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Money Matters: New Year's Spending Survey

Motherhood Moments

With the holiday season in full swing and inflation weighing on people’s finances, more than 75% of Americans expect to spend less on New Year’s plans compared to last year and 1 in 3 people are planning to make a finance-related New Year’s resolution for 2023, according to a new WalletHub survey , released today.

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2019 Debt Freedom Plan Update

Family Balance Sheet

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

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3 Smart Steps to a Debt Free Christmas

Family Balance Sheet

The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. 3 Smart Steps to a Debt Free Christmas. If you remember your actual holiday purchases from last year, enter them in the two far right columns.

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3 Smart Steps to Pay Cash for Christmas

Family Balance Sheet

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Your first step is to sit down with your spouse and family and brainstorm all of your holiday spending needs. Find the Money. Christmas is coming!

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Money Anxiety. Let It Go.

Prairie Eco-Thrifter

There’s a lot of anxiety around money- not having enough, worrying it will run out, keeping it safe, etc. When I worked as a singer on a cruise ship, I made more money than I ever had before. I’ve found that being free from money anxiety allows me freedom to pursue my dreams and freedom from being stuck doing something I hate.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. It is NOT a spending account.

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Take Control of YOUR Money in 2016

Family Balance Sheet

For me the new year’s reality sets in the first Monday after the holiday. This year, we took a long break over the holidays to travel to see friends and family, so today has been a shock to my system. So in 2016, I will continue to share our journey to pay off our debt. Debt Freedom Plan Updates.

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