Family Balance Sheet

JANUARY 2, 2021

By the end of 2019, we nailed one major bullet point and I was on cloud nine. After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. Read: A 2019 Recap.

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Debt 2020 2019 Financial Goals 130

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. From a personal point of view, I much prefer living debt free. appeared first on Penny Pinchin' Mom.

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

DECEMBER 30, 2013

However, your New Year’s Resolutions should be about more than just generically “saving more”, “spending less”, or “paying down debt” What if you’ve been making solid progress in those areas? Your money can make things happen. Get help setting financial goals, and working toward them.

Financial Goals 186

Financial Goals Goals Finance Money 186

Family Balance Sheet

SEPTEMBER 17, 2021

This binder stores ALL of your financial information in one location. For me, it wasn’t about making my life easier, but rather, making my family’s life easier if they needed vital information in the case that I am incapacitated or just not available. In fact, it was one of my 2020 financial goals.

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Family Financial Goals 2020 Insurance 130

Family Balance Sheet

SEPTEMBER 2, 2022

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. I make a lot of iced tea and usually steep 2 flavored tea bags and 8 decaffeinated green tea bags in each batch I make. My Frugal Shenanigans!

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August Frugal Green And Frugal Financial Goals 130

Savings Corner

JUNE 13, 2024

Low-interest and zero-interest introductory offers give cardholders more time to pay down debts or make large purchases without added interest costs. Credit card rewards Credit card rewards are points, miles or cash back that you earn when you use a rewards credit card.

Credit Cards 52

Credit Cards Credit Credit Card Rewards Rewards 52

Savings Corner

DECEMBER 24, 2023

There might come a time where you need to call in reinforcements and hire a financial advisor, especially when you’re making big decisions with your money. Not everyone’s financial situation calls for the extra help, but there are some instances where you might need one. Here are three key reasons why you may need assistance.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. And to make good money from it, it has to be great.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

AUGUST 6, 2022

Our financial goals are still important to us and we want to hit them regardless of the rising prices. Once again, GIANT of PA offered a chicken dinner with 3 sides and rolls for only 350 gas points. To save time during the week, I make the salad and chop the fruit on Sunday nights. Winner Winner FREE Chicken Dinner!

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July Frugal Credit Cards Donation 130

Savings Corner

JUNE 13, 2024

You’ll need to maintain your credit by making your payments on time and keeping your balances low. Good credit is the door to many financial opportunities. It’s also important to set a goal for what score you need and why. You can incrementally improve your score within a few months if you: Make on-time payments.

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Building Credit Credit Cards Monitors 52

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. I’m going to double down on my efforts to reduce our spending, but I will also need to find and make extra money. My Themes for 2016: 1.

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2016 Money Financial Goals Debt 100

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. Here are five things that are invaluable to know when you are starting to plan for your financial future.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Share things you like spending money on (things vs. experiences), as well as your reasons for some of the money decisions that you make. Really get into the “why” behind your financial decisions. At some point you will need to decide on whether you will keep things separate, pool everything. Set Goals Together.

Money 252

Money Finance Motivation Goals 252

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning.

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment. 6 – Gas points – 60 cents off gas! Frugal living is not about deprivation.

Frugal 100

Frugal June Flights CD 100

Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. I usually make it the first week of the month.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

JULY 10, 2012

If you’ve ever wanted to find a way to make either activity enjoyable, I’ll share my secrets. In other words, the recipe makes the exact opposite of what I truly want: a nice, thick and moist cookie. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

DECEMBER 10, 2014

She blogs about at Careful Cents where she helps creative freelancers and solopreneurs make a living from their craft. The main event that catapulted me into wanting to be debt free, was the lowest point in my life to-date. He leaves most of the financial goals up to me, but we make the decisions together.

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Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JULY 11, 2013

With just a little delayed gratification, you can reap the rewards a few years later as Pauline from Make Money Your Way shows in her post: Investing, what it the point? Are you struggling to find motivation with your financial goals? PET Archives : Managing the Third Shift: Are You Making Time for Yourself?

