Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. – Transportation: loan payments, fuel, insurance, service/repairs, necessary parking/tolls.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

DECEMBER 29, 2020

Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. Personal Escrow – Use this spreadsheet to plan for your high yearly expenses, such as property taxes, association fees, insurance, etc. Color in the blocks as you hit your goals.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. A life insurance policy is probably the first thing most people buy.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Family Balance Sheet

MARCH 12, 2015

For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? Bills to review: home owners insurance.

Finance 100

Finance Cleaning Financial Goals Goals 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

It’s yet another way of making sure that they (and you) are going to be financially okay in the future. Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? Yes, $993 a year for something that ensures your financial stability should something happen to the breadwinner(s).

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

MARCH 9, 2018

Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. Personal Escrow – Use this spreadsheet to plan for your high yearly expenses, such property taxes, association fees, insurance, etc. This is a 12 month spreadsheet.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

APRIL 13, 2011

We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. The figure out the cost of transportation, and whatever monthly loans, bills, and insurance costs you have to pay. Lastly, set some financial goals.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Penny Pinchin' Mom

DECEMBER 17, 2023

Look Into Life Insurance Do you have a life insurance policy? Life insurance will come in handy should anything happen to you or your spouse. The problem is that the world of life insurance is vast, and not every policy is going to be ideal for you. If not, you need to get one. They are not a waste of money.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Savings Corner

JUNE 13, 2024

Good credit is the door to many financial opportunities. Plus, it can lead to reduced insurance premiums and a better chance of rental housing approval. It’s also important to set a goal for what score you need and why. Now that you’ve learned how to build credit fast, the next move is to stay committed to your financial goals.

Building 52

Building Credit Credit Cards Monitors 52

Family Balance Sheet

OCTOBER 16, 2017

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. That’s why a year end review is a good idea, financially. whether you had any goals that you set financially (did you stick to them, or stray from them?).

Goals 100

Goals Financial Goals New Year's Budgeting 100

Savings Corner

APRIL 4, 2024

Types of mortgage refinance There are many types of refinancing , so consider each within the context of your unique financial situation. Your goal might be to adopt a shorter loan term, or maybe your focus is to lower monthly payments. You can use these funds as retirement income, to pay medical bills or for any other goal.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

OCTOBER 28, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. We received a letter from our health insurance company, Aetna, a few weeks ago that they are leaving the Affordable Care Act exchange at the end of this year. They LOVE it.

Crock Pots and Slow Cookers 100

Crock Pots and Slow Cookers Frugal Health Insurance Fridays 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Really get into the “why” behind your financial decisions. It’s easier to understand yourself and your partner, and easier to create shared goals, when you both understand what makes you tick. Talk about these issues, and determine how your financial situation to look. Set Goals Together.

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. Frugal living is not about deprivation.

Frugal 100

Frugal June Flights CD 100

Prairie Eco-Thrifter

MAY 30, 2012

Not Being Properly Insured You are the wage-earner, the care-giver, the home-maker, whichever of these titles you hold. Look into effective health, disability and life insurance plans. Not Having a Financial Plan Having clear financial goals helps you control spending and increase savings because you know where you are headed.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

FEBRUARY 19, 2022

Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage. Create our family’s financial goals and Debt Freedom Plan. While our setup has helped us achieve many of our financial goals, we have made many mistakes over the years.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. We moved the goal post multiple times.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. We have Aflac supplemental insurance and I received our yearly $40 wellness benefit. My hope is to have it all paid off by the end of 2016 and to do so we need to get creative and resourceful. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

FEBRUARY 9, 2018

Health insurance is a struggle for many people, and for us it became a big source of anxiety at the end of 2015 when our insurance company went out of business. We scrambled to research new plans, but after 11 years with the same company we were out of the loop regarding the insurance landscape at that time.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

AUGUST 11, 2014

Who initiated the debt free goal? I initiated the debt free goal. At the end of the day, the ex boyfriend was kicking and screaming over my crazy debt free goal, but it proved to be indicative of his general behavior pattern. What are your financial goals now? I wish you luck with all of your goals in the future.

Debt Free 235

Debt Free Debt Mom Goals 235

Savings Corner

APRIL 4, 2024

That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. But if you’re looking for growth, consider investing strategies that match your long-term goals. In contrast, higher-risk investments are better suited for long-term goals.

April 52

April Lowes CD Bank 52

Family Balance Sheet

APRIL 12, 2016

Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage. What are your financial goals now? My next big hairy audacious goal is to buy a home with cash! Saving for retirement – or a version of retirement – is also a goal.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

In it, I list all of our financial accounts, doctors, important documents and other things they would need to get to (such as life insurance companies) when we are both gone. Set financial goals for the year. I give the name of the item, the location, a contact number and an identifier for them to use when referencing it.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. Fixed categories are things like your mortgage/rent, insurance premiums, and car payments.

Budgeting 100

Budgeting Budget Finance Organic 100

Prairie Eco-Thrifter

MARCH 10, 2013

What is your vision of your financial future? Have a goal, develop a plan and use it to make your choices – the ones that lead to moving your plan forward. How much and what type of insurance coverage will you need? Factors That Help You Make A Good Decision. Starting with the end in mind. Researching your options.

Making 240

Making Home Financial Goals At&T 240

Family Balance Sheet

JULY 22, 2015

We combined our auto insurance policies since we had just got married which saved us a good chunk of money. If married, who initiated the debt free goal? What are your financial goals now? We plan to be financially free by 40. I called up my cell phone company and asked for a better deal.

Debt 100

Debt Debt Free Finance Finds 100

Savings Corner

DECEMBER 25, 2023

These accounts are insured by the FDIC , so your money is going to be there when you need it. You can also seek out a financial planner who will work with you to set financial goals and personalize your journey. Your return won’t usually be as high as long-term investments, but it’s safer in the short term.

Taxes 52

Taxes Growing Money College Tuition 52

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” Save for a down payment To avoid having to pay private mortgage insurance , or PMI, you’ll need to put down at least 20 percent of the home’s purchase price for a down payment.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. If we put our mind and actions to reaching a goal then we will complete it. Tom Drake from Canadian Finance Blog clarifies our Understanding of Term Life Insurance. Have you ever derailed your goals?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

MAY 10, 2012

Insurance and Risk Hank presents What Is Gap Insurance On Your Car And Why You Need It posted at Money Q&A , saying, “What is gap insurance? Gap insurance is a type of car insurance policy that is designed to cover the gap between what the value of your car actually is, and what you owe on the vehicle.

Money 113

Money May 2012 Debt 113

Savings Corner

DECEMBER 25, 2023

And if you’re worried about being able to save enough of your earnings to meet your retirement goals , building wealth through passive income is a strategy that might appeal to you, too. It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

APRIL 1, 2021

Are you paying too much for home/auto insurance, cable, internet, cell? If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MARCH 4, 2015

When I did this I ended cutting my cable bill in half, rewrote my car and house insurance saving me $300 per year, stopped the coffee runs, and just about eliminated my dry cleaning bill. I felt a lot of relief when I was finally debt free and actually made a new goal to pay off my house as quickly as possible.

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

FEBRUARY 16, 2016

Are you paying too much for home/auto insurance, cable, internet? If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100