Family Balance Sheet

OCTOBER 8, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. You’re about to find out! I have used Quicken software since the mid-90′s. What do you use to track it?

Finance 113

Finance Money Organic Organization 113

Prairie Eco-Thrifter

AUGUST 11, 2014

One the inevitable things that we spoke about during our session was finances. Our finances are not currently combined, but since we became engaged, we have been taking small steps toward at least partial pooling of our money. We did so willingly, as our friends had been through it and spoke highly of the experience.

Finance 174

Finance Budgeting Budget Money 174

Family Balance Sheet

OCTOBER 20, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We’re going to use the zero based budget as a guide for our monthly spending plan.

Finance 100

Finance Organic Organization Budgeting 100

Family Balance Sheet

AUGUST 21, 2020

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. I STILL use our spreadsheet today. You could also use a recent appraisal. Column K = Statement date of the balances.

Family 241

Family Debt Finance Kids and Family 241

Savings Corner

DECEMBER 24, 2023

As you might expect, certain franchises are more expensive to start than others — and you may need a larger investment if you’re opening a location in a popular market, like a large city. These can include your personal finances, such as net worth, available capital and credit score, as well as industry and management experience.

Real Estate 52

Real Estate Buy Buying Finance 52

Savings Corner

DECEMBER 27, 2023

If you’re not sure what kind of business you want to run, use these lists to get the wheels turning: A strong business plan can help you prepare for every aspect of your business. Choose a business structure The legal structure of your business can affect everything from your taxes to what you’re liable for.

Finance 52

Finance Taxes Insurance Software 52

Family Balance Sheet

OCTOBER 9, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today, we’re going to analyze those numbers and challenge ourselves to improve them. Dining Out.

Budgeting 100

Budgeting Budget Finance Organic 100

Savings Corner

DECEMBER 25, 2023

Instead, they use a mortgage, which is a loan to buy a home. Principal is the original amount of money you borrowed while interest is what you’re being charged to borrow the money. If you seem like a safe bet to a lender, you’re more likely to be offered a lower interest rate. How you’re using the home.

Re-use 52

Re-use Economy Homeowner Insurance Insurance 52

Prairie Eco-Thrifter

MAY 16, 2013

Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt? Think Again.

Fridays 187

Fridays Debt Unemployment Rent 187

Savings Corner

DECEMBER 24, 2023

Using the government-mandated AnnualCreditReport.com website is the quickest way to get them, but you can also request them by phone or mail. Those reports — which previously had been limited to once a year — are permanently available weekly to help consumers manage their finances. Here’s how to use AnnualCreditReport.com.

Credit 52

Credit Monitors Consumer Finance 52

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. And as you’ll see below, we also added a few more steps that he probably wouldn’t suggest or approve of, but there’s a reason why this is called personal finance. We used Dave Ramsey’s debt snowball method. |

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. If you can’t make the time slot, don’t sweat it, you can watch the replays as long as you’re registered. 8 pm EST: TBD.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

FEBRUARY 14, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re struggling to stay afloat with your finances, Grayson at Debt Roundup highlights how the first step to recovery is to admit you don’t have a budget. 10 reasons you’re broke. PET Archives.

Debt 171

Debt Fridays Finance Re-use 171

Family Balance Sheet

AUGUST 11, 2016

They’re taking a gap year between high school and college. We’re struggling with it all too. But for our own safety net, we must make our finances a priority. If you’re married, you MUST do this with your spouse.) Use my Family Balance Sheet excel spreadsheet to help you organize your finances.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

MAY 30, 2013

Emily @ Evolving Personal Finance is a user and wonders about Using Upromise to Pay Down Student Loans. Here’s how Team DINKs feels at DINKs Finance with their post for how to Save Money and Be Healthy at the Same Time. Could you use a new computer? Have you ever heard of Upromise?

Fridays 196

Fridays Finance Home and Garden Personal Finance 196

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. I only use cards that offer some type of cashback offer.

April 130

April Money Credit Cards Donation 130

Prairie Eco-Thrifter

JANUARY 22, 2012

I read a lot of finance blogs. You might say I’m a finance blog junkie. I’m half expecting all my friends and family to show up at my house and have an intervention, in an attempt to get my love of finance blogs under control. Like, a lot. I need my fix, each and every day. Yes, it really is possible. Let’s go.

Finance 187

Finance Emergency Fund Re-use Simple 187

Savings Corner

DECEMBER 27, 2023

Use grad PLUS loans if you’ve maxed out your federal direct unsubsidized loans and still want to use federal loans to pay for graduate school. College Ave Graduate Student Loan College Ave is a good choice if you’re working your way through graduate school.

Student 52

Student Graduation January College 52

Prairie Eco-Thrifter

AUGUST 19, 2014

In the personal finance world, it’s common to focus on all the small ways you can save money each day. However, cutting these simple pleasures from your life doesn’t have to be the answer you’re looking for when it comes to your finances. The idea is that small savings add up over time. Premium Cable.

