Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. I usually make it the first week of the month.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Savings Corner

JUNE 13, 2024

Low-interest and zero-interest introductory offers give cardholders more time to pay down debts or make large purchases without added interest costs. You can earn rewards at either a flat rate on all purchases or higher rewards rates for specific spending categories like dining or gas.

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Credit Cards Credit Credit Card Rewards Rewards 52

Saving Everyday

OCTOBER 3, 2023

Before we dive into how to save money when traveling, it helps to MAKE extra money for your trip, and we’ve got a comprehensive post on ways to make extra cash. Gas, food, coffee, accommodations, entertainment, and parking add up quickly, not to mention unforeseen expenses like things you may have forgotten from home.

Saving Money 52

Saving Money Money Travel Hotel 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

This research has to be extensive because there are quite a number of things to consider: The make of the car The size Fuel consumption Maintenance Comfort Off-road capabilities A lot of this will depend on what you are looking for when buying the car. Try using cash as much as possible for your purchases and work on that savings goal.

Cars 52

Cars Car Bank Banking 52

Prairie Eco-Thrifter

APRIL 14, 2013

Do you think that your income is just not enough and that maybe you need a second or maybe a third job just to make ends meet? Spending more than you can afford will definitely put you either in grave debt, or it can even make you bankrupt at some point. Always make a list when you go to the grocery store. Trim Your Expenses.

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Money Cable Service Budgeting Budget 273

Prairie Eco-Thrifter

NOVEMBER 12, 2012

Make regular trips to your local grocery store for dietary staples and fresh produce for a healthy diet that won’t break the bank. The expenses of gas, insurance, and repairs amount to a significant amount of money that doesn’t need to be spent. The advantages of bicycle commuting are endless for those who make it work.

College 203

College Saving Money Money Student 203

Motherhood Moments

DECEMBER 20, 2022

Affordably priced and geared to the home user, each patent-pending Clear Drop unit addresses one specific type of recycling, making it as simple and effective as possible to stop polluting with destructive soft plastics and garbage organic waste. Our goal is to alleviate these issues. There are 6.3 With our ZERO TRASH!

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Recycle Recycled Recycling Compost 130

Prairie Eco-Thrifter

JANUARY 27, 2014

So, you have to think about what your goals are as far as growth, then compare those goals to the risk you’d have to take to achieve them. Your financial advisor can explain the risks associated with investments that you would make in your unique circumstances. For any reward, you’re going to take a risk.

Money 182

Money Goals Credit Cards Rewards 182

Prairie Eco-Thrifter

MAY 15, 2013

I view each month’s bill – whether it be from the water company, the electric utility, or the natural gas provider – as a way to gauge how well I am doing in my efforts to both conserve energy and save money. For natural gas, I track how many cubic feet I burned (it is billed in units of 100 cubic feet at a time).

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Bills Conserving Energy DVD Players Toaster Ovens 202

Prairie Eco-Thrifter

AUGUST 22, 2011

Thanks to some airline buddy passes falling through on us the morning of August 5, we were forced to drive from Houston, TX to Kansas City, MO to make it to a Curling Bonspiel (Tournament) in time for a night game. The only food available was at gas stations and drive-throughs. pounds from my September 25 goal.

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Motivation Kansas City Travel Kansas 178

Prairie Eco-Thrifter

NOVEMBER 23, 2020

They also assess the mechanical efficiency of home appliances such as measuring the Carbon Monoxide (CO) exhaust and operating efficiency of furnaces and air conditioning units which all leads to the primary goal of the energy audit–finding holes, cracks, penetrations, and other efficiency losses. Electric and Gas Utility websites .

Green energy 130

Green energy Green Education Ranges 130

Prairie Eco-Thrifter

JULY 11, 2013

With just a little delayed gratification, you can reap the rewards a few years later as Pauline from Make Money Your Way shows in her post: Investing, what it the point? Are you struggling to find motivation with your financial goals? PET Archives : Managing the Third Shift: Are You Making Time for Yourself? It May Not Matter.

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Fridays Debt Gas Mileage Financial Goals 189

Savings Corner

DECEMBER 25, 2023

Be sure to factor in costs like maintenance, gas and insurance in addition to loan or lease payments. Decide between leasing and buying Whether you’re leasing or buying a car makes a difference in what you can afford. For some buyers, financing a vehicle may make sense when balanced as a part of their larger financial picture.

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

NOVEMBER 6, 2012

Every minute spent inching along the freeway equates to increasing greenhouse gas emissions that are fueling (pardon the pun) global warming. You may not be able to get out of commuting, but there are steps you can take to make the process more eco-friendly, taking at least one burden off your plate. Here are some options to consider.

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T-Mobile Fuel Work Cars 203

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. I LOVE the reprieve from high gas/electric bills. Frugal Friday: A recap of how we frugal-ed our way through the week. How did you frugal this week?

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Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

APRIL 30, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. Have you joined the challenge?

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Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. And at that price, it’s an easy way to make a big impact by donating to your local food banks. It’s super easy, super cheap, and you can make a zillion and a half different flavors.

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Frugal Cheap Fridays Win 100

Saving Cents With Sense

OCTOBER 5, 2011

Make sure you subscribe to my FREE Email Updates or to my Facebook page to make sure you don’t miss any good deals, FREEBIES, or tips to help you save. Allows you to set a budget, track goals, and stay on track. GasBuddy – Find the cheapest gas wherever you are. If you saw me on Arizona Midday today, Welcome!

