Prairie Eco-Thrifter

JANUARY 8, 2013

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. Managing your debt is vital if you are to avoid going down this road.

Debt 271

Debt Win Credit Cards Money 271

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. She writes about family, finances and faith at her blog, Principles of Increase. I own a software consultancy that I run from home and my husband is a letter carrier with the post office. We have 2 girls that I am home schooling this year. How much debt did you pay off?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? A plan B is a must in any home. How about you? What do you think?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. I have a passion to help people take control of their finances so that they can live the life they want to have. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

MAY 22, 2011

For some this wakeup call came as a result of losing their home in foreclosure or their car in repossession. Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Fortunately, there is no one size fits all plan to debt reduction. Pick a plan that works for you.

Debt 157

Debt Recession Unemployment Budgeting 157

Prairie Eco-Thrifter

MARCH 7, 2011

Guest Post Author Bio: Ryan is a contributory writer associated with the Debt Consolidation Care Community and has written several articles for various financial websites. He holds his expertise in the Debt industry and has made significant contribution through his various articles. Leave behind debt relief options.

Debt 171

Debt Thrifty Money Fuel 171

Prairie Eco-Thrifter

FEBRUARY 27, 2012

Although my primary concern these days to get out of debt, I have been thinking a lot about what “GREEN” really means and how that impacts my everyday lifestyle. But have you ever considered how you can go green with your finances? There are many different ways our finances can help in the green initiative.

Finance 187

Finance Green Transportation Public Transit 187

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. The PA governor has shut down all non-essential businesses indefinitely and we’ve now been ordered to stay at home unless traveling to essential jobs, needed supplies, or outdoor exercise as long as we practice social distancing.

Budgeting 246

Budgeting Budget Family Debt 246

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

MARCH 12, 2015

7 Ways to Spring Clean Your Finances. T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. I developed our family balance sheet years ago when I needed a way to talk to my husband about our finances.

Finance 100

Finance Cleaning Financial Goals Goals 100

Savings Corner

APRIL 4, 2024

While you can’t cash out all of your home’s equity, the process gives you access to a larger sum of money without needing to sell your home. Paying down your mortgage helps build equity in your home, but you don’t have to wait until you completely repay it, or sell the property, to access that equity.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Prairie Eco-Thrifter

DECEMBER 7, 2014

In the past, most loans (80%) have been for debt consolidation. I talked to Ron Suber, President of Prosper Marketplace, last week and about growth in other loan types including: small business, home improvement, travel and medical expenses. Credit is a tool in personal finance. while the average rate is 13% across all loans.

Debt 188

Debt Personal Finance Finance Credit 188

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. The summit is online and you can view from the comforts of your own home! Toni Husbands of Debt Free Divas. Elle Martinez of Couple Money.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

DECEMBER 19, 2013

I have been traveling a lot for work lately and have not been home much in weeks. It is really nice to not have to go to work today and have a day where I can concentrate on the home life. Shopping, cooking? Staring a home renovation? Today I am enjoying a day off with my husband. How about you all?

Fridays 167

Fridays Finance Personal Finance Renovation 167

Savings Corner

APRIL 4, 2024

Mortgage refinancing is when you replace your current home loan with a new one. Just like any other loan, you apply for refinancing, which includes a thorough check of your credit, income, employment history and finances. Many lenders cap cash-out refinancing at 80 percent of the home’s total value on most loan types.

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

The Frugal Girl

FEBRUARY 18, 2024

We share our home with a 70lb rescued mutt. After I became a mother, finances became much more complicated. Besides dealing with my sudden unemployment when my oldest child was a toddler, I was hoping to figure out a way to extend my time at home with him. Enjoying some outdoor time. What’s your best frugal win?

