Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

DECEMBER 29, 2020

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. For 2021, the bundle includes 10 spreadsheets, 2 trackers, and 2 pdfs.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Savings Corner

APRIL 4, 2024

You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your own business … or almost anything else. It represents the total debt against the home: both the original mortgage and the size of the new home equity loan or line of credit. Home equity can be a valuable resource for homeowners.

Calculators 52

Calculators Home Debt Fair-Trade 52

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. It offers a set amount at a fixed interest rate, so it’s best for borrowers who know exactly how much money they need. What is a home equity loan?

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Home Debt Credit Cards Credit 52

Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. We will control our money, rather than our money controlling us. Apply any Found Money to our Goals. I’ll apply that money to the debt. Read all of the updates: Our original Debt Freedom Plan.

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Financial Goals Goals 2018 Debt 113

Savings Corner

APRIL 4, 2024

Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home.

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Home Work Debt Credit 52

Prairie Eco-Thrifter

JUNE 6, 2013

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. Get some ideas in Jen from Money Rebound’s post about Simple Ways to Save Money.

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Debt Fridays Win Green And Frugal 145

Prairie Eco-Thrifter

MAY 16, 2013

Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt? Think Again.

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Fridays Debt Unemployment Rent 187

Prairie Eco-Thrifter

DECEMBER 19, 2013

In his most recent mini-series, Matt Becker shares How to Start Investing From Scratch – Part 2 over at Mom and Dad Money. Staring a home renovation? With some dedication and determination, you can Make extra money through working from home as Dollar at Easy Extra Dollar points out. PET Archives : Save Money on Rent.

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Fridays Finance Personal Finance Renovation 167

Savings Corner

APRIL 4, 2024

This can help you keep your monthly payments down and avoid unnecessary debt and interest. If you qualify for the best rates, a HELOC can be a less expensive way to consolidate debt or finance a home renovation. You can only take the deduction up to a certain threshold, however, based on your total mortgage debt.

Credit 40

Credit Home Debt College Tuition 40

Family Balance Sheet

JANUARY 26, 2011

I work a budget around what comes in, what we spend and what I would like to spend, hopefully leaving some leftover to devote to more debt reduction or savings. Our "Household" category could be anything from light bulbs to major home renovations. We have to know how much money is coming in and where it is going.

Debt 147

Debt Renovation Leftovers Software 147

Savings Corner

DECEMBER 25, 2023

The mortgage lender provides the rest of the money to buy the property. Benefits of a larger down payment Saving enough money for a substantial down payment takes time, so a zero- or low-down-payment requirement may speed up your ability to buy a home. Lenders require a down payment for most mortgages. More on that below.)

Insurance 52

Insurance Home Refinancing Money 52

Family Balance Sheet

APRIL 2, 2022

Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. If you think you’re going to come up short on cash, check out my 25 Ideas to Find Money. It can be an expensive season and it’s best to plan ahead.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. When there is no authority over money, it will slip through your fingers.

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Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Managing Money. Saving Money Today clears up for us the difference between defined benefit and defined contribution. Five Cent Nicke l shares with us the top ten web-based money management tools there are out there. Punch Debt in the Face tells us why no spend challenges are for wussies. Renovations can get expensive too.

January 113

January February Debt Personal Finance 113

Savings Corner

APRIL 4, 2024

Images by Getty Images; Illustration by Hunter Newton/Bankrate Although interest rates aren’t as favorable as they were in recent years, refinancing might make sense for homeowners who want to pull out cash to renovate their homes. Based on those benchmarks, here is our guide to the best mortgage refinance lenders in 2024.

Refinancing 40

Refinancing Bank Banking Credit 40

Prairie Eco-Thrifter

MAY 9, 2011

When you are working on a home renovation, buy your screws, nails, and other bits out of the bins and not those packaged in boxes. They also cost you less money since you don’t have to purchase them as often. 5 Ways to Reduce Your Debt. Today, I am going to share with you 8 ways you can recycle, reduce, and reuse.

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Reuse Recycle Recycled Recycling 174

Saving With Shellie

JULY 22, 2011

I’ve also taken other measures to save money like turning up the thermostat and limiting my driving to essential trips. I encouraged you to build an emergency fund or pay down debt with your savings. My goal is to save as much money as I can this fall. So far I’m up to $39.12 this week also using coupons.

Goals 49

Goals Emergency Fund Financial Goals Debt 49