Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. Here are five ways that I saved money this month. Winner Winner FREE Chicken Dinner! Got Bacon Fat?

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. My goal has always been to live well on less while achieving our big financial goals. 2 – We opened up high-interest savings accounts and earned $250 in interest. Frugal living is not about deprivation.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

MARCH 11, 2021

If your winter was as long and cold as mine, then you’re also looking forward to opening windows, breathing in the fresh air, and soaking up the sunshine. Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. M – measurable.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

MARCH 12, 2015

If your winter was as long and cold as mine, then you’re also looking forward to opening the windows to fresh air and plenty of sunshine. For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. Review your Yearly Goals. method when you wrote them?

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

JUNE 30, 2015

When you’re in the trenches, it can be very hard to think beyond the present. A few years ago, we were struggling financially and I felt like our situation was hopeless. As part of Prudential’s Women Inspired campaign, I was encouraged to think about my dreams detailing my long-term goals and aspirations. Achievable?

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. Our Savings: $67 a month or almost $800 a year. Cutting cable is definitely a big step, but it you’re ready to take the leap, find out How We Watch Great TV Without Cable.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). We had worked all year to send extra monthly payments to that final loan and on that early morning I realized the balance was finally at a level that we could pay it off with some of our savings. That book has changed my outlook on reusing, recycling, making do, and rethinking one use products.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Life is so hectic for us during the school week, and dinner is sadly, on the go. We’re going to take the time and enjoy a family night. Ebates is FREE and super easy to use.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

AUGUST 21, 2020

You’ll know how much is in your checking and savings accounts and your retirement accounts. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. There was a time our spreadsheet reflected a lot of debt and not a lot of savings.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

SEPTEMBER 22, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. My #1 Simple Tool that Saves Me Hundreds.

Budgeting 100

Budgeting Budget Financial Goals Tacos 100

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. 10 Smart Tips to Save Money on Meat.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

OCTOBER 13, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Wednesday: I used the Instant Pot to make meatloaf and mashed potatoes. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. My #1 Simple Tool that Saves Me Hundreds.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

SEPTEMBER 29, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. My #1 Simple Tool that Saves Me Hundreds.

Budgeting 100

Budgeting Budget Homemade Financial Goals 100

Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. No, although we inadvertently used the debt snowball method without having heard of it.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 2, 2022

Once you have a total, you know the amount you need to start saving for and it’s not too late to find the funds. Swap with another family who could use a date night too. We used to live near a trail that was very shaded and had picnic tables along the path. Put it all on the spreadsheet and list a projected expense.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. We want something that can tow the pop-up camper that we bought last fall and we’re having some sticker shock. But we’re also in the market to replace our living room couch that is falling apart.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. My #1 Simple Tool that Saves Me Hundreds.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Saving Cents With Sense

APRIL 25, 2013

The rise of mobile technology has led to another, cost-effective trend: money-saving apps. Here are our top picks for smartphone apps that really will save you money. Here are our top picks for smartphone apps that really will save you money. They’re even free. You have to actually use them.

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. How We Saved this Week: 1. Even if you’re not hosting a big gathering, buy them. I estimate I save about $10-12 for the same amount of tea. Financial Resources: 1.

Frugal 100

Frugal Cheap Fridays Win 100

Prairie Eco-Thrifter

DECEMBER 31, 2012

Think about what success will look like, and you will have more motivation to stick with your goals, and make them happen. Go back and remind yourself why you set the goal, and remember why it matters to you. Use Positive Language. Finally, use positive l anguage. This works for more than just writing our your goals.

Goals 230

Goals Financial Goals Work Re-use 230

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. At that time, our kids were 8 & 6, and now they’re both teenagers and wrapping up ninth & seventh grades. Currently, we’re working on steps 6, 7, and 8 simultaneously.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JULY 31, 2014

Although this part of this book is about how to let the super wealthy children have the same opportunities that are forced on most of us – to encounter and overcome difficulties, the sentiments apply to all of us. Set new financial goals for yourself. Credit card offerings to college students used to be ubiquitous.

Debt 167

Debt College Student Money 167

Family Balance Sheet

APRIL 1, 2021

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How much can you save just by cutting out non-essential spending?

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

JANUARY 13, 2011

SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. Regardless if you live in a cold or warm climate there are many ways you can save money and energy in your home.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Prairie Eco-Thrifter

JANUARY 13, 2011

SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. Regardless if you live in a cold or warm climate there are many ways you can save money and energy in your home.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

Family Balance Sheet

OCTOBER 9, 2014

Today, we’re going to analyze those numbers and challenge ourselves to improve them. It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We used (and currently still follow) Dave Ramsey’s Baby Steps. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 16, 2016

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. We use an online account like, Capital One 360 (my referral link).

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

Hi, We’re the Gann Fam! He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. It helped us see debt go down and excited us to see progress!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. We have been using this system ever since.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JANUARY 20, 2017

We committed to using a cash budget, and we talked daily at. When the second loan was paid off, we used everything to go towards. When the second loan was paid off, we used everything to go towards. and using all of our extra funds, like bonuses from work and tax returns, we were able to pay everything off in 4 years!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JULY 13, 2016

Then we re-took the class and never looked back. It constantly encouraged us and reminded us of small things in Dave’s plan. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Drew was the “spender” and used to buy tech toys, gadgets, etc. Teaching FPU.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. I started Careful Cents and used that as a platform to find freelance writing opportunities. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings.

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JANUARY 7, 2015

If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track. It’s difficult to predict where we’re going if we don’t know where the starting line is. That’s why a year end review is a good idea, financially.

Goals 100

Goals Financial Goals New Year's Budgeting 100