Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Being a newlywed means you have a few things to get used to, and that includes the way you handle your finances. As you begin to navigate the waters of newlywed finances, here are 5 money tips that can help you out: 1. Many couples struggle with trying to figure out whether or not to combine finances. Set Goals Together.

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. They are a nice perk if you are able to pay off your balance every month, otherwise, you’re paying finance charges that most likely exceed the cashback that is earned.

April 130

April Money Credit Cards Donation 130

Prairie Eco-Thrifter

JUNE 6, 2011

Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days? I started making smaller consistent payments that I could afford month after month and before I knew it my debt was gone.

Pay Off Debt 176

Pay Off Debt Win Debt Goals 176

Prairie Eco-Thrifter

FEBRUARY 26, 2011

Reader Asks About Selling Home to Pay Off Debt – [link] I agree. Prairie Eco-Thrifter has Been Featured in the Carnival of Personal Finance # 297 [link] #. Prairie Eco-Thrifter has Been Featured in the Canadian Finance Carnival # 24 [link] #. Makes me feel bad for wanting to watch them play. #.

Pay Off Debt 113

Pay Off Debt Swap Debt Finance 113

Prairie Eco-Thrifter

JUNE 6, 2013

It really makes me happy. My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. Greetings and happy Friday.

Debt 145

Debt Fridays Win Green And Frugal 145

Family Balance Sheet

NOVEMBER 19, 2014

Who initiated the debt free goal? Were there arguments during the time you were working on your debt? Finances have definitely been the biggest strain in our 11 years of marriage. Who handles the day-to-day finances in your home or do you work on it equally? Daniel does all the day-to-day finances.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Savings Corner

APRIL 4, 2024

Getting a business loan requires careful research and consideration to make sure you’re choosing the best funding option for you. You’ll also need to make sure that you meet the lender’s requirements for credit score, time in business and cash flow, ensuring that your business can easily handle loan repayments. Business plan.

Bank 40

Bank Banking Credit Finance 40

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

APRIL 9, 2021

He makes it really simple and you should Google it if you haven’t heard of his steps. Our personal finances are so interwoven with our small business finances that we view them as one. We chose the name, Our Debt Freedom Plan , and we referred to it often when we needed to make financial decisions.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. How is it possible that a couple making $200K don’t know where $60K is going every year?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

FEBRUARY 21, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re tired of sky-high car insurance premiums, don’t miss Finance Fox’s post on alternative ways to save on car insurance. Paying off debt is hard to do. Are you a young professional?

Fridays 165

Fridays Insurance Real Estate Debt 165

Family Balance Sheet

AUGUST 5, 2015

We decided to declare it our year of health and align our diets and become more healthy, invest more in our community at church and clean up our finances. Soon after making that decision we found out our church in Chattanooga would be hosting Dave Ramsey’s Financial Peace University. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

MAY 1, 2013

Rules of thumb are often used to make various financial decisions. The rule of thumb that states that it makes sense to spend 30% of your income each month on a housing payment doesn’t take into account the fact that you might have other debts, and that taking on more might over-leverage you. So, What Can You Do?

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

freestuff.tv

MAY 18, 2011

Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. Through a budget they can monitor their investment and make the most of their hard-earned dollars. This will help you stay out of debt.

Budgeting 130

Budgeting Budget Debt Debt Free 130

Family Balance Sheet

SEPTEMBER 29, 2016

Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work. We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement).

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

JANUARY 6, 2011

Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. See where you can make cutbacks.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

JULY 2, 2015

We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! But in the end, we ended up making enough profit to pay off our debt entirely and still put some into savings! If married, who initiated the debt free goal? Be creative.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

FEBRUARY 23, 2016

We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. It’s a crazy goal, but I like a challenge and I’m looking forward to our reward when everything is paid off. So I concocted an idea to pay them off early and wrote our Debt Freedom Plan.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

FEBRUARY 22, 2011

Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. Which comes first: saving for an emergency OR paying off debt? Once that debt is paid off then start building up you emergency fund to your desired number.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income. Make a commitment. . Make it visual.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Savings Corner

APRIL 4, 2024

You’ll receive the funds in a lump sum, then make regular monthly repayments amortized over the term of the loan, typically as long as 30 years. If that happens, it can cause serious damage to your credit score, making it harder for you to qualify for future loans. Save for longer, or find a more affordable way to make them happen.

Home 52

Home Debt Credit Cards Credit 52

For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Saving more (52%), spending less (19%) and paying off debt (19%). Do you really need cable television or can you make do without? Paying Off Debt.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. towards our debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. What are the reasons you want to get out of debt?

Debt 100

Debt Debt Free College Finds 100

Motherhood Moments

FEBRUARY 7, 2023

billion on the holiday this year, the personal-finance website WalletHub today released its report on 2023's Best Places for Valentine’s Day. If you’re looking to settle down, it’s a good idea to make sure you have a decent credit score, as over 47% of people would not marry someone with bad credit.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. I talk a lot about this in my post “Top 4 Ways to Pay Off Debt” but they include: 1.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. She blogs about at Careful Cents where she helps creative freelancers and solopreneurs make a living from their craft. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? How did you celebrate when you became debt free?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 22, 2020

With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. While reducing our day to day spending would certainly help, we needed to reduce large chunks of debt at a time to pay off six figures quickly. We increased our income. We said NO a lot.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! How on earth could I pay off *more* debt, if even servicing the monthly minimums was causing me anguish? Could I knock $20 off my grocery shopping somehow?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Saving Cents With Sense

FEBRUARY 17, 2016

Before getting married, you’ve likely researched the financial questions you should ask each other, but do you know how your wedding will affect your finances once the “I dos” are said and the wedding certificate is signed? Each has its benefits and drawbacks, so you’ll have to make an informed decision about it together.

Taxes 40

Taxes Debt Finance Wedding 40

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. For informational purposes only.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. How my grandparents paid off $55,000 of their home mortgage in one year. It was time to make a change.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. The only debt we had was a mortgage – however when we first got married we were stupid and bought a Mercedes. We ended up using my remaining collage savings to pay that off.

Debt Free 100

Debt Free Debt Budgeting Budget 100