Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Happy 5 months til Christmas!

Club 100

Club Christmas July August 100

Family Balance Sheet

JANUARY 11, 2011

Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents. As an experiment, I switched to cash in 3 categories : groceries, dining out and clothing on January 1st. I'll use that money through out the year for birthday gifts along with Christmas presents in December.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Teresa's Deals

SEPTEMBER 2, 2015

In this post, I have listed the ways that we like to save for Christmas every year. How To Save Money For Christmas. These are the tips that we use on how to save money for Christmas. How to save money before Christmas. The best way to save on groceries is to use coupons and only buy what you will need.

Saving Money 100

Saving Money Money Christmas Saving 100

Family Balance Sheet

SEPTEMBER 13, 2017

As open enrollment nears for many health insurance plans, I thought this would be a great time to give you an update on Medi-Share, the health sharing ministry that we are using in place of traditional health insurance. Health insurance has been a long winding road for us over the last few years. Yay for discounts!

2017 100

2017 Health Insurance September Insurance 100

Saving With Shellie

NOVEMBER 29, 2013

Get $100 in free money , simply by opening a completely free checking account. Open a free, no-fee Capital One 360 Checking Account by 12/2. Make a total of 5 purchases (either signature or PIN-based) using your Electric Orange Card within 45 days. Your $125 bonus will be automatically deposited into your account on day 50.

Emergency Fund 68

Emergency Fund January Credit Cards Sonic 68

Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. I had amassed $70 and thought it was a perfect addition to our Christmas account. In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account.

2019 100

2019 September Club August 100

For the Mommas

NOVEMBER 30, 2016

I use it to treat myself, but you can use it however you wish. Maybe even use to start up a 2017 holiday savings account. Or pay off the credit cards you may have used over the holidays. It doesn’t matter how you use it, just use it. Do you use any other cash back sites?

Holiday 40

Holiday Shopping Credit Cards 2017 40

Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. I had amassed $70 and thought it was a perfect addition to our Christmas account. In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Happy 4 months til Christmas!

August 100

August Club Christmas Goals 100

For the Mommas

OCTOBER 13, 2016

I use it to treat myself, but you can use it however you wish. Maybe even use to start up a 2017 holiday savings account. Or pay off the credit cards you may have used over the holidays. It doesn’t matter how you use it, just use it. Do you use any other cash back sites?

Holiday 40

Holiday Shopping Credit Cards 2017 40

Family Balance Sheet

JANUARY 24, 2012

In all honesty, tax season goes fairly smoothly for us. I keep our paper work organized and QuickBooks updated through out the year, so that when January rolls around, I only need to pull together the year end statements as they arrive in the mail. I use tabs to separate our expense categories. 3 Simple Office Supplies.

Office Supplies 153

Office Supplies Taxes Office Simple 153

Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. of Gen X report they have saves less than $10,000 for retirement.**.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Having the ”vacation savings account” is like a back-up plan so we don’t feel strapped while we’re there. I collect and use these to order essentials for our trips.

March 86

March Disney Friends And Family Sale Vacation 86

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Saving Everyday

APRIL 12, 2013

I buy the gift card I want through QuickRewards , get paid for doing that, use that same gift card to shop online through QR, and get paid for that too. I collect the gift cards and use them to order essentials for our trips. If I don’t use them for a trip, I save them for Christmas. Sweet huh?? free money!

Disney 69

Disney March Gift Cards Ebates 69

Saving Everyday

MAY 11, 2013

And even better, you can use these in addition to manufacturer coupons. 52-Week Money Saving Challenge = $80.00. It’s a quick and easy way to save a minimum of $1378 this year! I will use my pennies to get more silver back, but never spend my silver. LOVE LOVE LOVE this app!! Go HERE for my tutorial. and get $0.75

Disney 40

Disney April Gift Cards Re-use 40

Finally Frugal

JANUARY 8, 2011

In any case, I came across an article with suggestions for how to use this windfall. This may be especially useful for those of us who - whether currently or in our spendthrift past - may be likely to fritter that money away as soon as it shows up in our paychecks.

Frugal 45

Frugal Spendthrift Debt Recession 45

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”. (At Total discount from using in network providers: $28,291.29 (27%).

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Saving Everyday

JULY 13, 2012

This is the first year I started a Disney/vacation savings account of $25 a week. Here we go… Disney Trip 2012 – Total Savings Goal = $2555.35. 5 nights at Port Orleans Riverside Royal Rooms (used the current 20% room discount ). I started a $25/week “vacation fund” the first week of January.

Disney 83

Disney Hotel Goals Money 83

Family Balance Sheet

JANUARY 17, 2018

I have started calling around for fees and hope to have this complete by end of January. 2 – Save $10k in a savings account, specifically earmarked for medical expenses. This will take us most of the year. Save for a camper upgrade. We’d like to start saving for it in 2018, if possible.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

MARCH 17, 2017

While self-employment brought us a lot of flexibility and possibilities, we were on the hook for finding and buying our own health insurance. Due to its high costs , it became less a product that we used for our medical needs, and more of something that protected us from financial ruin over the years. Acts 2:44-45.

Health Insurance 164

Health Insurance Insurance Health Bills 164