Prairie Eco-Thrifter

MAY 16, 2013

Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt? Think Again.

Fridays 187

Fridays Debt Unemployment Rent 187

Savings Corner

DECEMBER 25, 2023

With passive income, you can have money coming in even as you pursue your primary job, or if you’re able to build up a solid stream of passive income, you might want to kick back a little. Opportunity: A course can deliver an excellent income stream, because you make money easily after the initial outlay of time.

Money 52

Money Making Real Estate Rent 52

Prairie Eco-Thrifter

OCTOBER 5, 2011

Guest Post Author Bio: Kylie Ofiu is the author of 365 Ways to Make Money. She blogs about ways to make and save money as well as what she is up to at her blog www.kylieofiu.com. This past year my husband and I went through a period of unemployment which was tricky and when we did have employment is was casual.

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Unemployment Debt Job Loss Money 200

Prairie Eco-Thrifter

FEBRUARY 9, 2012

You spend your money on the wrong stuff. Instead of investing your money in education or your 401K, your money goes to clothes, gadgets, big screen TV’s or alcohol. If you don’t have enough money, it’s time to quit spending on stuff that doesn’t last. You don’t keep track of your money flow.

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 22, 2011

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Don't confuse this money with vacation money or new furniture money.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

FEBRUARY 11, 2016

With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. Our saving grace was the money we had saved in our emergency account. Where Should the Money Go? An emergency fund is NOT a spending account.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

OCTOBER 13, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. For more on that, read Our Debt Freedom Plan. Absolutely!

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Prairie Eco-Thrifter

JULY 24, 2013

Prior to that, I had a steady babysitting gig which provided me with enough spending money each week to enjoy weekends with my friends at the movie theater and purchase the occasional cute new top and tube of lip gloss. Having a job taught me responsibility, money management skills, and the value of a dollar.

College 228

College Kids and Family Activism Unemployment 228

Savings Corner

DECEMBER 27, 2023

Good-credit borrowers with low debt-to-income ratios often get the lowest rates. Lenders determine your rate using your credit profile and history, income and existing debts. Some lenders have credit-building tools, unemployment protection or fast funding. Some say they’ll send you the money the same or next business day.

Calculators 40

Calculators Credit Debt Nov 40

Prairie Eco-Thrifter

JANUARY 10, 2017

History has shown us, though, that good times, easy money and easy credit can quickly change us into spenders. ” The easy money effect. With interest rates so low, why not spend now, using debt, instead of waiting for inflation and higher interest rates to kick in and raise the price of goods and services.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Saving Cents With Sense

FEBRUARY 28, 2014

With PNC reporting that the average 20-something faces $45,000 in debt, and Generation Opportunity finding a 15.9 percent unemployment rate among 18-29 year olds , being financially savvy is a skill that gets you much farther than those humanity electives you took in college. Car Buying. Tackle Student Loans.

Parenting 81

Parenting Economy Student Cars 81

Saving In Akron

MARCH 9, 2011

I did not go into debt for this vehicle. Quite frankly, I considered borrowing part of the money because of the almost non-existent interest rate, but it gave me such anxiety that I just couldn't bring myself to do it. Lack of debt means freedom and the ability to make the choices you want to make. I paid cash.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Prairie Eco-Thrifter

DECEMBER 7, 2011

He became a hoarder, he has not worked in years, he feels unemployable and his house is now encumbered with debt and will soon be put up for a tax sale. How does he find the blessings of the holiday season with no money to buy gifts? How To Create Extra Holiday Money. How does he get his self-esteem back?

Holiday 183

Holiday Friends And Family Sale At&T Giving 183

Finally Frugal

JANUARY 5, 2011

I keep thinking that I may be throwing good money after bad by paying down my second mortgage. After all, if (and this is a big IF) the housing market ever recovers (or just stops resulting in decreasing value) then I may be able to sell my house without creating equity by paying off my second mortgage debt.

Frugal 45

Frugal Student 2007 Unemployment 45

Saving Everyday

JANUARY 10, 2012

The debt of gratitude that I feel for all of you, most of whom I will never meet, is indescribable. Because in doing this I will be implementing every frugal, money-saving strategy I know of, which goes far beyond just using coupons. Saving money is SMART. I’m smart with my money and save every penny I can.

Money 53

Money Work Saving Money Daughter 53