Savings Corner

APRIL 4, 2024

The refinancing process is similar to the purchase mortgage application process: The lender reviews your finances to assess your risk level and determine your eligibility. For example, if you still owe $250,000 on your home, and it’s worth $325,000, your home equity is $75,000. FHA loans require you to wait six months, for example.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Savings Corner

DECEMBER 24, 2023

What financial advisors do A financial advisor helps individuals manage their money and map out their financial futures. For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Family Balance Sheet

FEBRUARY 18, 2014

Even though I was helping my husband from home part-time with his business, I still felt like I wasn’t contributing to our finances and that drove me crazy. But chapter 17 helped me realize that I could contribute substantially to our finances–just in a different way. No surprise there; I write a blog about family finances.

Office 182

Office Money Family Finance 182

Prairie Eco-Thrifter

APRIL 10, 2014

This was such a perfect example. I can only hope that she makes the decision to take control of her finances by finding a living space and a lifestyle that she can both live with and afford to support in the long term. Have you ever sacrificed your long term financial well being for convenience and ease in the short term?

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Our personal finances obviously require attention all year long. For example, once a quarter, I review our asset allocation actuals against our target allocations and come up with a plan to discuss and implement based on the analysis. Clean out and organize paper files for personal finances. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. Since we just celebrated the New Year, now is the best time to clean up your finances. Set Monthly Money Goals. And don’t worry about that saying.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 23, 2014

Carrying around an extra fifty or hundred pounds of weight all day, every day is certainly not simpler in the long term- on joints or health or finances. The first is surrounding yourself with positive examples. Setting Financial Goals: Make Them Smart and Simple How to Change Bad Habits to Maintain Healthy Ones Guide to Laddering.

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Cycle Cinnabon Goals Financial Goals 181

Family Balance Sheet

SEPTEMBER 9, 2014

For example, it took us about 3 years to pay off a combined $17,000 in credit card debt, but later we managed to pay off twice as much in 3 years on about the same income. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending?

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Debt Debt Free Pay Off Debt Financial Goals 236

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. He discusses income beneficiaries, remainder beneficiaries and provides and example of the use of a dynasty trust.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

FEBRUARY 18, 2015

When this happened we not only were devastated emotionally, but would end up going to have our finances basically implode a few weeks after this. Dave Ramsey’s FPU (Financial Peace University). Who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free Finance Goals 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Would renting for another year or two improve your financial standing? Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JULY 2, 2015

This may seem like a strange answer to put in this section, but we believe in helping others when they are struggling and putting our finances towards caring for our community and others around the world. We save and try to manage our finances, but do so with an openness to give money away as well. What are your financial goals now?

Student 100

Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. For example, language teachers and stock-picking advice may use this model.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

JULY 13, 2016

Also sell cheap practical stuff at key times, example: for 3 years we sold glow necklaces at the local fireworks shows in our cities during July 4th weekend. Example, Farrah would want a pedicure. Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now?

Debt 100

Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

MARCH 10, 2013

As an extreme example, a book I just finished reading – Family Fortunes by Will and Bill Bonner – suggests that folks who want to hold onto their fortunes for 100 years should only make a major financial decision once every 5 years! Sleeping on your choice. Few things in life really require an instant decision.

Making 240

Making Home Financial Goals At&T 240

Prairie Eco-Thrifter

JANUARY 10, 2017

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. My grandchildren’s other set of grandparents are just one example. Even today, many are still unemployed or underemployed.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Family Balance Sheet

JUNE 2, 2016

For example I got up at 3.45 Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years! One creditor, for example, agreed lower monthly payments, while another offered to shave a fair amount off what I owed in exchange for a lump-sum payment.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. If we look at the coffee example, I do grab an occasional coffee when I’m out but I have never gone back to that old habit. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Student 100