Family Balance Sheet

JULY 2, 2015

We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! But in the end, we ended up making enough profit to pay off our debt entirely and still put some into savings! If married, who initiated the debt free goal? Be creative.

Student 100

Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

APRIL 2, 2022

I want to make sure we have time to squeeze everything in and the funds to do it all. Once you have a total, you know the amount you need to start saving for and it’s not too late to find the funds. This info will help you make plans for next year. After a long winter, are you dreaming of blue skies and sunny days?

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Pretty soon, though, you are likely to find that not everything is perfect all the time. Share things you like spending money on (things vs. experiences), as well as your reasons for some of the money decisions that you make. Even if you have largely separate finances, it still makes sense to arrange for some shared spending.

Money 252

Money Finance Motivation Goals 252

Prairie Eco-Thrifter

JUNE 6, 2013

It really makes me happy. My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. Greetings and happy Friday.

Debt 145

Debt Fridays Win Green And Frugal 145

Prairie Eco-Thrifter

MAY 1, 2013

Rules of thumb are often used to make various financial decisions. While they can be helpful when it comes finding a starting point, rules of thumb should be approached with a degree of skepticism. Instead, really think about your individual situation, and make choices based on the possibility that things could go wrong.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Savings Corner

APRIL 4, 2024

You’ll receive the funds in a lump sum, then make regular monthly repayments amortized over the term of the loan, typically as long as 30 years. If that happens, it can cause serious damage to your credit score, making it harder for you to qualify for future loans. Save for longer, or find a more affordable way to make them happen.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. Our non-mortgage debt was in the six figures when we started this plan and included 5 loans. We limited our dinners out.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Savings Corner

APRIL 4, 2024

Getting a business loan requires careful research and consideration to make sure you’re choosing the best funding option for you. You’ll also need to make sure that you meet the lender’s requirements for credit score, time in business and cash flow, ensuring that your business can easily handle loan repayments.

Bank 40

Bank Banking Credit Finance 40

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 23, 2016

It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. Make whatever changes you want; it’s yours to use as you see fit.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. Make a commitment. .

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Before we get to my tips, I want to stress that no matter what savings tips you decide to try, make sure that you aren’t spending more to save. Make Your Own Foamy Hand Soap.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Savings Corner

DECEMBER 27, 2023

Ideally, getting one positively impacts your overall financial health, by helping you pay off debt faster, for example, or adding to the value of your home. If your lender charges this fee, make sure the final loan amount will be enough to cover your expenses. Find a co-applicant. Consider a secured personal loan.

Debt 40

Debt Home Improvement Consumer Credit 40

For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Saving more (52%), spending less (19%) and paying off debt (19%). Do you really need cable television or can you make do without? Paying Off Debt.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

NOVEMBER 19, 2014

Daniel was working a lot of hours while we paid off our debt. So we needed to find a balance between taking care of the kids and the house. We definitely spend a lot more money on eating out at restaurants and using babysitters now that we are debt free. Family and friends may think you are crazy for paying off your debt.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. He makes it really simple and you should Google it if you haven’t heard of his steps. Related Reading: WHY We Wanted to be Debt Free. Paying off debt is not fun.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 3, 2016

However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. What are the top 3 – 5 ways you found money to put towards debt. Find your Why. Make your goals visual.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

JANUARY 6, 2011

Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. See where you can make cutbacks.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! Career-wise while I studied biology at university I came out to find very few opportunities in my field. There was only one way to find out!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. Find a Financial Professional you can trust. Read: How to Build your Emergency Fund and 25 Ways to Find Money for your Emergency Fund. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. I talk a lot about this in my post “Top 4 Ways to Pay Off Debt” but they include: 1.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. And as an added bonus, leftovers make a great lunch the next day. Make a rule that you can’t buy it for at least 30 days after you put it on the list. Look for ways to do it cheaply, by making a gift. 20 Tips for Frugal Living.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

JULY 4, 2011

I know I sometimes get bogged down with too many options and I can take forever to make a decision. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. If we make effort we will succeed. Sometimes a charitable contribution can make a direct impact on your life and others. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 15, 2011

How is it possible that a couple making $200K don’t know where $60K is going every year? Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site. There were 50 submissions this week. In no particular order….

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JANUARY 20, 2017

What inspired you to become debt free? When my husband and I got married, we were making hardly any money. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. So together we decided to make a very. towards our debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. How my grandparents paid off $55,000 of their home mortgage in one year. It was time to make a change.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JUNE 22, 2020

How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Everything looked great on paper. We said NO a lot.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. She blogs about at Careful Cents where she helps creative freelancers and solopreneurs make a living from their craft. I started Careful Cents and used that as a platform to find freelance writing opportunities. Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. You can find that here: [link].

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving Cents With Sense

FEBRUARY 17, 2016

Talk with your human resources department to find out the window during which you can sign up your new spouse to your coverage. These windows are usually small and gone in the blink of an eye; if you miss it you’ll have to wait until the next open enrollment period to make any necessary changes. Paying Off Debt.

Taxes 40

Taxes Debt Finance Wedding 40

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. Barry is a woodworker in his spare time and I cook – I wish I did more, but sometimes I even find it hard to take a shower, so it’s not my time for adding new activities.

Debt Free 100

Debt Free Debt Budgeting Budget 100