Family Balance Sheet

OCTOBER 2, 2022

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. I roasted them and put them in the freezer for future use. I use them in pasta sauce, soups, and in place of pumpkin in a lot of recipes. My Frugal Shenanigans!

September 130

September Frugal Plants Pop Tarts 130

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Shame on us for dragging our feet on this for too long.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. We use the bacon fat in place of butter or oil for eggs and sauteed dishes. Marked down meat!

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

FEBRUARY 16, 2016

Follow these three action steps and the list of ideas below to find the cash for your fund. We use an online account like, Capital One 360 (my referral link). Now it’s time to FIND THE MONEY! 30 Ways to Find Money for your Emergency Fund. But when you’re trying to save money, cut out this costly expense.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. When my husband hung a smart TV in the sunroom back in April, we started spending more time in the room–even our teenage daughters started hanging out with us. Frugal living is not about deprivation.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

JUNE 17, 2018

We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. One of the gift cards was given to us TWO years ago for Christmas. The restaurant isn’t exactly kid-friendly and we were waiting for the right time to use. These wristlets were never used. My Downsized Garden.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. We are working towards some pretty big financial goals and we’ve hit quite a few already. Our goal: Increase Net Worth.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

APRIL 2, 2022

Once you have a total, you know the amount you need to start saving for and it’s not too late to find the funds. If you think you’re going to come up short on cash, check out my 25 Ideas to Find Money. Swap with another family who could use a date night too. Once summer starts, enter the actual expense.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

AUGUST 5, 2015

Hi, We’re the Gann Fam! At first we did it anyway we could find! We saved any that we could from my husbands checks, we sold things from around the house on craigslist and ultimately we started taking everything we earned from our photography business which was a normal part of income for us and used it all on debt.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. I need spring clothes and I always find the cutest name brand tops at BJ’s at decent low prices. But we’re also in the market to replace our living room couch that is falling apart.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

OCTOBER 13, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Wednesday: I used the Instant Pot to make meatloaf and mashed potatoes. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. How I Use Pinterest for Meal Planning.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Hoping for sunny skies!

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

AUGUST 21, 2020

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. If you’re interested, keep reading and you’ll see a sign-up box at the bottom of this post. You could also use a recent appraisal.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

JULY 13, 2016

Then we re-took the class and never looked back. Once we got crap in order, we just kept finding ways to make more money. It constantly encouraged us and reminded us of small things in Dave’s plan. Find stuff on the side of the road and sell it on craigslist or Facebook. What are your financial goals now?

Debt 100

Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

JANUARY 15, 2013

In both cases, the drive is to maintain an image, and financial security isn’t important at all. They’d rather live as though they’re rich, and have others think they’re wealthy, than make changes. Unfortunately, that type of behavior is not financially sustainable. What do you think?

Debt 274

Debt Wedding Money Financial Goals 274

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

DECEMBER 31, 2012

Think about what success will look like, and you will have more motivation to stick with your goals, and make them happen. Go back and remind yourself why you set the goal, and remember why it matters to you. Use Positive Language. Finally, use positive l anguage. This works for more than just writing our your goals.

Goals 230

Goals Financial Goals Work Re-use 230

Family Balance Sheet

APRIL 9, 2021

At that time, our kids were 8 & 6, and now they’re both teenagers and wrapping up ninth & seventh grades. Currently, we’re working on steps 6, 7, and 8 simultaneously. We used Dave Ramsey’s debt snowball method. | We still have a mortgage, so we’re not truly debt-free. Pay Off Mortgage Debt.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JULY 31, 2014

Was it the time you were able to save up and pay for something, or the time the re-possessor came around and took that car back? Surviving a negative experience and enduring through or perhaps even overcoming it shows us that we are made of more than we ever dreamed, that we can do and be more than we thought. Challenge yourself.

Debt 167

Debt College Student Money 167

Family Balance Sheet

JANUARY 5, 2018

My goals are completely attainable, but they will still stretch me t o be more intentional with my time. Aside from a health concern with one of my daughters , 2017 was a great year, however, I was distracted by non-necessities, so my overall theme for 2018 is to use my time more wisely on the people and things that are important to me.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

OCTOBER 9, 2014

Today, we’re going to analyze those numbers and challenge ourselves to improve them. It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve.

Budgeting 100

Budgeting Budget Finance Organic 100

Saving Cents With Sense

APRIL 25, 2013

They’re even free. You have to actually use them. This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. What’s the catch?

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Tell us about you and your family. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. Angela & Jeff’s Debt Free Story.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. You can find that here: [link].

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! Career-wise while I studied biology at university I came out to find very few opportunities in my field. There was only one way to find out!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JANUARY 20, 2017

We committed to using a cash budget, and we talked daily at. When the second loan was paid off, we used everything to go towards. When the second loan was paid off, we used everything to go towards. and using all of our extra funds, like bonuses from work and tax returns, we were able to pay everything off in 4 years!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. I started Careful Cents and used that as a platform to find freelance writing opportunities. I also found small ways to earn extra money, specifically flipping yard sale finds for a profit on eBay. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! Also find inexpensive entertainment in your area – there are lots of free events in your local communities to take advantage of. Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. We’re STILL here! Everything looked great on paper.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 9, 2018

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. We felt we didn’t have a choice, and we put the issue behind us. We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. Total discount from using in network providers: $28,291.29 (27%).

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

AUGUST 11, 2014

Use this to develop a budget & determine where you will cut back. (If I was spending the same on groceries as my mortgage because we’re grain free sugar free & there were way too many quick stops at the store on the way home, while hungry). (I Use cash system with envelopes for your over spending areas.

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JANUARY 7, 2015

Barry is a woodworker in his spare time and I cook – I wish I did more, but sometimes I even find it hard to take a shower, so it’s not my time for adding new activities. We ended up using my remaining collage savings to pay that off. Unless you’re cheapo like us, then quitting Starbucks is permanent.

Debt Free 100

Debt Free Debt Budgeting Budget 100