Penny Pinchin' Mom

DECEMBER 17, 2023

The post Managing Family Finances: Tips and Strategies for a Better Financial Future appeared first on Penny Pinchin' Mom. Family finances can be tricky! I have a bunch of lovable relatives (my nuclear family) who believe we are somehow made of money. You need the entire family pulling in the same direction.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

OCTOBER 16, 2017

Family Balance Sheet , the website, turns 9 in October 2017, but Family Balance Sheet, the spreadsheet, turns 14. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. October is a big month for me. I met my husband in October.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

AUGUST 26, 2013

Much has been written about the importance of setting goals to achieve success but I think it is also an important strategy when wondering how to make life better for yourself. Before you can set your life goals, you need to have worked out what is important to you. It’s a good idea to review your goals from time to time.

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Goals Making Financial Goals Work 233

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. Track our cashflow.

March 100

March Financial Goals Budgeting Budget 100

Prairie Eco-Thrifter

JULY 28, 2013

Are financial your goals aligned with your spouses? How have you divided up financial chores and is that working well? Are you making progress towards the life and finances you want? Sometimes it helps to take time out and just stare out the window while you consider these and other financial thoughts. Walt Disney.

Activism 229

Activism Goals Kids and Family Finance 229

Family Balance Sheet

APRIL 2, 2022

As a family, we are looking forward to camping trips, a week at the beach, and cookouts with friends. I want to make sure we have time to squeeze everything in and the funds to do it all. It’s a helpful visual for everyone in my family as we anticipate our summer fun. How much is summer going to cost you and your family?

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JUNE 17, 2018

Here’s a peek at what’s going on with me, my family, and our life. I also had a large vertical trellis for growing squash, cantaloupe, and watermelons. This month’s challenge: Create a Financial Vision Board. Over on my private Facebook group, Family Budgeters Unite! , Date night!

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. This month at Family Budgeters Unite! , Surprised my family with Apple Crumb Pots for dessert. homemade refried beans.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? Investments – How can you save and invest to grow wealthy?

Goals 52

Goals Debt Taxes Insurance 52

Savings Corner

DECEMBER 25, 2023

Investing in the financial markets might sound like one of the scariest parts of managing your finances, but it’s also potentially the most rewarding. While major declines in the market can be frightening, investing is one of the few ways to outpace inflation and grow your purchasing power over time. Look to your employer for guidance.

Taxes 52

Taxes Growing Money College Tuition 52

Family Balance Sheet

JANUARY 5, 2018

Time is a commodity that you don’t get back, and I need to make the most of it while my kids are still young and at home. I can loaf on the couch when they leave the nest, but for now I need to focus on my family, my health, and my time. These are just my personal goals. My motivation: Focus on family time and needs.

Goals 100

Goals 2018 Motivation Kids and Family 100

Penny Pinchin' Mom

MARCH 11, 2024

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” Imagine keeping the family afloat during periods of strife, such as WWII. Here are a few family meal plan templates you can check out. Could you manage it? Camping maybe?

Saving Money 52

Saving Money Money Mom Used 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Now, this is what you need to do: think about how much you make and how much you spend on needs, living expenses, and not-so-necessary things, then take away 20% of all that per month and see if your lifestyle will take too much of a hit. I look for coupons and deals that are specific to the brand my family likes, and then I buy in bulk.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

DECEMBER 10, 2014

She blogs about at Careful Cents where she helps creative freelancers and solopreneurs make a living from their craft. Tell us about you and your family. He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now? Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JANUARY 15, 2013

” They make good money. He’s afraid that his friends and family won’t think as much of him when he’s no longer “rich.” ” The friend throwing the wedding is trying to impress his bride’s family by showing them how “rich” he is. They don’t even have bad credit.

Debt 274

Debt Wedding Money Financial Goals 274

The Frugal Girl

MARCH 4, 2024

We consider her our “bonus kid” and our family is extremely close. When my brother and I were growing up, our parents didn’t have much discretionary income. Aside from those exceptions, we did all the work ourselves and with the help of family. We didn’t start a family until we were married for almost 15 years.)

Green And Frugal 182

Green And Frugal Kids and Family Hotel Frugal 182

Family Balance Sheet

NOVEMBER 19, 2014

Tell us about you and your family. Daniel is a WordPress plugin developer at grow development and blogs at [link]. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. What are your financial goals now? Daniel is continuing to grow his business.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

FEBRUARY 4, 2015

She writes at Growing Slower. Tell us about you and your family. Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. After we had kids, though, I stayed home, so we continued making the minimum payment for years. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. I usually make it the first week of the month.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

When you are trying to improve your financial situation, one of the moves to make is to change the way you spend money. Looking at your motivations helps you figure out how to address the problem, and to make long-term changes to your spending behaviors. Do you want to donate to charity and make the world a better place?

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Motivation Money Goals Finance 250

Prairie Eco-Thrifter

JULY 31, 2014

” p 88 Mark Haynes Daniell in Strategy for the Wealthy Family – Seven Principles to Assure Riches to Riches Across Generations. Was it the times you were flush with money or the times you were dirt poor and had to make do? Set new financial goals for yourself. Set new goals for yourself at each stage of life.

Debt 167

Debt College Student Money 167

Family Balance Sheet

MARCH 18, 2015

Tell us about you and your family. I’ve always been a total brown thumb but I am determined to finally figure out how to grow things. We started making a monthly cash budget and paying with cash instead of credit or debit cards. What are your financial goals now? Thanks for supporting Family Balance Sheet.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

FEBRUARY 3, 2016

Tell us about you and your family. Make your goals visual. Tracking your progress and making it visual do so much to motivate you to find more ways to cut expenses/earn more to get that debt paid off as quickly as possible, especially when it takes a long time and you get discouraged. Where are you from?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JULY 13, 2016

Tell us about you and your family. We have a family of 4. We love to shoot photos and videos and focus on family and a healthy marriage. We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. Making a budget and cutting expenses. Where are you from?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JANUARY 7, 2015

She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. Tell us about you and your family. I’m not telling you to stay home and grow roots so that you can never leave the premises. Because math makes me want to curl up in the fetal position. Where are you from?

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Most of the conversations we had with each other over the three months was what trades to make and who was an early pick up. It is just a fun night with friends and family rooting for their team and munching on whatever potluck treats were brought. We have a blast every year no matter what team makes it in. GO PACK GO!

January 113

January February Debt Personal Finance 113

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. 1 – Create a Monthly Hearty Meal. A worthy investment.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. 1 – Create a Monthly Hearty Meal. A worthy investment.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

Family Balance Sheet

MAY 27, 2015

Tell us about you and your family. Using your income to pay off debt sounds obvious, but it surprises me how many people don’t take a look at how much they really make and how fast they could pay off debt. Once our kids are in school our goal will be to look into buying our dream home. What are your financial goals now?

Debt 100

Debt Debt Free Pay Off Debt Finds 100