Savings Corner

APRIL 4, 2024

In many ways, the process is like a less strenuous version of getting a purchase mortgage. You’ll turn in any required financial documentation. The loan will go through the mortgage underwriting process. The process will be completed in an average of 30 to 45 days. You’ll pay for a home appraisal.

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Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

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Debt Finds Debt Free Pay Off Debt 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. It will help you achieve your financial goals faster.

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Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

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Debt Debt Free Finds Home 100

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

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Family Balance Sheet

AUGUST 6, 2022

Our financial goals are still important to us and we want to hit them regardless of the rising prices. This includes check-in, waiting my turn for a bed, and the actual donation process. However, once we paid off all of that debt, I started playing the credit card game. Here are five ways that I saved money this month.

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July Frugal Credit Cards Donation 130

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. How much debt did you pay off? What kind of debt was it? Tell us about yourself.

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Credit Cards Debt Debt Free Student 100

Couponing 101

MAY 28, 2019

But there’s one thing that a lot of parents forget that their kids will absorb: financial habits. adults have credit card debt, kids might not be learning the best financial lessons to set them up for future success. Work on Setting Goals. They soak up the language, beliefs, and habits of the people around them.

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Saving Money Money Simple Financial Goals 84

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? Debt reduction – How much do you need to pay down and how can you do it?

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Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

DECEMBER 7, 2014

The website handles processing, collection and passes payments through to the investors. In the past, most loans (80%) have been for debt consolidation. To be sure, there are risks for borrowers in peer loans but really no more than those risks in other types of debt. Borrowers with very good credit can get an APR as low as 6.7%

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Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

JULY 10, 2012

Start With What You Want I didn’t realize it at the time, but I established a baking process that nearly guaranteed failure. I didn’t start the process with my true desire in mind. However, my baking process was designed to produce a cookie that I didn’t truly desire. Do you want to be debt free? Can you see how?

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Budgeting Budget Toll House Cooking 213

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Repayment terms typically range from one to seven years.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

DECEMBER 23, 2023

Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan. Paying Off Your Debt and Expenses Life insurance is also important if your parents co-signed for your student loans or other debt, such as a car. Watch her story here.

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Life Insurance Insurance Graduation Financial Goals 52

Prairie Eco-Thrifter

JUNE 6, 2011

To reach any goals in your life, including your financial goals, you need to switch from the hare’s mindset to that of the tortoise. Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days?

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Pay Off Debt Win Debt Goals 176

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. Where are you from?

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Student Debt Debt Free Finds 100

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. If you have financial goals, budgeting will be an important tool to reaching those goals.

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Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. This is the year that we will be very intense about paying off our debt.

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2015 Money Debt Home and Garden 100

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Personally, I think a starter fund should be $2000-$3000.

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Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? KT presents In Debt Consider Paying Cash for Your Purchases posted at Personal Finance Journey , saying, “Are you in debt besides the mortgage? Do you have thousands of dollars worth of student loan debt and/or credit card debt?

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Money May 2012 Debt 113

Prairie Eco-Thrifter

FEBRUARY 4, 2011

We e-file our taxes and having the previous year’s return to reference is very helpful at speeding up the process. I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Young and Thrifty gives us tips on how to pick a good financial advisor.

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January February Debt Personal Finance 113

Savings Corner

DECEMBER 24, 2023

Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Get started: Define your personal and financial goals. These things can hurt your credit score or impact your debt-to-income ratio, which can imperil your final loan approval.

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Real Estate Buy Buying Credit 52

Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. Some platforms invest in equity (stock), while others invest in debt.

Money 52

Money Making Real Estate Rent 52

Savings Corner

APRIL 4, 2024

Bankrate logo The Bankrate promise Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. stars out of 5 4.1

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Insurance Life Insurance Homeowner Insurance Cars 52