Prairie Eco-Thrifter

MARCH 4, 2014

Now I’m a freelance writer who makes a living from home. We have to pay for maintenance and property taxes and the interest on the loan. These costs are are only partially offset by the fact that, in the United States, I get a tax deduction for some of them. The Millionaire Fastlane by M.J.

Money 237

Money Property Taxes United States 2007 237

Family Balance Sheet

APRIL 11, 2020

This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe.

Budgeting 246

Budgeting Budget Family Debt 246

Savings Corner

DECEMBER 25, 2023

An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income. Cash reserves. Debt and expenses. 100,000 or more?

Calculators 52

Calculators Debt Insurance Taxes 52

Prairie Eco-Thrifter

MAY 1, 2013

Rules of thumb are often used to make various financial decisions. While they can be helpful when it comes finding a starting point, rules of thumb should be approached with a degree of skepticism. And what happens when you add in property taxes, utility, home insurance, and maintenance? So, What Can You Do?

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Savings Corner

APRIL 4, 2024

You might find lenders with looser requirements, but you could pay a higher rate as a result. If you can’t get a lower rate than the one you have now, it might not make sense to tap your home’s equity at this time. If you can’t get a lower rate than the one you have now, it might not make sense to tap your home’s equity at this time.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Prairie Eco-Thrifter

JULY 6, 2014

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. By reserving ahead of time, you can probably get a better rate (and make sure a car will be available). Rent by the week. Rent on a weekend.

Rental Car 167

Rental Car Cars Car Rent 167

Prairie Eco-Thrifter

MARCH 16, 2011

If you find ways to reduce your mortgage payments, you could wind up saving a lot of money each month. Get a property tax assessment. Your tax bill could be incorrect. Your state or province may be overbilling you for the cost of your personal property. Make extra payments. Get a lower interest rate.

Saving Money 124

Saving Money Money Insurance Property Taxes 124

Prairie Eco-Thrifter

MAY 26, 2011

This usually leads to an increase in your real estate taxes! Increases in your assessed value can sometimes be negotiated downward, saving you tax money. In some cases, just making a call to the county to ask about the increase will get it lowered. Based on what you find out about why your value rose, do some research.

Real Estate 160

Real Estate Taxes Office Property Taxes 160

Prairie Eco-Thrifter

SEPTEMBER 15, 2016

.” Those figures probably don’t include initial outlays for things such as a tarp to cover the boat when not in use; safety gear for all boat passengers; necessary electronics, such as GPS (so you don’t get lost), radio (to call for help) and sonar (to find those rocks and fish). Boating is fun.

Buy 100

Buy Buying Rent Recession 100

Savings Corner

DECEMBER 24, 2023

To find some objective answers to the where-to-retire question, Bankrate crunched a bevy of statistics on costs of living, public health and other metrics to create a comprehensive ranking of the best and worst states to retire in the U.S. It’s important to note our ranking is simply a starting point for making a decision.

Iowa 52

Iowa West Virginia Healthcare Delaware 52

Prairie Eco-Thrifter

JUNE 5, 2012

Perhaps your sibling has been repeatedly fired and can’t make his house payments. Think about what your decision will do to your situation, why you think you want to make this decision (is it just to make yourself feel good or meet someone else’s expectations?), How do you determine when enough is enough?

Money 264

Money Sister Giving Brother 264

Savings Corner

DECEMBER 24, 2023

Doing so will empower you to make the best decisions for your family — and your wallet. Make a list of what’s important to you in a home. Analyze whether it makes sense for you financially. Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

MAY 6, 2020

Also to top it off, I had a huge property tax due that month for our office building that was going to be difficult to pay for in light of the circumstances. We followed Dave Ramsey’s debt snowball method and paid the smallest loan off first while making the minimum payments on the other 4 loans.

Debt 130

Debt Emergency Fund 2007 2020 130

Savings Corner

DECEMBER 25, 2023

Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs. You can use our debt-to-income ratio calculator to help you find this figure. How much money do I need to buy a house?

Calculators 52

Calculators Illinois Credit Debt 52

Savings Corner

APRIL 4, 2024

Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure. Debt-to-income ratio: Lenders also look at other monthly credit payments you make compared to how much you earn each month. Lenders won’t accept documents they can’t read.

Debt 52

Debt Credit Cards Credit Home Improvement 52

The Frugal Girl

MARCH 4, 2024

Many people don’t have the mentors I had in my parents, and they find themselves in financial trouble as adults simply due to a lack of knowledge. Even though Alan was an IT professional by trade, his logical mind also understands what makes all kinds of mechanical things work, and he can repair just about everything I break.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

JUNE 22, 2020

We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Everything looked great on paper. We need to increase our income.”

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. You can find blank calendar pages by Googling, “free calendar template” or I’ve found blank monthly calendars at the Dollar Tree.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

SEPTEMBER 15, 2015

Find what you like and keep it. In addition to zoning regulations (in which the local government says what kinds of buildings, animals and uses you can have on your land), other agencies can make you do the things you want or need to do in a certain manner. What I now know is that decor always becomes out of date.

Home 100

Home Washer and Dryer Do It Yourself Garage 100