Savings Corner

DECEMBER 23, 2023

Repaying any debts Entrepreneurs often shoulder substantial debts, whether a business loan, credit lines or personal obligations incurred during the start-up phase. The proceeds from your life insurance policy can be used to repay these debts, ensuring that your family is not responsible for settling them.

Life Insurance 52

Life Insurance Insurance Debt College Tuition 52

Prairie Eco-Thrifter

AUGUST 17, 2017

Career eBook Resource Library. High school grads today have seen parents using credit cards (or maybe even their cell phones) to charge everything from gas to groceries to online purchases. But that doesn’t mean you know how to stay out of credit trouble using it! You are going to be pushed to try and to use.

College 133

College Graduation Used Points 133

Prairie Eco-Thrifter

JANUARY 15, 2013

They have enough money to qualify for the debt required to meet their ideas of how their lives should look. I’m going to write that again: They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Their so-called wealth is actually debt. ” They make good money.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

DECEMBER 28, 2016

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

FEBRUARY 6, 2021

On one side, it could go down as a very resourceful month. We think we’ll use the money towards summer vacation. We would have used this sectional in our basement, but it’s too big to get through the basement door. And we paid off six figures of business debt before, we will pay off this car loan too.

Finance 130

Finance January Family 2020 130

Savings Corner

APRIL 4, 2024

Home equity can be a valuable resource for homeowners. You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your own business … or almost anything else. Before you can explore how to use this source of wealth, though, you need to know how much you have. Here’s how.

Calculators 52

Calculators Home Debt Fair-Trade 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

The key out of this is to start changing your perspectives about money and become more effective and responsible in handling your resources properly. Imagine what your resources will be for tomorrow if you don’t start saving now. Rather, you must use this formula: INCOME–SAVINGS = EXPENSES. Get Out of Debt.

Family 196

Family Financial Goals Debt Goals 196

Couponing 101

JULY 3, 2013

How To Get Out Of Debt FREE (reg. Life life crises life crisis life stinks life sucks money Money Management resources rock bottom Sam Kee Samuel Kee suicidal suicide what''s the point? what''s the use? Christian Living 5 eBook Bundle $7.40 (reg. Sproul’s Crucial Questions eBook Series FREE (reg. $69)! why go on?'

Debt 61

Debt Living Debt Free Debt Free Giving 61

Prairie Eco-Thrifter

JULY 10, 2014

Would you feel a weight lifted if you could pay off your high-rate consumer debt? Before I spend my financial resources, I ask whether or not the expense is important, and whether it reflects my core values. Think about what brings satisfaction to your life. Do you like helping others?

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline. However, I wasn’t maximizing my resources. What do you think?

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Savings Corner

APRIL 4, 2024

The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Homeowners who have improved their credit score or lowered their debt-to-income ratio, for example, might be eligible for a better rate today if they refinance. How much does it cost to refinance a mortgage?

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. Use my Family Balance Sheet excel spreadsheet to help you organize your finances.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Being a newlywed means you have a few things to get used to, and that includes the way you handle your finances. Whether you want to pay off debt or save for retirement or get a new TV, you have to be in agreement on the big stuff. Being wary of debt (and paying it down if you have it). Set Goals Together.

Money 252

Money Finance Motivation Goals 252

Savings Corner

APRIL 4, 2024

Key takeaways The type of business loan you choose depends largely on why you need the loan and what you’ll be using it for. Choose a type of loan The type of business loan you choose depends largely on why you need the loan and what you’ll be using it for.

Bank 40

Bank Banking Credit Finance 40

Prairie Eco-Thrifter

JUNE 4, 2012

Stay with me here – I’m very concerned about my child’s future, especially in these debt-ridden times of financial uncertainty. But it hadn’t occurred to me that life insurance might help pay for college, allow him to stay debt-free himself, or give him opportunities I never even dreamed of. The little things really do add up.

Life Insurance 187

Life Insurance Insurance Debt Money 187

Prairie Eco-Thrifter

DECEMBER 7, 2011

He became a hoarder, he has not worked in years, he feels unemployable and his house is now encumbered with debt and will soon be put up for a tax sale. Resource: Web MD Learning to Forgive Yourself We all mess up sometimes. Resource : Find local charities by searching the internet with your town’s name + charity.

Holiday 183

Holiday Friends And Family Sale Giving At&T 183

The Frugal Girl

NOVEMBER 27, 2023

We don’t live super frugally, but we do live well within our means and try not to be wasteful with our resources. I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. The desert sure is pretty after it rains 2. How long have you been reading The Frugal Girl?

California 174

California Cars Car College 174

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. Managing Your Resources. However, this isn’t always the case.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

AUGUST 22, 2011

Please check out the different tips below on how you too can save money and be green: Nickel by Nickel tells us how they read green using ebooks over at Beating Broke. Everything Finance shares with us his success in growing his own veggies at Retire by 40. As always, I was amazed at what people came up with and shared.

