Prairie Eco-Thrifter

AUGUST 26, 2013

Much has been written about the importance of setting goals to achieve success but I think it is also an important strategy when wondering how to make life better for yourself. Before you can set your life goals, you need to have worked out what is important to you. It’s a good idea to review your goals from time to time.

Goals 233

Goals Making Financial Goals Work 233

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. What gives? Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

DECEMBER 30, 2013

However, your New Year’s Resolutions should be about more than just generically “saving more”, “spending less”, or “paying down debt” What if you’ve been making solid progress in those areas? Your money can make things happen. Get help setting financial goals, and working toward them.

Financial Goals 186

Financial Goals Goals Finance Money 186

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Choose Thrift First. Plan our Spending.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

DECEMBER 29, 2020

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. After the year we’ve had, I think we all are!

Budgeting 130

Budgeting Budget Family Property Taxes 130

Savings Corner

DECEMBER 24, 2023

There might come a time where you need to call in reinforcements and hire a financial advisor, especially when you’re making big decisions with your money. Not everyone’s financial situation calls for the extra help, but there are some instances where you might need one. Here are three key reasons why you may need assistance.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. 1st Update in June 2014. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

APRIL 13, 2011

We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Next, when you do go shopping, make a list and take only enough cash to pay for what you have planned to buy. Lastly, set some financial goals.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

AUGUST 25, 2014

This is so much fun (it’s like imagining what it would be like to win the lottery) and it also may help you achieve those goals. Make a Budget, Review Your Budget or Review Your Spending. If you don’t already have a budget, make one! After all, visualization is a very valuable tool. Get Healthy'

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. I usually make it the first week of the month.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

AUGUST 21, 2020

However, knowing your numbers will help you determine and make a plan for the messiness. The History of my Family Balance Sheet: I created my very first Family Balance Sheet many years ago to give my husband a snapshot of our household and business finances. Having everything on one page made our money discussions much easier.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

MARCH 6, 2012

Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. I have found that there is less tension when we are both on the same page with our goals, but you need to take the time to discuss those goals together. Or buy a home?

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

APRIL 10, 2014

Me: Could you make your commute time productive somehow? I can give you a million ideas and ways to change your situation, but you have to be willing to do the work. Some people just want to complain about what they don’t have and what they can’t do rather than doing what it takes to make it work. She: No, I get motion sickness.

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

OCTOBER 16, 2017

To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget provides you with a financial roadmap to get to where you want to be in life. Make establishing an emergency fund a priority.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

JULY 10, 2012

If you’ve ever wanted to find a way to make either activity enjoyable, I’ll share my secrets. In other words, the recipe makes the exact opposite of what I truly want: a nice, thick and moist cookie. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. Do you want to retire?

Budgeting 213

Budgeting Budget Toll House Cooking 213

Penny Pinchin' Mom

FEBRUARY 16, 2024

Now, this is what you need to do: think about how much you make and how much you spend on needs, living expenses, and not-so-necessary things, then take away 20% of all that per month and see if your lifestyle will take too much of a hit. Maybe a game night, a movie, or even giving each other cooking lessons over some Tequila?

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

JANUARY 15, 2013

Recently, I’ve been giving a lot of thought to appearances. One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. ” They make good money. What do you think?

Debt 274

Debt Wedding Money Financial Goals 274

Prairie Eco-Thrifter

JULY 11, 2013

With just a little delayed gratification, you can reap the rewards a few years later as Pauline from Make Money Your Way shows in her post: Investing, what it the point? Are you struggling to find motivation with your financial goals? PET Archives : Managing the Third Shift: Are You Making Time for Yourself?

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

DECEMBER 31, 2012

Your first step when setting a goal is to choose something that matters. Think about what would really make a difference in your life — and perhaps in the lives of others. You will be more likely to stay on track with your goals if you take the time to choose something that matters to you in the long run. Break It Down.