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Arizona Skype Budgeting Budget 87

Koupon Karen

MARCH 12, 2024

Compared to traditional fossil fuels, biofuels have the potential to significantly lower greenhouse gas emissions, thereby contributing to cleaner air and a healthier environment. The use of biofuels also aligns with the goal of reducing carbon emissions, making them a vital asset in combatting climate change.

Economy 40

Economy Economical Fuel ReNew 40

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. I know I sometimes get bogged down with too many options and I can take forever to make a decision. If we put our mind and actions to reaching a goal then we will complete it. If we make effort we will succeed.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

AUGUST 29, 2012

Here’s what we came up with: Make a New Recipe I know that cooking on a weekend evening sounds awful, and really, it is. But if you can make a new recipe that is easy or that you’ve never tried before, it can be a lot of fun. Baking something or making something sweet would also be fun. We made nachos on our date night.

Frugal 188

Frugal Wine Saving Money Money 188

Prairie Eco-Thrifter

NOVEMBER 6, 2014

Mom called herself a gypsy, because she liked to ‘go’ When Dad took off in their only car, she was always right there, purse in hand, ready to go with him, even if it was only to the hardware store or gas station! What will make your trip exceptional? Make sure you have a bed to call home each night.

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Travel Vacation Alaska Cars 167

Saving Everyday

JULY 13, 2012

A few years ago, I made it my personal obsession goal to see if I could completely pay for our Disney trips with “free money” and I’ve accomplished that goal every year but once (I was only a couple hundred dollars short). Here we go… Disney Trip 2012 – Total Savings Goal = $2555.35. Gas = $350.

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Disney Hotel Goals Money 83

Prairie Eco-Thrifter

JANUARY 28, 2011

As some of you know, one of my goals for 2011 is to become a certified fitness professional. The goal was to be certified by summer. So in an effort to make things a bit more manageable, I have decided to cancel my course for next month. Moolanomy tells us how we can reach our savings goals by using virtual bank accounts.

January 124

January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

I remember thinking about how wonderful it would be to not have to worry about whether we had enough to pay for the propane gas to heat our home. but rather for the satisfaction of making a positive contribution with my time and effort. Setting goals and reaching them continues to be enriching and satisfying to me.

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Money Grandchildren Thrifty Job Loss 247

Prairie Eco-Thrifter

MAY 22, 2012

This means that more money is then spent within your community, making for increased jobs , opportunities and services. Locally owned business help the community in many ways to make that community stronger and a better place to live. However, everyone can work towards the same goal of buying local as much as they can.

Buy 202

Buy Buying Economy Fuel 202

Prairie Eco-Thrifter

APRIL 4, 2011

Here are a few celebrities who are trying to make a difference. DMB fans will also find that the band sponsors carpooling to their shows, to cut down on the gas used to see them. To accomplish all these goals, Dave Matthews Band partnered with Reverb.org, a group that helps musicians and fans alike live a more sustainable life.

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Green Electric Car 2006 Documentary 150

Saving Cents With Sense

APRIL 25, 2013

This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. Just by looking up where to find the cheapest gas, you can save up to 20 cents per gallon.

Money 75

Money Financial Goals Saving Phones 75

For the Mommas

SEPTEMBER 21, 2015

Robert Sharry: Renata Raposo is struggling to make a new life on Cape Ann when stranger Mark Valente appears with a journal kept by his uncle, Peter Ahearn, almost forty years ago. Until she ran out of gas in the small Maine town of Mattawooptock. For Renata by B. Shelter by Robin Merrill: She begged God to rescue her. He said, “Go.”

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Chocolate Girls Coffee Hobby 40

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. It will be casual and I think I’m going to make my easy lasagna , salad, steamed vegetables, and of course, birthday cake. Our mission: Live WELL, On LESS Money. How We Saved this Week: 1.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Prairie Eco-Thrifter

MARCH 14, 2012

They also assess the mechanical efficiency of home appliances such as measuring the Carbon Monoxide (CO) exhaust and operating efficiency of furnaces and air conditioning units which all leads to the primary goal of the energy audit–finding holes, cracks, penetrations, and other efficiency losses. Electric and Gas Utility websites .

Green energy 185

Green energy Green Education Ranges 185

Prairie Eco-Thrifter

JANUARY 7, 2011

Our friends over at Cheapism share with us 81 ways we can make the best use of our money. We have arrived at a new year… a time when we can work to make things better going forward. Ever since I got married last year, I have done a lot of thinking about the future and the state of our finances and what goals we have as a couple.

January 113

January Personal Finance Finance Green And Frugal 113

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. They burn less oil/gas/propane/wood which means you pay less for fuels.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. They burn less oil/gas/propane/wood which means you pay less for fuels.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

Prairie Eco-Thrifter

OCTOBER 21, 2012

This makes us closer as families which to me is the real reward. If we all used less gas and walked more we would not only improve our financial picture but we will be healthier too. Dividend Winners on the other hand, focus on creating specific goals, and the steps to make them a reality. I totally agree.

Personal Finance 219

Personal Finance Finance Debt Money 219

Coupons Do Work

APRIL 14, 2015

Delivery charges do apply, but can be easily offset with the use of matching manufacturer coupons with the weekly sales, Savingstar , your store loyalty card, choosing “greener” delivery times, and making your payment electronically with your checking account. Earn gas points with your store card, just like you would in-store!

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Delivery Service Groceries Grocery Home 100

Savings Corner

FEBRUARY 2, 2024

Discover it® Student Chrome Our pick for: Simplicity and value Simplicity makes the Discover it® Student Chrome a standout for students searching for their first credit card. You’ll earn bonus cash back at restaurants and gas stations with no activation required and no rotating categories to keep track of. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52