Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. Start Using Cash This is a wonderful way to save money.

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Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. The saving potential is higher for longer-term loans with high interest rates.

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Prairie Eco-Thrifter

JANUARY 19, 2015

Would you like to end 2015 with a bigger bank account than you currently have? Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Take advantage of free money.

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Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. His primary focus is growing and maintaining his business.

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Prairie Eco-Thrifter

FEBRUARY 3, 2016

And they will see that you put money aside in savings. Encourage them to save. Take them to the bank and let them see you make your deposits. Let them see your excitement as your own accounts grow and get excited with them as their savings increase. Point out how compound interest is making savings grow.

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Family Balance Sheet

MAY 25, 2013

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. If you are new, please read more about the Christmas Savings Club in the first post and join us. Will you be making any of your Christmas gifts this year?

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Savings Corner

DECEMBER 25, 2023

Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. Alternatively, you might consider a “freemium model” – building up a following with free content and then charging for more detailed information or for those who want to know more.

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Prairie Eco-Thrifter

AUGUST 12, 2013

Instead of blowing the cash that you are used to putting away after months of saving, why not put it toward your retirement? Revel in the fact that with every payment you make to your retirement savings account, your days slaving away at work in a dead end job dwindle. You might as well make that money grow.

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Prairie Eco-Thrifter

JULY 30, 2012

If you can understand the concept of making small choices, on a regular basis, in order to achieve big gains in the future, it becomes easy to change this mindset. The future isn’t going to take care of itself; you have to take action regularly to make sure you can continue to live the way you want, for your whole life.

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Prairie Eco-Thrifter

JUNE 11, 2012

Make your goal to create an income from your investment. You purchase when the price is low and sell when it goes up, thus making a profit. One of the best ways to invest for your retirement is taking advantage of the tax incentives of retirement accounts. Don’t let your age stop you from making a start in investing now.

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Taxes Goals Advantage 401K 187

Saving Cents With Sense

JANUARY 1, 2014

Do any of them include saving more? If not, it isn’t too late to make one – and this is one resolution that you can succeed at, too. 10 Savvy Ways to Save in 2014. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already.

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Family Balance Sheet

MARCH 15, 2017

We did take advantage of one benefit of a high deductible health plan: a Health Savings Account. A Health Savings Account (HSA) is for individuals who are covered under high-deductible health plans (HDHPs) to save for medical expenses that HDHPs do not cover. What were we going to do for health insurance?

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Prairie Eco-Thrifter

MAY 1, 2012

Make sense? How would you like your future to look – financially secure or struggling to make ends meet? Plan to make some uncomfortable decisions. The reason you are not already financially secure means that you have some changes to make so you can be; some of these are going to be uncomfortable.

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Saving Cents With Sense

JANUARY 3, 2017

Do any of them include saving more? If not, it isn’t too late to make one – and this is one resolution that you can succeed at, too. I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. 10 Savvy Ways to Save in the New Year.

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Prairie Eco-Thrifter

MARCH 4, 2015

For example, in How to Become a Millionaire by Age 30 the author claims that: “Rich people use debt to leverage investments and grow cash flows. Poor people use debt to buy things that make rich people richer.” Rich people make debt their servant. Do we treat debt differently now that we are financially free?

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Saving Cents With Sense

JANUARY 1, 2015

Do any of them include saving more? If not, it isn’t too late to make one – and this is one resolution that you can succeed at, too. I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. 10 Savvy Ways to Save in the New Year.

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Savings Corner

DECEMBER 25, 2023

While major declines in the market can be frightening, investing is one of the few ways to outpace inflation and grow your purchasing power over time. A savings account just won’t build wealth. That makes investing one of the best things that Americans of any age can do to get on the road toward financial well-being.

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Savings Corner

DECEMBER 27, 2023

When done responsibly, investing is a great way to grow your money. In the video below, learn more about how investing harnesses the power of compound interest, and differs from saving. Best for : Savings accounts are best for short-term savings or money you need to access only occasionally — think an emergency or vacation fund.

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Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? We even bought an online package years ago, but have since decided that we will have a lawyer draw up our will, medical directive, and power of attorney documents to make sure everything is in place legally. 2 – Save $10k in a savings account, specifically earmarked for medical expenses.

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Financial Goals Goals 2018 Debt 113

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? When my brother and I were growing up, our parents didn’t have much discretionary income. I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Alan doesn’t share that regret.

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Savings Corner

DECEMBER 25, 2023

Profit you make from the sale of an investment, such as a stock, or from the sale of another capital asset, such as a car, is considered income in the eyes of the IRS, and how it gets taxed — and at what rate — depends on a few factors, including your income. Roth IRAs and 529 accounts in particular have big tax advantages.

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