Goals 230

Goals Financial Goals Work Re-use 230

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

When you are trying to improve your financial situation, one of the moves to make is to change the way you spend money. Looking at your motivations helps you figure out how to address the problem, and to make long-term changes to your spending behaviors. A spender likes to enjoy what money can buy, and to give to others.

Motivation 250

Motivation Money Goals Finance 250

Prairie Eco-Thrifter

FEBRUARY 5, 2013

There are many decisions to consider and much give and take that is needed to make a successful and long lasting marriage. You may have different needs and desires and goals for your life. You both made or will make adjustments to your thoughts, words, beliefs and actions to accommodate the other.

Money 269

Money Giveaway Goals Debt 269

Family Balance Sheet

MARCH 11, 2021

Spring is also a good time to get your financial house in order. I’m going to be spending the next few weeks giving my family’s finances a good spring cleaning. Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12?

Finance 130

Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

OCTOBER 7, 2014

Making an intention to be ‘better with money’ is a good one, but way too vague. It makes us think of sacrifice, giving up all the fun stuff and obsessing over every dollar we spend. And for this reason, we tend to avoid making them, or we give it a go and quickly abandon it. So, what are some of your goals?

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Your money stays yours, so you can make it work for you. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. She blogs at The Debt Myth. Tell us about you and your family.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. This week, everyone enjoyed Tuesday night’s dinner (see below), and I used it every morning to make the easiest-to-peel hard boiled eggs for breakfast. We ate leftovers.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Prairie Eco-Thrifter

JUNE 11, 2014

One of the mistakes that we often make when saving is putting everything into one account. It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal.

Goals 208

Goals Emergency Fund Used Vacation 208

Prairie Eco-Thrifter

MAY 29, 2014

I hear a lot of, “I could never give up bacon” (or beef or pork or whatever it is, though it’s usually bacon). It makes me sad, not only as a vegetarian, but also as a person who loves good food. Meat accounts for 10 percent of Americans’ food spending, so making the switch to vegetarianism fit in quite well with my financial goals.

Financial Goals 172

Financial Goals New York City Fuel Restaurant 172

Penny Pinchin' Mom

DECEMBER 17, 2023

By that, I mean you have created a weekly, monthly, and even annual budget, or you’ve taken the time to go through my Financial Reboot Course to give yourself an excellent chance to reign in your finances. Make it automatic and let it go into a separate account. That’s just one level, facet, or player in the game.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

OCTOBER 1, 2012

All of my life has been focused on making ends meet and building up an asset base to help the family out. Identify Your Money Motivations When you are trying to improve your financial situation, one of the moves to make is to change the way. Well, this is especially true with your financial. Whether it’s.

Tickets 222

Tickets Buy Buying Missouri 222

Family Balance Sheet

NOVEMBER 19, 2014

Include anything that you’d like to add to give the reader an idea about your personality. What are your financial goals now? When you have your own company you can make as little or as much money as you want. If you are married, the best advice we can give is to dream with your spouse. Where are you from?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

FEBRUARY 4, 2015

Include anything that you’d like to add to give the reader an idea about your personality. Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JUNE 6, 2011

To reach any goals in your life, including your financial goals, you need to switch from the hare’s mindset to that of the tortoise. Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days?

Pay Off Debt 176

Pay Off Debt Win Debt Goals 176

Family Balance Sheet

JANUARY 5, 2018

Time is a commodity that you don’t get back, and I need to make the most of it while my kids are still young and at home. These are just my personal goals. I’ll update you on my family’s financial goals for 2018 in another post. I’ll give myself the extra half hour of sleep until March.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. For ideas, read: 5 Make-Ahead Breakfast Ideas. Related Reading: Make meal planning a priority.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MARCH 8, 2017

If you give the same care to you finances that you give your garden, both should grow. To prepare your ‘soil’ for growing your finances you can do several things, such as: Learn about different financial institutions, types of assets and investing methods. Discuss and agree on financial goals within your family.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Although I keep records throughout the year, January is the month in which I circle back to make sure I have recorded all income and expenses and filed all receipts. During the year, as we receive any financial information, it is filed in a folder for that institution/account. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100