Prairie Eco-Thrifter

JUNE 5, 2014

I’ve found that so many people are constantly in the midst of that struggle; finding a healthy lifestyle they can sustain in the long term while accomplishing and maintaining their physical goals. I’d say continuing to miss the mark on hitting your goals is a fairly good indication. The common advice is moderation.

Food and Wine 232

Food and Wine Goals Finance Wine 232

Family Balance Sheet

AUGUST 4, 2014

This meant moving to a less expensive rental, cutting cable and changing our eating-out and entertainment habits. It’s not specifically for debt repayment, but if he hadn’t built up the courage to ask for the raise that he deserved, we wouldn’t have moved as quickly toward our goals.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

MARCH 25, 2013

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. My monthly goal is $100. One of our budget problems is eating out at restaurants, so we cut back our restaurant budget to $100 from an average of $250 a month in 2012.

March 100

March Club Christmas Goals 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out . If you have financial goals, budgeting will be an important tool to reaching those goals.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Set Financial Goals. When you’re struggling to pay your monthly billings, then you might think that saving is too far out of reach. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. Without careful planning and setting these goals, your bottom line suffers.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We didn’t eliminate eating out completely, but just cutting back the splurge to once a week drastically reduced how much we spent. How do you eat an elephant? We moved the goal post multiple times.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

NOVEMBER 19, 2014

Daniel cut some of his business expenses by cutting out a monthly fee for a co-working space and cutting out monthly charges for services he didn’t need anymore. Who initiated the debt free goal? We definitely spend a lot more money on eating out at restaurants and using babysitters now that we are debt free.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Penny Pinchin' Mom

FEBRUARY 16, 2024

My family chooses to eat out once per week, for example. per transaction every time you use an out-of-network ATM? If you learn how to save money from your monthly salary in a smart way, you don’t have to drastically diminish your lifestyle expenses to achieve your financial goals.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

JUNE 16, 2015

We gave up eating out, cable, driving as many places. Decide here and now what your goals are and write them down. Who initiated the debt free goal? We took a deep breath, celebrated for five seconds and then set about a new goal of saving for a down payment. What are your financial goals now?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

MARCH 18, 2015

We paid off our law school and car loans several years ago, just because we didn’t like having them hang over our heads, but then we took a Financial Peace University class and made it our goal to pay off our house as well. We also stopped eating out and even went on regular spending freezes. Stop eating out.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

FEBRUARY 10, 2017

We had quite a bit of momentum coming out of 2015 and I never doubted our own abilities. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our goal is still debt freedom. What are your financial goals for 2017 and beyond? So, you know I was serious!

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JULY 13, 2016

Working together, sharing the same goals and vision, talking about milestones. If married, who initiated the debt free goal? We would keep our goals on paper on the fridge. Drew would figure out the numbers and shuffle things around and brainstorm ways to make the money or sell something to get the goal accomplished.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JANUARY 20, 2017

A life goal of ours is. because we aren’t eating out. We knew it would take us years to get out of debt! While we said no to eating out and going to the movies all the time, we. If married, who initiated the debt free goal? We take out a small amount. Eating out, buying shoes, whatever.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

AUGUST 31, 2014

There’s something about looking at a spreadsheet on the computer that reflects a huge jump in savings just by cutting back on eating out. I picked something I knew that he wanted (a canoe) and pitched the idea of budgeting as a method to meet the goal of buying one. Get Them Dreaming.

Budget 180

Budget Budgeting Money Finance 180

Prairie Eco-Thrifter

AUGUST 2, 2012

It involves eliminating animal-based products from our diet and eating things that are primarily plant-based: beans, fruits, vegetables , grains, etc. Although this major lifestyle change may not suite everybody, we’ve found that making small changes helps us to accomplish a larger end-goal. You may be shocked what you see.

Eating Out 188

Eating Out Meals Health Cooking 188

Nicoles Nickels

FEBRUARY 16, 2012

I am trying to make this goal come true by feeding my family healthy foods whenever I am able and making better choices for everyone when we do eat out. Whether your goals revolve around getting back in the gym or being more organized at home, having the right products to help you succeed is a must. Get the right gear.

Giveaway 105

Giveaway Goals Consumer San Francisco 105

Prairie Eco-Thrifter

APRIL 14, 2013

Avoiding the unnecessary things like extra trips to the store can help you save on gas or transportation expenses, and limiting the times that you eat out can actually do a lot for your finances. Probably the largest part of your income goes to your primary needs, which includes groceries and utilities. Save For The Future.

Money 273

Money Cable Service Budgeting Budget 273

Prairie Eco-Thrifter

NOVEMBER 12, 2012

Skip the pizza and constant eating out. A few days ago I posted about my goal of 50 countries by 50. Being smart and avoiding unnecessary spending can help you save money in college. Remember these five money saving strategies to stay comfortable without breaking the bank. Smart Grocery Shopping. Where have you been?

College 203

College Saving Money Money Student 203

Prairie Eco-Thrifter

NOVEMBER 8, 2012

If there’s a short-term goal to take care of (like new flooring for the house), I simply set up another automatic withdrawal to a high yield account until the goal is met. Eating out a few times a month. I don’t see any reason to divide up the rest of my spending into categories that I then have to stick to.

