Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Up for a Car Without Breaking the Bank appeared first on Penny Pinchin' Mom. Learning how to save up for a car is like learning how to save up for anything; it calls for discipline and a few financial tricks. Learning how to save up for a car without breaking the bank can now be somewhat difficult.

Cars 52

Cars Car Bank Banking 52

Family Balance Sheet

JUNE 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings. My monthly goal is $100.

2019 100

2019 June Club Christmas 100

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? What gives? If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different. Should you pay off debt or save?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

APRIL 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings. My monthly goal is $100.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings. My monthly goal is $100.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. That final number will be your goal to save each month between now and November 25, 2013. Also let us know how you saved the money.

Christmas 127

Christmas Club Goals Budgeting 127

Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings. My monthly goal is $100.

2019 100

2019 September Club August 100

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Christmas Savings Club'

Club 100

Club Christmas May Goals 100

Family Balance Sheet

AUGUST 21, 2020

You’ll know how much is in your checking and savings accounts and your retirement accounts. The History of my Family Balance Sheet: I created my very first Family Balance Sheet many years ago to give my husband a snapshot of our household and business finances. The amount you need to save to get to your target.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. How To Save. It is challenging to save, and it does take diligence.

Bank 265

Bank Banking Money Saving 265

Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. What''s a pantry challenge? Cut your cable TV.

Club 100

Club Christmas July August 100

Family Balance Sheet

JUNE 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Set aside your monthly savings goal for July.

June 100

June Club Christmas Goals 100

Prairie Eco-Thrifter

JUNE 11, 2014

One of the mistakes that we often make when saving is putting everything into one account. It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal.

Goals 208

Goals Emergency Fund Used Vacation 208

Family Balance Sheet

JANUARY 25, 2019

But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. any savings from sales and coupons washed away from the interest accrued from unpaid credit card balance(s). Source: The Street.

2019 100

2019 Club Christmas 2018 100

Savings Corner

APRIL 4, 2024

Here are the best low-risk investments in April 2024: High-yield savings accounts Money market funds Short-term certificates of deposit Series I savings bonds Treasury bills, notes, bonds and TIPS Corporate bonds Dividend-paying stocks Preferred stocks Money market accounts Fixed annuities Overview: Best low-risk investments in 2024 1.

April 52

April Lowes CD Bank 52

Prairie Eco-Thrifter

MAY 6, 2012

‘The time to start saving for retirement is yesterday’ quipped the financial advisor. The longer you save for retirement, the more money you will have to retire on, even if the amounts saved are quite small in the beginning. Why are so many people not saving for their own retirement? How many years will you be retired?

401K 261

401K Saving Part Time Money 261

Prairie Eco-Thrifter

MAY 15, 2013

I view each month’s bill – whether it be from the water company, the electric utility, or the natural gas provider – as a way to gauge how well I am doing in my efforts to both conserve energy and save money. How much money do I get to keep in my bank account this month? Did I use less power than last month? Go Green'

Bills 202

Bills Conserving Energy DVD Players Toaster Ovens 202

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. How did YOU do in April? Thanks for reading.

April 100

April Club Christmas Goals 100

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Also let us know how you saved the money.

March 100

March Club Christmas Goals 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. September Assignments: 1. Thanks for reading.

August 100

August Club Christmas Goals 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Couponing 101

JULY 26, 2011

This post is 5 simple ways to help teach our children to save money so they don’t become a statistic. The following five tips on “How you can teach your kids to save money” will help you educate them: Teach Kids to Save Money Tip #1. Teach Kids to Save Money Tip #2. Always explain the value of saving money.

Saving Money 103

Saving Money Money Kids Debt 103

The Frugal Girl

DECEMBER 11, 2023

How did you get interested in saving money? As a teenager, I saved quite a bit of the money I earned babysitting and working in a dining hall. What’s the “why” behind your money-saving efforts? Within reason, we like to give our kids a nice Christmas with presents they enjoy. That is a never-ending list!