Saving Money 195

Saving Money Money Insurance Transportation 195

Savings Corner

DECEMBER 25, 2023

With a cash-out refinance , you’re getting a new loan that’s for more than you owe on your current mortgage. Many people use the cash from a cash-out refinance to fund large-scale home improvements, education expenses or debt consolidation. The lender uses your home’s value to set the HELOC limit. Time-consuming.

Refinancing 52

Refinancing Debt Credit Cards College Tuition 52

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have been using it ever since. Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. You will learn exactly what settings, plugins, and themes he uses. Do you review your finances monthly?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. We want to assist them in financing their college years and we needed to make some progress. We’re currently in the “shovel all extra funds into their college savings accounts season of life. Use a Upromise Mastercard.

College 130

College Used 2020 Saving 130

Family Balance Sheet

APRIL 26, 2014

Welcome to Financially Savvy Saturdays, a blog hop created specifically for personal finance writers! Whether you’ve written anything from the latest sale to reducing your consumption period, you’re invited to link-up. If it ties into personal finance, we want to read it! We welcome all things money here.

Personal Finance 145

Personal Finance Thrifty Finance Budgeting 145

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. I want to use up all my holidays from work, as well as going on some random weekend road trips. And whatever you do, don’t finance it. Buy Assets Instead.

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

JANUARY 24, 2013

There were as always a ton of great reads out this week which I have highlighted below: Good Reads from the Blogosphere: Read how Emily and Kyle have helped their finances by sharing a car at Evolving Personal Finance. 10 reasons you’re broke. How to re-use common items. Contemplating a career change?

Fridays 165

Fridays Life Insurance Insurance Consumerism 165

Koupon Karen

NOVEMBER 30, 2023

But with a little planning and some savvy budgeting tricks, you can ensure you’re financially ready to welcome your bundle of joy. That means you can often find gently used baby items in excellent condition for a fraction of the retail price. If you’re crafty, consider sewing or knitting some items yourself.

Budgeting 52

Budgeting Budget Baby Friends And Family Sale 52

Prairie Eco-Thrifter

MAY 25, 2014

My rewards credit cards were feeble, and I didn’t have a plan for using them. If I could go back to myself 7 or 8 years ago, I’d say, “Hey, you’re doing pretty well, and you’re not being stupid with your money. But you’re not being as smart or effective with your money as you could be.”

Money 209

Money Giving Las Vegas Credit Card Rewards 209

The Frugal Girl

DECEMBER 11, 2023

Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. We’re in a semi -rural area within 30 minutes of a few good-sized towns, and within 2-3 hours of several major cities. Good for you guys.

Money 195

Money Kids and Family Frugal Parenting 195

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Good tax planning can create ways to minimize the long-term impact of taxes on your finances, too.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

FEBRUARY 7, 2013

There were as always a ton of great reads out this week which I have highlighted below: Good Reads From The Blogosphere: Heidi at Personal Finance Journey has a great post about eating well but saving more –it can be done! Simple Finance Blog can help you decide which insurance is best for you. How to Re-use Common Items.

Insurance 154

Insurance Fridays Finance Personal Finance 154

Prairie Eco-Thrifter

MAY 28, 2014

That’s good for the Earth and for personal finances. We live in the city, so we’re not allowed to hang our laundry outside. We’ve used this for about 6 weeks now, and we’ve been pleasantly surprised with how economical it is as well as how good it works. Use mason jar containers. times a month.

Saving Money 191

Saving Money Simple Money Friends And Family Sale 191

Family Balance Sheet

APRIL 29, 2015

Plus, if you subscribe now, you’ll get a chance to win these three personal finance books. I have a weakness for personal finance books, especially those written by bloggers. So if you’re interested in subscribing to my free FBS Weekly, then you might have a chance to give these books a new life.

Win 100

Win Personal Finance Debt Debt Free 100

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. We have been using this system ever since.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Savings Corner

DECEMBER 24, 2023

Use the auto loan refinance calculator to find potential savings Bankrate’s auto refinance calculator can help you determine how much you could save on interest, monthly payments or both. If you’re in one of these situations, the answer might be now. You received dealer financing. When should you refinance an auto loan?

Calculators 40

Calculators Refinancing Cars Car 40

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. Since we just celebrated the New Year, now is the best time to clean up your finances. Question every single expense: do you really use the service?

Goals 100

Goals Financial Goals New Year's Budgeting 100

Savings Corner

DECEMBER 25, 2023

FHA-insured mortgages can be used for purchases and refinances for a variety of home types, including single-family houses, two- to four-unit multifamily buildings, condominiums and manufactured homes that are attached to a permanent foundation. FHA loans are popular among first-time home buyers.

Insurance 40

Insurance Renovation Credit Home 40