Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

NOVEMBER 5, 2014

We put any extra money that would come in toward our debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Make paying off debt a priority. If you’re going to get serious about becoming debt free, you have to make that your first priority.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Savings Corner

APRIL 4, 2024

Make sure to keep your credit score in the best shape possible and work on paying off debt to lower your debt-to-income ratio. The best ways to get a personal loan that suits your budget and goals are taking care of your financial health and shopping around to compare loan interest rates.

Debt 52

Debt Bank Banking Credit 52

Family Balance Sheet

NOVEMBER 19, 2014

We have always loved to travel and do missions work for our church. Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. What are the top 3 – 5 ways you found money to put towards debt.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

AUGUST 4, 2014

We’ll live in a dorm (which fits us perfectly but we know sounds terrible to others) in our own apartment while I (Krista) work in student development providing mentoring/counseling/student discipline to the 150 women in the dorm and Jon will work right across the street as the assistant director of admissions.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Updates on our Debt Freedom Plan over the years: Our Original Debt Freedom Plan – written in March 2014. Our 2019 Financial Goal. We can now move on to other financial goals.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. Dave Ramsey has a plan and it has worked for millions of people. Something happens mentally when you WRITE down your goals and plans for execution. But we needed a plan–our own plan.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JUNE 16, 2015

I am a stay at home mom and freelance marketer and my husband works in the construction industry. How much debt did you pay off? What kind of debt was it? The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

Jeff and I are complete opposites, but have made it work for our 13 years of marriage. When I’m not working, I enjoy running and creating content for my YouTube channel. How much debt did you pay off? What kind of debt was it? worth of debt. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 5, 2015

My husband has always been the one who has felt the full weight of our debt. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. What are your financial goals now?

Debt 100

Debt Debt Free Finds Finance 100

Saving Cents With Sense

JANUARY 18, 2012

I know we are half way through January, and many of you may already be giving up on your New Year’s Resolutions, but I wanted to encourage you to keep reaching for those goals you set. Pay off Debt? The truth is that it is easy to start goals, and much more challenging to follow through. Lose Weight? Measurable.

Goals 55

Goals Pay Off Debt January Gardening 55

Family Balance Sheet

JANUARY 20, 2017

works in outbound sales, and I teach part-time. We have a huge heart for missions work. A life goal of ours is. How much debt did you pay off? What inspired you to become debt free? When the second loan was paid off, we used everything to go towards. My husband. We have always been very.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JULY 2, 2015

My husband works as an architect and I teach art part time at my son’s school. Louis neighborhood is within walking distance to the zoo and a couple of parks, so I enjoy walking with the kids each day to let them run off some energy and I get a little workout in too. If married, who initiated the debt free goal?

Student 100

Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. If we put our mind and actions to reaching a goal then we will complete it. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Bring your lunch to work more frequently. According to the Wall Street Journal, 88% of resolutions fail, so the key here is to set small, achievable goals that add up to a whole lot of savings. Paying Off Debt. Spending Less.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

AUGUST 11, 2016

You work until you are 65 and then retire. Work for the same company for 35+ years. Another friend chimed in, “we’ll never stop working, retirement isn’t possible.” We charted out our course of action to pay off debts and start saving for retirement. Many are thinking outside the box.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JANUARY 6, 2011

This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. Trying to manage your finances and prioritize on paying off debt is impossible if you don’t keep a proper track of your income and outgoing’s. Consider consolidating.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

DECEMBER 10, 2014

After nearly a decade of working my way up the career ladder, I quit my small business accounting job to start my blog, Careful Cents. My husband is a personal chef, so he travels a lot for work and moves around the country to learn new styles of cooking. What are the top 3 – 5 ways you found money to put towards debt.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

FEBRUARY 3, 2016

However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. What are the top 3 – 5 ways you found money to put towards debt. My top tips to pay off your debt would be the following.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. Since we didn’t have any other debt, we decided to tackle our house as fast as we could.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

These days, I’m pleased to say, I have moved on, and now work in a marketing role – enjoying far more civilized working hours. How much debt did you pay off? What kind of debt was it? I left university, as so many do, with a fair chunk of debt. am most days to start work.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. If you are new to budgeting, review and work on it every single day.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. I spend closer to $900 now and thankfully, paying off that non-mortgage debt gave us some wiggle room.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

We ended up using my remaining collage savings to pay that off. After we purchased our house, we decided that it would be our last debt – so we worked hard and paid the entire thing off in less than 8 years. What inspired you to get debt free? Live junk and debt free! Hahahahaha! And deodorant.

Debt Free 100

Debt Free Debt Budgeting Budget 100