Swap 133

Swap Personal Finance Finance Debt 133

Prairie Eco-Thrifter

OCTOBER 8, 2013

When I first started taking courses toward my degree, I quickly realized that the money that I’d saved up barely covered my textbooks for the year and I had to be resourceful to figure out how to come up with the cash. That feeling is even better when you know that you graduated without debt.

Student 184

Student Education Co-Op College 184

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We have more stable careers, we have no debt (other than our mortgage), and we own a home. Broke Professionals tells us why it’s beneficial to create a notebook for our financial future. Personal Finance by the Book tells us how negotiating can put us on top. Reducing Debt. How about you? Going Frugal.

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

OCTOBER 7, 2014

I know that I used to feel guilty when I spent money. Some of the guilt has to do with the fact that you might not have a lot of money, or that you might be trying to get rid of debt. It can be hard to shed those habits, but feeling guilty about using money to enjoy your life now can hamper your relationships with money later.

Money 196

Money Goals Finance Tools 196

Prairie Eco-Thrifter

MARCH 8, 2017

Use good stock. It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find. It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Savings Corner

FEBRUARY 2, 2024

OTHER RESOURCES Why it’s wise to build credit as a student Building credit might not seem like an urgent priority when you’re still in school, but the earlier you start the clock on your credit history , the better. These companies gather the information used to calculate credit scores. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

APRIL 6, 2012

” Jen presents 6 Free Financial Resources & Tools to Improve Your Finances posted at Master the Art of Saving , saying, “If youre interested in monitoring or improving your finances, then you probably dont want to be spending money to do it. ” Managing Debt. We get some answers.

Money 133

Money Finance Personal Finance Real Estate 133

Saving Cents With Sense

FEBRUARY 28, 2014

With PNC reporting that the average 20-something faces $45,000 in debt, and Generation Opportunity finding a 15.9 In the meantime, consider a roommate situation to pool resources and get access to better locations and larger homes. You avoid a large chunk of deprecation if you purchase used. This site uses affiliate links.

Parenting 81

Parenting Economy Student Cars 81

Family Balance Sheet

JANUARY 28, 2013

This week's BundleoftheWeek.com collection includes five amazing resources to help you run your home more efficiently! Covering everything from organizing your schedule and household records to meal planning, cleaning and budgeting, this bundle is the perfect collection to help you keep your home resolutions.

Homemade 127

Homemade Meals Organic Organization 127

Saving With Shellie

JANUARY 5, 2012

One of my favorite free resources on the web is Mint.com. This is a free budgeting resource and it is truly fabulous. The site is recommended by Money Magazine, Kiplingers and other top money resources. They use the same encryption security that all the banks use. And don’t just take my word for it.

Budgeting 51

Budgeting Budget Software T-Mobile 51

Prairie Eco-Thrifter

OCTOBER 15, 2011

You will learn exactly what settings, plugins, and themes he uses. Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Personal Finance Whiz : What Is An Emergency Fund?

October 200

October 2011 Finance Personal Finance 200

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. If you are new to couponing, you’ll want to read Couponing: Where to Begin , and I have many different resources for you on my Coupon Resources page, like: Where to Find Coupons.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Prairie Eco-Thrifter

AUGUST 26, 2012

Understanding Sustainable Energy & Conserving Natural Resources In addition to our children’s own health, we want our children to maintain a healthy relationship with the world around them – within their communities, and within their relationship with their physical environment as a whole.

Thrifty 189

Thrifty Recycle Recycled Recycling 189

Prairie Eco-Thrifter

MAY 21, 2012

But did you know that Pinterest is also a fantastic resource for saving money? My strategy for finding great outfits that I can actually afford to put in my closet is to use what I find on the site simply as a source for ideas. Are you a fan of Pinterest? Has it helped you save money? If so, how?

Money 188

Money DIY Saving Money Saving 188

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Five Cent Nicke l shares with us the top ten web-based money management tools there are out there. What a great resource. I must admit we use Quicken but we are considering looking into some of the other options. Young and Thrifty gives us tips on how to pick a good financial advisor. Reducing Debt. He has a point.

January 113

January February Debt Personal Finance 113

Prairie Eco-Thrifter

MARCH 14, 2011

And one of the best ways to do it is to use a 529 plan.&#. Kristia presents Save Money On Groceries Without Using Coupons | Kitchen Economics Link Up posted at Family Balance Sheet , saying, “You don’t have to be an extreme couponer to save money on groceries.&#. Some of the strategies include freezing milk and eggs.&#.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

OCTOBER 10, 2012

I learned quickly that the costs add up and that budgeting is of utmost importance if you want to graduate without thousands of dollars worth of debt. These books can run anywhere from $100-$300 and you use them for one semester. Do you use the book other than to read passages out of it in class? Which I did want to do.

College 188

College Library Rent Saving 188

Prairie Eco-Thrifter

FEBRUARY 11, 2011

Morse Code kiss : Using a Morse code chart, use long and short kisses to spell out a message to your loved one and try to have them decipher it. Play Dirty Word Scrabble : Play Scrabble with your partner using dirty words or innuendos that will act out later that night. What a great resource. Where are you at?

February 113

February Finance Personal Finance Money 113

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Personally, I think a starter fund should be $2000-$3000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130