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. He now works as an architect, and I do some freelance from home now that we have kids. How much debt did you pay off? How much debt did you pay off? What kind of debt was it? At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Debt reduction – How much do you need to pay down and how can you do it? What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. How much debt did you pay off?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

MARCH 29, 2011

When shopping for products, people often fall for the upsell and overbuy. Lots of people overbuy when shopping for homes, cars, furniture, electronics, and other items. Avoid overbuying by sticking to your car buying shopping list. The recent housing crisis can be partially blamed on consumers overbuying homes.

Furnishings 157

Furnishings Debt Cars Car 157

Prairie Eco-Thrifter

FEBRUARY 26, 2011

Reader Asks About Selling Home to Pay Off Debt – [link] I agree. Selling your home will not fix your money management issues. #. Prairie Eco-Thrifter has Been Featured in the Carnival of Personal Finance # 297 [link] #. Prairie Eco-Thrifter has Been Featured in the Canadian Finance Carnival # 24 [link] #.

Pay Off Debt 113

Pay Off Debt Swap Debt Finance 113

Prairie Eco-Thrifter

APRIL 25, 2013

I really feel home there. SFB lost 17% of their home’s property value in a recent appraisal and wants to know Why Is A Low Property Value So Bad? over at Simple Finance Blog. Do you have debt on your mind? CAPI at Creating a Passive Income shares how you can Get Out Of Debt Using Passive Income. PET Archives.

Grandfather 165

Grandfather Fridays Debt Thrift Stores 165

Savings Corner

DECEMBER 25, 2023

Experts typically recommend spending no more than 20 percent of take-home pay on a car. Edmunds recommends that a new car payment be no more than 15 percent of your monthly take-home pay. When insurance, fuel and other regular monthly expenses are included, the cost should not exceed 20 percent of your monthly take-home pay.

Cars 52

Cars Car Insurance Calculators 52

Savings Corner

DECEMBER 24, 2023

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Make a list of what’s important to you in a home. Is location the top priority?

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We lived our lives as if the money was never ending and we truly believed we were immune to ever having to worry about our finances. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget. and it was working.

Debt 100

Debt Finds Debt Free Television 100

Prairie Eco-Thrifter

MARCH 10, 2011

We also went for a walk to the chocolate shop and had a few visits at their new place. This story really hit home for me. Sustainable Personal Finance tells us to stop smoking. Reducing Debt. I say, set your priorities and pick your purchases wisely and by doing so you can avoid debt for good. Managing Money.

Personal Finance 133

Personal Finance March Finance Family 133

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

OCTOBER 27, 2011

Join us in exploring ways to implement eco-friendly work from home tips, or to become more cost-effective working outside the home. Brewing your own coffee or tea at home each morning is the obvious solution – and getting up early enough to eat breakfast can help control the urge to snack (or waste money!) Smart Commute.

Office 198

Office Fuel Work From Home Saving Money 198

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

I remember thinking about how wonderful it would be to not have to worry about whether we had enough to pay for the propane gas to heat our home. Managing your finances gets a lot more complex and time consuming. I still think twice about spending money and I still shop for the best bargain. My lifestyle didn’t change.

Money 247

Money Grandchildren Thrifty Job Loss 247

Prairie Eco-Thrifter

FEBRUARY 11, 2011

You see, it doesn’t matter how you decide to celebrate it, whether you stay at home or go out, but one thing is for sure…kissing. Shopping Cart kiss : Turn your shopping list into a scorecard the next time the two of you go shopping. Canadian Dream shares with us the stages of personal finance.

February 113

February Finance Personal Finance Money 113

Prairie Eco-Thrifter

MAY 21, 2012

A self-professed DIY and Curbside Diva, I pride myself in spending very little to beautifully, sustainably and sensibly furnish and decorate my home. DIY on a Dime Pinterest has given me absolute loads of DIY inspiration.

Money 188

Money DIY Saving Money Saving 188

Savings Corner

APRIL 4, 2024

When you refinance your home, you’ll apply in a similar way to when you applied to purchase your home. You’ll pay for a home appraisal. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. Here’s generally how it works: The lender will do a credit check.

Refinancing 52

Refinancing Work Debt Financial Goals 52