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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130
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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Follow these three action steps and the list of ideas below to find the cash for your fund. Now it’s time to FIND THE MONEY! 25 Ways to Find Money for your Emergency Fund. To kick start your emergency fund savings, take the next 31 days and challenge yourself to find $1000. 11 – Find free entertainment.

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My Word for 2021

Family Balance Sheet

After 2019, I had a lot of hope for finding a word for 2020 but struggled to find one that was meaningful to me. After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ.

Debt 130
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How We Frugal-ed in September 2022

Family Balance Sheet

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. There’s a better chance the healthy food will get eaten if it’s prepped, and it saves time on weekday mornings. Some months are more successful than others.

September 130
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How We Frugal-ed in August 2022

Family Balance Sheet

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. As you can see from a recent night, we had PLENTY of food for dinner. My Frugal Shenanigans!

August 130
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How We Frugal-ed in July 2022

Family Balance Sheet

Our financial goals are still important to us and we want to hit them regardless of the rising prices. Related reading: 10 Ways to Save at Giant Food Stores. I have been doing my grocery shopping at a different GIANT store and I’m finding that they always have a lot of marked-down meat. Marked down meat!

July 130