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Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

MARCH 7, 2011

Instead, focus on the positive changes you’ve made up to this point, from spending less to saving more each month. You’ve committed yourself to living a smarter, stable, and more financially savvy life. Imagine this change as you would a baby who learns how to speak after learning how to make sounds; it takes time.

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Health Financial Goals Goals Money 133

Family Balance Sheet

JUNE 11, 2014

It felt like it was taking forever to get to that point and to be honest my husband was feeling burned out. What financial goals are you working towards? Are you making headway with those goals? Financial Freedom Marriage and Money' My husband and I were so excited to finish our second step.

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Debt Emergency Fund Financial Goals Motivation 100

The Frugal Girl

MARCH 4, 2024

I read every post, but don’t comment often – usually some of you have already made my point for me. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. How did you get interested in saving money?

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Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

SEPTEMBER 23, 2014

At what point do you stop? I’ve found that people like to point fingers and make excuses more than they care to take some kind of effective action. Setting Financial Goals: Make Them Smart and Simple How to Change Bad Habits to Maintain Healthy Ones Guide to Laddering.

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Cycle Cinnabon Goals Financial Goals 181

Penny Pinchin' Mom

FEBRUARY 16, 2024

I’m talking about how to earn, save, invest, and ultimately make your money work for you. The point is that women tend to outlive men across the globe. Believe me when I tell you that your financial literacy is just as important as taking care of your family. Set personal and financial goals for your savings.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

SEPTEMBER 9, 2014

Your money stays yours, so you can make it work for you. It’s all about living with the choices you make, and changing what isn’t working vs. telling yourself “oh well, but I can’t do that because __.” I know it was only $30 bucks or something, but “only $x” makes a difference.

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Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

FEBRUARY 5, 2013

There are many decisions to consider and much give and take that is needed to make a successful and long lasting marriage. You may have different needs and desires and goals for your life. You both made or will make adjustments to your thoughts, words, beliefs and actions to accommodate the other. And then there’s money.

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

OCTOBER 7, 2014

That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. Making an intention to be ‘better with money’ is a good one, but way too vague. It makes us think of sacrifice, giving up all the fun stuff and obsessing over every dollar we spend. So, what are some of your goals?

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

FEBRUARY 4, 2015

Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. After we had kids, though, I stayed home, so we continued making the minimum payment for years. At the point when we finally got serious about paying off our debt we had $22,047 left.

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Debt Free Debt Financial Goals Budgeting 100

Penny Pinchin' Mom

MARCH 11, 2024

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. With a meal plan, you will only get what you need.

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

APRIL 9, 2021

He makes it really simple and you should Google it if you haven’t heard of his steps. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. His suggestions were a good starting point, but we came up with our own number.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JANUARY 5, 2018

Time is a commodity that you don’t get back, and I need to make the most of it while my kids are still young and at home. These are just my personal goals. I’ll update you on my family’s financial goals for 2018 in another post. I have a confession to make. What are your Personal Goals for 2018?

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Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

FEBRUARY 10, 2017

We have gone back and forth about moving up into a larger home, but at this point, it might not make sense. Make your own Freedom Plan. What are your financial goals for 2017 and beyond? Related reading: How to Achieve Your Financial Goals (tips from the achievers).

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Debt 2017 Student 2016 100

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. It will be casual and I think I’m going to make my easy lasagna , salad, steamed vegetables, and of course, birthday cake. Our mission: Live WELL, On LESS Money. How We Saved this Week: 1.

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Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

AUGUST 11, 2014

The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. I had enjoyed a great salary working in Pharma and been far too irresponsible with what God had blessed me with to provide financially. What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

APRIL 1, 2015

It was many years of over spending and not having a plan for our money that led us to that point. In June of 2010, we hit our rock bottom point. I was looking for a get out of debt free card, but quickly realized managing money was really all common sense: having a plan for you money in a form of a budget and spend less then you make.

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

JULY 31, 2014

Was it the times you were flush with money or the times you were dirt poor and had to make do? But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. Challenge yourself. Get back up again.

Debt 167

Debt College Student Money 167