article thumbnail

How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. auto insurance – due yearly.

Bills 130
article thumbnail

Is Switching from Term to Perm Right for You? – Life Happens

Savings Corner

As life happens and your needs change, you may find yourself questioning whether your current life insurance coverage is the best fit for you. If you currently have a term life insurance policy but are considering switching to permanent life insurance coverage, you may be wondering if it’s even possible to make the change.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

7 Best Life Insurance Companies in December 2023

Savings Corner

The life insurance market in the U.S. is competitive, made up of a mix of longstanding insurers and newer “insurtechs” that sell policies online. To narrow down our list of the best life insurance companies, we looked at customer complaints data, consumer experience and financial strength. Financial strength.

article thumbnail

How to Prevent Three Common Disastrous Personal Financial Mistakes

Prairie Eco-Thrifter

There’s other major personal finance mistakes of course, including not starting a retirement plan in your twenties; not taking advantage of employer contributions and life insurance in retirement plans; not having a financial plan for the future. Always pay off the full amount and only use it for emergencies. I’m sure everyone.

article thumbnail

Providing for Your Child’s Future

Prairie Eco-Thrifter

That got me started thinking about life insurance. Life Insurance as a Guarantee If something were to happen to me, I need to ensure that my child will be taken care of. Start Early for Greater Benefits Life insurance rates are less expensive when you are young, so it’s to your advantage to look into policies early.

article thumbnail

How to Save Money on Car Insurance

Prairie Eco-Thrifter

Many insurance companies are offering discounts for multi-car policies as well as some multi-line discounts for people who have different policies for different things like a car, a home, or life insurance etc. under the same insurance company. Pay your insurance bill using a cash back credit card.

Insurance 179
article thumbnail

Which Insurance Policies Should You Absolutely Have?

Prairie Eco-Thrifter

Life insurance is another type of insurance that comes with question markets. “Life insurance is more circumstantial,” Hirschkom points out. ” He also looks at other situations where life insurance might make sense. Disability insurance can help you with that.

Insurance 193