Emergency Fund 202

Emergency Fund Budget Budgeting Psychology 202

Prairie Eco-Thrifter

JUNE 15, 2015

You can even say something like, “I have a goal to work up to X reps at this weight. ” As your partner helps you focus on your goals, s/he might eventually become interested in participating as well. You can ask for an opinion about an exercise program you want to start or about a new food you want to try.

Health 100

Health Video Games Activism Goals 100

Family Balance Sheet

NOVEMBER 12, 2014

Having a routine keeps me scheduled so that I don’t forget to prep something and end up tempted to eat out. By having a schedule and knowing what we usually eat, I can save money by buying many foods in bulk. It doesn’t matter how much you saved per pound if you end up throwing it out!

Grocery Spending 246

Grocery Spending Grocery Groceries Food and Drink 246

Family Balance Sheet

SEPTEMBER 20, 2016

He has paid a price to win with hard work and sacrifice to reach his goals, and I truly admire him for that. I decided on the name because I did not want to keep up with the Joneses anymore, or pretend to be Mrs. We started cooking at home more, a big issue for us was eating out. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

OCTOBER 13, 2013

However, if going out to eat with friends or going on all-inclusive vacations is your thing, I’m not one to judge. It’s fair game if you aren’t going into debt over it and if you are still able to put money aside for emergencies, retirement, and to meet your goals. High End Cars.

Money 184

Money Car Cars Laptops 184

Family Balance Sheet

APRIL 12, 2016

Stop eating out – it’s so much better for your wallet and your waistline to cook at home. What are your financial goals now? My next big hairy audacious goal is to buy a home with cash! Saving for retirement – or a version of retirement – is also a goal.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

MAY 27, 2015

Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. Our goal is to write down expenses every day so we know where we are in our budget that month, but to be honest, this probably happens 1-2 times a week now. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JANUARY 21, 2015

For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free. Be willing to sacrifice- there are things we had to do that made us look weird: home school, skip eating out as much with family, doing my own hair & nails, getting a wardrobe from the thrift store and forgoing paper towels.

Debt 100

Debt Debt Free Las Vegas Finance 100

Saving Cents With Sense

SEPTEMBER 12, 2011

I’ve mentioned how much I like Upromise before because it helps you save for college by doing things you are already doing : Shopping, Eating Out, Buying Tickets, or Fill Your Gas Tank. I also submitted a dream for my children, to "Reach their Highest Potential" My goal is to help my children cherish and LOVE to learn.

College 56

College Giveaway Goals Win 56

Family Balance Sheet

SEPTEMBER 9, 2014

Who initiated the debt free goal? We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. Of course I know how much he spent on the cool car he saved up for after we were out of debt, and he knows the crazy amount I spent to go to Antarctica. Get creative. Ask for help.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

MAY 6, 2020

With this big goal checked off our list, we changed and updated our Debt Freedom Plan by adjusting some steps and started to work through our goals of increasing our emergency fund, contributing to our retirement, and saving for our daughters’ college education. We celebrated the achievement with a trip over Thanksgiving.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. If married, who initiated the debt free goal? What are your financial goals now? That was fun!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If there is one budget category that can quickly get out of control for me, it is GROCERIES. Plan for All Seven Days.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Prairie Eco-Thrifter

AUGUST 29, 2012

We had a lot of fun and it was nice to dream about our goal of becoming home owners. 7 Ways to Save Money When Dining Out We all like to eat out, but if we do it too often, it can get expensive. We would rate them and pick a favorite on the street. So, how have you saved money on dates and still had fun? Still, it is.

Frugal 188

Frugal Wine Saving Money Money 188

Prairie Eco-Thrifter

JANUARY 14, 2012

MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. After checking and rechecking and I discover the real cost of eating out! Young Family Finance : Appropriate Tip – Find out what an appropriate tip is when you are eating out.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

JULY 9, 2015

There are things we had to do that made us look weird: home school, skip eating out as much with family, doing my own hair & nails, getting a wardrobe from the thrift store and forgoing paper towels. Eating out daily will add up. They were Willing to Sacrifice (pssst…it’s only temporary).

Debt Free 100

Debt Free Debt Budgeting Budget 100

Saving Cents With Sense

JANUARY 11, 2016

Ultimately, here are some changes I made to my eating habits: Eat out less or not at all. If I do eat out at a restaurant, I research the menu ahead of time to find the healthiest option. Replacing coffee with Slique tea to help support my weight loss goals. What are some of your favorite salad toppings?

Food and Drink 40

Food and Drink The Biggest Loser Lunch Lunches 40

Saving Everyday

FEBRUARY 7, 2013

Once we’ve do that then we start thinking about ways to save – spare change in a jar, eating in even when you really want to eat out, buying store brands that maybe aren’t as good as name brands but still okay, walk more – drive less… Whatever it takes, once the reservation is made, we have goal.

Disney 65

Disney Saving Dining Saving Money 65

Prairie Eco-Thrifter

JANUARY 6, 2011

Look at cutting back on little luxuries such as eating out at lunch each day or in the evenings. Also cut out any unnecessary expenditure, such as subscriptions and memberships that may no longer be of much use to you. The goal is to reduce it remember, not add to it. Don’t take out an additional loan.

Debt 113

Debt Finance Pay Off Debt Credit 113