Considering Lending Money to a Family Member? If so, follow these 3 Basic Rules from Bob at Dwindling Debt. SBB from Simple Budget Blog has a great post for all you renters out there: Renters Insurance: All the Pros, None of Cons. Said so on the news.

Mars 180

Mars Fridays Haggle Haggling 180

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. What is a home equity loan?

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

MARCH 12, 2015

T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. Update (or create) your Family Balance Sheet. When was the last time you shopped around for home owner’s or auto insurance? auto insurance.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

JUNE 8, 2021

Debt and financial stress have more of an impact on your health than most people realize. The reason why is because debt contributes to stress, which affects your health. Consider pairing up with a friend or family member to stay on track with exercising. Live within your means. If 30 minutes is too much, start with 15 minutes.

Health 100

Health Gratitude Journal Bath and Body Works 100

Family Balance Sheet

OCTOBER 23, 2011

"If your grocery spending has spiraled out of control, yet you often feel like you have “nothing” to eat", then head over to Money Crashers for 10 Family Meal Planning Tips and Ideas on a Budget. Are you familiar with Money Crashers ? Their "mission is to develop a community of people who try to make financially sound decisions.

Menu Planning 127

Menu Planning Menu Plans Breakfast Real Estate 127

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Prairie Eco-Thrifter

JULY 10, 2014

Would you feel a weight lifted if you could pay off your high-rate consumer debt? But I also have bills to pay and it’s important to buy healthy foods for my family to eat. The mortgage and other bills (utilities, insurance, etc.) Think about what brings satisfaction to your life. Do you like helping others? must be paid.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Wayne presents Unexpected Costs of Pet Ownership posted at Young Family Finance , saying, “Pet ownership can be quite expensive. ” Green Panda presents 2 Great Reasons Why Young People Need Life Insurance Too! And, do you need it?

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

JULY 8, 2013

In fact, this isn’t just awkward if you lend a friend or family member money, it can also be something else that you’ve lent (think your favorite sweater) and they haven’t been particularly forthcoming with paying you back. The better you know the person, the more uncomfortable it becomes. Money Tips'

Money 264

Money Credit Cards Credit Advantage 264

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. I heartily agree with that advice, but there are ways you can inch into the market along the way.

Emergency Fund 184

Emergency Fund Debt Money Father 184

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Savings Corner

DECEMBER 25, 2023

Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs. If you’re putting down less than 20% on the home, you’ll have to pay private mortgage insurance , or PMI. Your loan-to-value ratio.

Calculators 52

Calculators Illinois Credit Debt 52

Family Balance Sheet

NOVEMBER 22, 2011

The website strives to educate individuals in making wise choices about credit and debt, investing, education, real estate, insurance, spending, and more." Their "mission is to develop a community of people who try to make financially sound decisions. The site is a wealth of information and I encourage you to go check it out.

Entertainment 100

Entertainment Crafts Craft Real Estate 100

Prairie Eco-Thrifter

JULY 13, 2015

and learn a trade or profession that will allow you to support yourself and a family should you decide to have one. I hope to show you how to use debt wisely. There are lots of ways to get into to debt. Try out different things to see what you like to do. Try for internships to get a feel for what the work is really like.

Personal Finance 100

Personal Finance Finance Debt Money 100

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

APRIL 24, 2012

6 percent of households in the United States are unbanked or underbanked and, so have missed opportunities for savings, lending, and basic financial services ( according to the Federal Deposit Insurance Corporation). How to Conduct an Effective Family Financial Analysis. According to the resolution: Twenty-five.6

United States 202

United States Personal Finance Economical Finance 202

Saving Cents With Sense

FEBRUARY 28, 2014

With PNC reporting that the average 20-something faces $45,000 in debt, and Generation Opportunity finding a 15.9 Cars represent a significant chunk of your budget, with car payments, repairs, maintenance, insurance, and gas. According to the Consumer Financial Protection Bureau, student loan debt has surpassed $1 trillion.

Parenting 81

Parenting Economy Student Cars 81

Prairie Eco-Thrifter

OCTOBER 13, 2013

My entertainment budget is not very big, because my “fun” happens to be reading, writing, and spending time with family. It’s fair game if you aren’t going into debt over it and if you are still able to put money aside for emergencies, retirement, and to meet your goals. Luckily, none of these hobbies tend to cost very much.

Money 184

Money Cars Car Laptops 184

Saving In Akron

MARCH 9, 2011

So my day went something like this – hubby woke me at 6:00 am to tell me there's water in the family room. Get home and finally finish cleaning up the mess in the family room. I did not go into debt for this vehicle. Lack of debt means freedom and the ability to make the choices you want to make. I paid cash.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Prairie Eco-Thrifter

JANUARY 19, 2011

The internet works great for things like insurance management, loan and finance management, as well as goods for the home. Companies that offer telephone services, insurance, or internet services will often give you a better plan to keep you as a customer. Here are some ideas for frugal dates and frugal family fun.

Saving Money 124

Saving Money Money Insurance Bills 124

Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. My husband volunteers at our local YMCA for a free family membership.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Tell us about you and your family. I love photography, archery, yoga, reading self-help books, taking spinning classes and being with my friends and family as much as possible. How much debt did you pay off? Hi, I’m Maureen!

Debt 100

Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. We could take on debt to grow using other people’s money. However, taking on debt without the current ability to repay it can result in loss of down payment and years of debt interest payments.

Money 124

Money Saving Money Lowes Grandchildren 124

For the Mommas

JULY 27, 2016

Enfamil Family Beginnings – Free gifts & formula coupons. Eliminate debt. Credit card debt and high-interest loans are costing you money that you could use in the long-run. Prepare to live on one income by paying down, or paying off, these debts. Here are a few good ones: Target Baby Registry Free Welcome Kit.

Baby 40

Baby Debt Credit Cards Phone Service 40

Penny Pinchin' Mom

FEBRUARY 16, 2024

Believe me when I tell you that your financial literacy is just as important as taking care of your family. Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Insurance and Risk. ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

JANUARY 17, 2018

I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS. Read our Health Insurance Story: . What We Left Traditional Health Insurance. Why We Chose Medi-Share, an affordable solution to traditional health insurance. I’ll apply that money to the debt.

Financial Goals 113

Financial Goals Goals 2018 Debt 113