Family Balance Sheet

OCTOBER 10, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Does your property tax bill give you anxiety? How were we going to find the funds by the due date? property & school taxes – due yearly.

Finance 100

Finance Property Taxes Organic Organization 100

The Frugal Girl

FEBRUARY 18, 2024

When the weather is nice, we love to find outdoor spaces to explore. While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. You never know what you’ll find with kids. Childhood joy.

Kids and Family 189

Kids and Family Home and Garden Money Frugal 189

Savings Corner

APRIL 4, 2024

The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Homeowners who have improved their credit score or lowered their debt-to-income ratio, for example, might be eligible for a better rate today if they refinance. Where do I find more information on mortgage refinancing?

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

Prairie Eco-Thrifter

MAY 1, 2013

While they can be helpful when it comes finding a starting point, rules of thumb should be approached with a degree of skepticism. If you lose your job, or encounter another financial setback, 30% of your income might be too much to handle for a mortgage payment — especially if you have other debt.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

DECEMBER 25, 2023

Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs. Consider the 28% rule, which states that mortgage payments shouldn’t be more than 28% of your pre-tax monthly income.

Calculators 52

Calculators Illinois Credit Debt 52

Savings Corner

DECEMBER 24, 2023

Hire a real estate agent An experienced real estate agent can save you time and money by helping you find the right home and negotiating with the seller on your behalf. They can also point you to adjacent areas in your desired neighborhood or other types of considerations to help you find a house.”

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

Debt 52

Debt Credit Cards Credit Home Improvement 52

The Frugal Girl

MARCH 4, 2024

Many people don’t have the mentors I had in my parents, and they find themselves in financial trouble as adults simply due to a lack of knowledge. Alan and I, by choice, bought land in an area with low property taxes. That’s not right. We, as a country, owe our young people a more comprehensive education.

Green And Frugal 183

Green And Frugal Kids and Family Hotel Frugal 183

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A zero-based budget is planning for every single dollar of after-tax income.

Budgeting 133

Budgeting Budget Financial Goals Goals 133