Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. You are one emergency short of losing track of your finances. Should you pay off debt or save? What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

MARCH 24, 2013

It was developed by two university personal finance professors one at Virginia Tech and the other at Kansas State University. Set your financial goals. In order to meet some financial goals, you must take some level of risk. In order to meet some financial goals, you must take some level of risk.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

DECEMBER 7, 2014

Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. Understand the risks to peer loans and you may just find one of your best tools in personal finance. Used irresponsibly, and like any tool, it can smash your fingers something fierce.

Debt 188

Debt Personal Finance Finance Credit 188

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. It was tricky at first.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

FEBRUARY 18, 2014

Even though I was helping my husband from home part-time with his business, I still felt like I wasn’t contributing to our finances and that drove me crazy. But chapter 17 helped me realize that I could contribute substantially to our finances–just in a different way. No surprise there; I write a blog about family finances.

Office 182

Office Money Family Finance 182

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). This is a work in progress and I feel it will always by my goal. This will always be a work in progress and you’ll understand why it will be more crucial for me when you read my 2020 goals below! We knocked this out of the park. 2 – Reduce our clutter. I still eat sweets.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Consider not only the financial aspects, but the life enjoyment aspects as well. Educate yourself and your family in personal finance concepts.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. If married, who initiated the debt free goal? The short term sacrifice was for the long term goal of being debt free.

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Our personal finances obviously require attention all year long. Clean out and organize paper files for personal finances. After 44 years of marriage, we have collected quite a bit of financial information. Set financial goals for the year. Update our marriage timeline document.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. And as you’ll see below, we also added a few more steps that he probably wouldn’t suggest or approve of, but there’s a reason why this is called personal finance. A guiding light! DONE November 2019.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession?

November 188

November 2011 Personal Finance Finance 188

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. A personal loan is money borrowed from a lender that can be used for nearly any purpose. This makes personal loans incredibly diverse and flexible.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

APRIL 19, 2016

She writes at her personal finance website, And Then We Saved. If married, who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Prairie Eco-Thrifter

MAY 10, 2012

Janet presents Expense budgeting posted at Fee Only Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption. Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Retirement lingo can get confusing if you are just starting out learning about finances. I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Young and Thrifty gives us tips on how to pick a good financial advisor. Which letters best describe you?

January 113

January February Debt Personal Finance 113

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. My personal best frugal win was marrying a guy who can and will fix almost anything.

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. I will NEVER finance a car again. What are your financial goals now? My next big hairy audacious goal is to buy a home with cash!

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. I felt a lot of relief when I was finally debt free and actually made a new goal to pay off my house as quickly as possible. How much debt did you pay off?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

JUNE 2, 2016

Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years! What are your financial goals now? Right now my primary goal is building up my savings as quickly as possible (and also hopefully buying a house in the next year or two).

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Savings Corner

APRIL 4, 2024

Written by Edited by Edited by Updated Apr 02, 2024 Bankrate logo The Bankrate promise Caret Down At Bankrate, we strive to help you make smarter financial decisions. Our goal is to give you the best advice to help you make smart personal finance decisions. stars out of 5 4.1 Caret Down Cost & ratings Rating: 3.8

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52