Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Shopping online this holiday season? If you think you’ll be shopping online this holiday season, it’s worth a look. Our mission: Live WELL, On LESS Money. Wednesday: Spaghetti night.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

OCTOBER 21, 2014

We constantly have to work at it and there have been times when we have failed miserably, but every month we continue to plan our spending. Creating a monthly spending plan will not always be easy, but doing so will help you reach your financial goals. Refer to your Financial Goals OFTEN.

Finance 100

Finance Financial Goals Organic Organization 100

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. Organize your Financial Documents. method when you wrote them?

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. Every Sunday afternoon, I plan the meals and do my grocery shopping for the week. I still shopped this week, but I did use up some things that have been in the freezer for some time. Read my review and how it works here. from Ebates.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Friday: Homemade Ham & Bean Soup , homemade sugar-free applesauce This soup takes some time from start to finish, but I work from home on Fridays, so I had the time. Try Ebates.

Frugal 100

Frugal Cheap Fridays Win 100

Savings Corner

APRIL 4, 2024

Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. You could refinance with your current lender or work with a different one. You could refinance with your current lender or work with a different one. How does refinancing work? What is refinancing?

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. Were there arguments during the time you were working on your debt?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

While you can control where and how you shop, you can’t control the need to eat. What you can do is control how much of your money you spend on bills in any given month and how much of it you save for your long-term financial planning and security. The truth is, there are some things you can’t control. Imagine that!

Saving Money 52

Saving Money Money Saving Bills 52

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments.

Debt 52

Debt Credit Cards Credit College Tuition 52

Saving Cents With Sense

APRIL 25, 2013

It seems that everyone is offering apps that claim to magically fix your cash-flow management problems, but how can you tell which apps actually work? This free award-winning app offers up-to-date information on your account balances, budgeting and transactions so you can make better financial decisions.

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

APRIL 1, 2015

I work full time in IT and my wife works part time in retail. We tried to avoid these things by packing our lunch, cooking meals at home, and shopping with a list to avoid overspending and wasting money. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If I don’t plan our meals and my shopping list, I spend too much money and make too many extra stops to the grocery store during the week. Let’s get started!

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

FEBRUARY 16, 2016

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Collect your bills and start shopping around for new vendors. With work, school, and extra-curricular activities, we feel it at our house too.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. They work with a bunch of big name retailers, like Lands’ End, Kohl’s, Bed Bath & Beyond, Amazon, and so many more, so I usually get money back from my favorite stores.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

JANUARY 21, 2015

It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) Funny how that works. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? So I work the budget and spreadsheets.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JULY 22, 2015

If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? Who handles the day-to-day finances in your home or do you work on it equally? I handle the finances for the most part, however, my wife does have a lot of input in making financial decisions.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JULY 13, 2016

Drew works full time for Department of Defense. Farrah works part time for Department of Defense. Farrah also has a kids t-shirt line that she runs out of the house called Lovely Littles Shop. We love church and missions work. Working together, sharing the same goals and vision, talking about milestones.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Although it will take hard work and sacrifice on our part. How to Set and Keep Goals to Make This the Best Year Ever | Jen @ Girl in Garage. 15 Ways to Stay Organised at Work During 2015 | Elizabeth Harrin @ A Girl’s Guide to Project Management.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 20, 2017

works in outbound sales, and I teach part-time. We have a huge heart for missions work. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. myself from myself and stopped going out to shop and peruse and just “pick.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

APRIL 4, 2024

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals.

April 52

April Lowes CD Bank 52

Family Balance Sheet

SEPTEMBER 29, 2016

Jeff and I are complete opposites, but have made it work for our 13 years of marriage. When I’m not working, I enjoy running and creating content for my YouTube channel. Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work. How much debt did you pay off?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JULY 2, 2015

My husband works as an architect and I teach art part time at my son’s school. It took us two years of my husband working full-time at his job and then using every other second to work on the house. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt?

Student 100

Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Shop around carefully based on how much you’re able to pay upfront. Get started: Shop around with at least three lenders or a mortgage broker to increase your chances of getting a low interest rate. Determine the maximum loan you qualify for.

Real Estate 52

Real Estate Buy Buying Credit 52

The Frugal Girl

MARCH 4, 2024

We live on the side of a small mountain in a quiet, rural town, but we’re less than 20 miles from a city of about 25,000 people and its shopping and dining opportunities. I still remember saving my change as a kid so I could “shop” for books at yard sales.) He diligently maintained our car and our house, doing all the work himself.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

NOVEMBER 12, 2011

November to many of us means nothing more than turning on the heat, finishing the yard work, and beginning our hibernation from the cold. Money Beagle: Why You Should Write Your Personal Finance Executive Summary Today – Working with a clearly defined objective is key to financial success.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Andy from Saving to Invest discusses Happiness in Life and Work. Jacob @ My Personal Finance Journey discusses Online Shopping – The Risks, Benefits, and How to Stay Safe.

Personal Finance 240

Personal Finance Finance Family Debt 240

Penny Pinchin' Mom

FEBRUARY 16, 2024

I’m talking about how to earn, save, invest, and ultimately make your money work for you. Shop Wisely Just because you are financially smart and frugal doesn’t mean that you have to cut out shopping entirely. Set personal and financial goals for your savings. They can be anything.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

FEBRUARY 9, 2018

Being self-employed, we started shopping the market for individual plans. In the September 2017 update , I went into more detail about how Medi-Share worked for us during this time. Medi-Share was working exactly how we were told it would. It worked really well! A recap of our medical bills for 2017.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

FEBRUARY 10, 2017

It wasn’t that we had friction over money in our marriage, but as the business & Family Office Manager , I had taken on the stress of that cash flow crisis and tried to work it all out by myself. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board.

Debt 100

Debt 2017 Student 2016 100

Savings Corner

DECEMBER 25, 2023

Passive income can help you earn more during the good times and tide you over if you suddenly become unemployed , if you voluntarily take time away from work or if inflation keeps chipping away at your purchasing power. It has a ‘get-rich-quick’ appeal… but in the end, it still involves work. You just give the work upfront.”

Money 52

Money Making Real Estate Rent 52

Penny Pinchin' Mom

MARCH 11, 2024

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” If you do a weekly meal plan, you will know exactly what ingredients need to be bought during your next grocery shopping trip, including the ones you have and those you don’t.

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

MARCH 4, 2015

Boring I know, but I’m a home body so it works for me. I explored this by reading some of the best financial books out there that tackle the psychological issues in which people use money in unhealthy ways. During this time I literally worked and paid bills. I worked like a dog and paid bills. That was it.

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

JUNE 2, 2016

These days, I’m pleased to say, I have moved on, and now work in a marketing role – enjoying far more civilized working hours. However, working in retail as I did, I was never a “big earner” While I tried to repay my student debt, the small payments I could afford made very little inroads.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

MAY 27, 2015

My husband worked (and still does) an extra job – My husband refs high school and college basketball, which brings in a good extra income. When it was just us two, he worked more on the weekends to earn some extra cash, but now with kids, he does that rarely. If married, who initiated the debt free goal? I rarely use coupons.

Debt 100

Debt Debt Free Pay Off Debt Finds 100