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Mortgage Calculator with PMI and Taxes

Savings Corner

How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). On mobile devices, tap “Refine Results” to find the field to enter the rate and use the plus and minus signs to select the “Loan term.”

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Four Reasons to Have a Gravel Driveway

Prairie Eco-Thrifter

We used to have a concrete driveway, but as part of a landscaping project, we ripped it out and replaced it with gravel. Because of this, in April 2013, Maryland lawmakers implemented what is referred to as a Rain Tax. Gravel Doesn’t Cause The County to Raise Our Property Taxes.

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Save Taxes: Negotiate A Reduction in Your Assessed Value

Prairie Eco-Thrifter

This usually leads to an increase in your real estate taxes! Increases in your assessed value can sometimes be negotiated downward, saving you tax money. Assessed value is the value that will be used in determining how much you will pay in real estate taxes. What is assessed value? Who does the assessment?

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Current Mortgage Rates: Compare today’s rates | NerdWallet

Savings Corner

Instead, they use a mortgage, which is a loan to buy a home. Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Principal is the original amount of money you borrowed while interest is what you’re being charged to borrow the money.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have been using it ever since. We’re taking life one day at a time because things are changing so rapidly. Fortunately, we won’t be driving much.

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How to Determine Home Value

Savings Corner

The long answer depends on the market and whether you’re asking a lender, an agent or a county tax assessor. Knowing how to calculate your home’s value with the help of online tools and trained professionals better prepares you to buy, sell, refinance, tap into your home’s equity — or even negotiate lower property taxes.

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How to Say No When a Sibling Asks for Money

Prairie Eco-Thrifter

Keep it businesslike and a bit formal and use this speech to prevent the conversation from becoming a high pressure appeal to your heartstrings. Say No the Right Way The Tower of Power site suggests that you will be more successful saying no if you use the right No. Use Alternate Solutions Look for non-monetary resolutions.

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