Prairie Eco-Thrifter

JUNE 6, 2011

Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days? Start with a reasonable savings goal, one that is manageable and yet still allow yourself some fun and luxuries.

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Pay Off Debt Win Debt Goals 176

Prairie Eco-Thrifter

FEBRUARY 26, 2011

0 saves Save. 6 Ways to Save Money On a Gym Membership [link] #. Reader Asks About Selling Home to Pay Off Debt – [link] I agree. Prairie Eco-Thrifter has Been Featured in the Carnival of Personal Finance # 297 [link] #. RT @ Green_Panda Handling Your Finances – What is Being Frugal?

Pay Off Debt 113

Pay Off Debt Swap Debt Finance 113

Prairie Eco-Thrifter

JUNE 6, 2013

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. Mike from Personal Finance Journey wants to know if coupons are worth it.

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Debt Fridays Win Green And Frugal 145

Family Balance Sheet

NOVEMBER 19, 2014

The software generated a monthly revenue, but we were able to sell them to pay off the rest of our debt immediately. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Who initiated the debt free goal? Paying off debt can be done!

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Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

JUNE 24, 2012

Here is the list of prizes as well as the winners: iPad (sponsored by Prairie Eco Thrifter and Sustainable Personal Finance ) Nicole D. $25 Pay Off Debt App (sponsored by The Debt Myth ) Lisa K. $20 25 Amazon Gift Card (sponsored by Work, Save, Live ) Debbie R. $25

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Giveaway Personal Finance Gift Cards Finance 100

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

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Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

AUGUST 11, 2016

And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. It’s all too much.

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Emergency Fund Money Finance Debt 100

freestuff.tv

MAY 18, 2011

Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. Here are some secret tips in creating a budget that can rejuvenate your personal finances and become debt free. Enjoy this site?

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Budgeting Budget Debt Debt Free 130

Savings Corner

APRIL 4, 2024

To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR). Bank relationship Relationships can make a big difference in managing your business finances and getting a loan. You want to use business profits to make repayments on the loan. Some lenders require both.

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Bank Banking Credit Finance 40

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. After the FPU class, we looked at our debts differently. Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. A guiding light!

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Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Don’t Quit Your Day Job: Refinance Your Mortgage and Pay the Same Amount?

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October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

FEBRUARY 21, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re tired of sky-high car insurance premiums, don’t miss Finance Fox’s post on alternative ways to save on car insurance. Paying off debt is hard to do.

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Fridays Insurance Real Estate Debt 165

Family Balance Sheet

AUGUST 5, 2015

My husband has always been the one who has felt the full weight of our debt. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. At first we did it anyway we could find!

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Debt Debt Free Finds Finance 100

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More.

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Monitors Credit Debt Consumer 40

Family Balance Sheet

FEBRUARY 22, 2011

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Your wants and dreams are secondary and need to be saved for separately. Save it and forget about it.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Prairie Eco-Thrifter

JUNE 25, 2013

As you save for retirement, here are Five planning mistakes to avoid. When you plug your information into a calculator, trying to figure out how much to save in order to reach your desired nest egg, don’t overestimate your returns. Too often, we forget to plan for the impact of inflation on future finances.

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Making United States Taxes Health Care 201

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

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Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

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Debt Free Debt Goals Student 243

Family Balance Sheet

JULY 2, 2015

But in the end, we ended up making enough profit to pay off our debt entirely and still put some into savings! What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. The money that we used to spend on debt now goes into savings.

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Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

MAY 1, 2013

If you lose your job, or encounter another financial setback, 30% of your income might be too much to handle for a mortgage payment — especially if you have other debt. If you are buying a home, start with the 30% rule, and then evaluate where that puts you in terms of finances. Markets and economic conditions change as well.

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Life Insurance Insurance Debt Property Taxes 213

Family Balance Sheet

JUNE 16, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? How did you celebrate when you became debt free?

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Debt Debt Free Finds Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are the top 3 – 5 ways you found money to put towards debt.

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Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

JANUARY 6, 2011

When you start looking for areas to cut back, it is surprising how much you find you can claw back on and save. This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. It will also help you manage any additional debt.

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Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

FEBRUARY 23, 2016

2 – Create your own Debt Freedom Plan. I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. We are following his debt snowball method and the book provided the blueprint for our Debt Freedom Plan. Download your FREE Debt Payoff Goal Tracker.

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Debt Goals 2016 Calculators 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Her 2017 goal is to save $20,000 in cash. Elle and her husband paid off a car loan and saved cash for their next car.

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Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. towards paying off your debt.

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Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

APRIL 4, 2024

While the forecast doesn’t call for massive savings — for HE loans, anyway — any reduction in borrowing costs saves prospective borrowers some cash, and encourages them to turn to this financing tool. Save for longer, or find a more affordable way to make them happen. appeared first on Savings Corner.

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Home Debt Credit Cards Credit 52

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. I initiated paying off the debt.

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Debt Debt Free College Finds 100

Motherhood Moments

FEBRUARY 7, 2023

billion on the holiday this year, the personal-finance website WalletHub today released its report on 2023's Best Places for Valentine’s Day. Do you have any tips for how singles can get their finances relationship-ready? Taking time to improve your finances may lead to better romantic prospects.”

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Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

DECEMBER 10, 2014

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. Were there arguments during the time you were working on your debt?

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Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. I talk a lot about this in my post “Top 4 Ways to Pay Off Debt” but they include: 1.

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Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 22, 2020

Financially speaking, he focuses on building the business and I focus on managing our home and finances. When I first approached him about paying off these debts early, he said to me, “it’s not going to happen by clipping coupons. My grocery strategies: How to Save Money on Groceries. We said NO a lot.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 2, 2016

Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years! What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Paying off debt and growing savings is a means to an end.

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Debt Finds Debt Free Pay Off Debt 100

Saving Cents With Sense

FEBRUARY 17, 2016

Before getting married, you’ve likely researched the financial questions you should ask each other, but do you know how your wedding will affect your finances once the “I dos” are said and the wedding certificate is signed? Paying Off Debt. ©2009-14 Saving Cents with Sense ™, a website of Saving Sense Media LLC.

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Taxes Debt Finance Wedding 40

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. What a great problem to have, right?!?!

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Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. I will NEVER finance a car again.

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Credit Cards Debt Debt Free Student 100