Money 194

Money Kids and Family Frugal Parenting 194

Prairie Eco-Thrifter

NOVEMBER 30, 2014

You have to give it space and time (lots of time) to grow into a huge money producer. He never earned more than $46,000 per year, but he turned that into several million dollars, most of which he’s giving away. Figure out what you need to live and put the rest in a secure account. Keep saving. You can do this.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

JANUARY 11, 2019

In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018. Save $10k in a savings account, specifically earmarked for medical expenses. I almost stopped writing goals down altogether. Our 2018 Financial Goals: Finish our Will. 2 – DONE!!

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

For the Mommas

JANUARY 11, 2011

So you can save money at the store. but the question is what are you doing with that savings. Shelly from Coupon Teacher gives us some ideas about how we can save our savings. and saved over $30!”. Sometimes I wish for a way to really “save” those savings. What do I do with all my “savings”?

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

Is saving money one of the goals that you always seem to set for yourself, but never quite achieve? These days, most of us know that if we want to be successful in life, we have to commit to regular saving. 1. Automate your Savings. This means that your savings can start building automatically, without you even noticing.

Bills 113

Bills Money Bank Banking 113

Family Balance Sheet

MAY 31, 2016

Or maybe you’re trying to build your emergency savings account, or save for a vehicle? If you don’t know what you spend each month on groceries, I encourage you to keep a tally for a month to give you an idea. Day 12: How to Use Pinterest to Save Money on Groceries. Day 19: Save Money on Meat.

Grocery Spending 100

Grocery Spending Groceries Grocery Budgeting 100

Coupons Do Work

OCTOBER 3, 2016

When it comes to saving money and banking, we are always looking for the best bank ; and what can save you money and what bank gives you money :). You can earn an additional $50 by pairing the checking account with a new Essential Savings account and depositing $5,000 or more within 2 weeks of account opening.

Bank 100

Bank Banking 2016 Bank of America 100

Prairie Eco-Thrifter

DECEMBER 1, 2014

If you make $50,000 and your goal is to save $25,000 this year, I’m here to tell you, this isn’t likely to happen. If you set unachievable goals, you’ll likely give up early. When you give up, you’ll likely achieve much less financially in 2015. Each line represents one quarter’s saving goal.

Goals 209

Goals Financial Goals December Motivation 209

Family Balance Sheet

APRIL 6, 2015

And how will you save for your children’s college education? When you’re informed, you’ll be able to make better decisions when it comes to tax-advantaged investments, like retirement, health savings accounts, and educational savings accounts. Give to Charity; Slash Your Tax Payment.

Taxes 100

Taxes Education Re-use Tools 100

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense. Bank Your Savings.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Family Balance Sheet

OCTOBER 10, 2014

Does your property tax bill give you anxiety? Every month, we transfer this money into a savings account that is connected to our checking account. When a bill comes due, I transfer from the savings into the checking to pay to bill. Please refer back to the original post for a complete list of daily assignments.

Finance 100

Finance Property Taxes Organic Organization 100

Family Balance Sheet

APRIL 1, 2021

Our emergency fund has saved us countless times and it will save us once again with the truck. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Become hyper-focused on funding this account.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

APRIL 25, 2011

One of the ways to do this is by either having your kids get a job to pay some of their own bills or giving them an allowance and having them pay some of their bills with it. This is the money that is left over and can be used to fund their savings accounts. Give them control of their money. Don’t make this mistake.

Bills 174

Bills Finance Budgeting Budget 174

Family Balance Sheet

JANUARY 11, 2011

I have now decided to add gift giving to the list of cash categories. I then divided that new number by 12 and that is the dollar amount that I am going to transfer to a savings account every month. As an experiment, I switched to cash in 3 categories : groceries, dining out and clothing on January 1st.

Christmas 138

Christmas 2011 Bills Credit Cards 138