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Mortgage Calculator with PMI and Taxes

Savings Corner

On mobile devices, tap “Refine Results” to find the field to enter the rate and use the plus and minus signs to select the “Loan term.” Lenders look most favorably on debt-to-income ratios of 36% or less — or a maximum of $1,800 a month on an income of $5,000 a month before taxes. If you’re buying too much home.

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Family Budget Spreadsheets 2021

Family Balance Sheet

I found a lot of printable (pdf) budgets, but couldn’t find a spreadsheet that I liked. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. I created a Monthly Budget spreadsheet because I like formulas.

Budgeting 130
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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.

Bills 130
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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I found a lot of printable (pdf) budgets, but couldn’t find a spreadsheet that I liked. There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. I created a Monthly Budget spreadsheet , because I like formulas.

Budgeting 160
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Save Taxes: Negotiate A Reduction in Your Assessed Value

Prairie Eco-Thrifter

If you own real estate, you have been, or someday will be, confronted with a rise in your assessed property value. This usually leads to an increase in your real estate taxes! Increases in your assessed value can sometimes be negotiated downward, saving you tax money. What is assessed value? Who does the assessment?

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Four Reasons to Have a Gravel Driveway

Prairie Eco-Thrifter

When we had the concrete, every year we would find new cracks and chips and heaves from freezing and thawing. Because of this, in April 2013, Maryland lawmakers implemented what is referred to as a Rain Tax. Gravel Doesn’t Cause The County to Raise Our Property Taxes. Gravel Allows Rainwater To Soak Into The Ground.

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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Does your property tax bill give you anxiety? Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage. How were we going to find the funds by the due date? That used to be me.

Finance 100