Saving Cents With Sense

MAY 26, 2014

Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Never Pass up Free Money.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. A debt free holiday is a feeling that money can’t buy! ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC. This holiday season, don’t go broke.

Budgeting 112

Budgeting Budget Holiday Debt 112

Prairie Eco-Thrifter

JANUARY 10, 2017

When the Great Recession began in 2008/2009, my boss at the time (a Vice President of the company) and her spouse consulted their financial adviser to see what they should do. percent in 2009, the U.S. In spite of a 2009 study by Scott I. They asked him what would likely cause us to come out of recession. How to stay the course.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Saving more (52%), spending less (19%) and paying off debt (19%). One of the easiest and most overlooked ways to spend less is by re-evaluating your debt and improving your credit score.

Monitors 40

Monitors Credit Debt Consumer 40

Saving Cents With Sense

SEPTEMBER 13, 2013

How To Be Debt Free by Jason Soldini. ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC. The Sea Glass Sisters by Lisa Wingate. Airborne Immune Support Sample. Maybelline NY FIT Me Sample. Snapple Brew Over Ice Sample. Maxwell International Coffee Sample. Energems Energy Bites Sample. Rock On MP3.

Airborne 49

Airborne Freebie Friday Freebies Coffee 49

Saving Cents With Sense

DECEMBER 20, 2013

Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC. Although gas prices have been lower lately, hovering around $3.20 per gallon during the holidays.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. ©2009-11 Saving Sense Media LLC. Find more information on the terms for this giveaway on the Win Giveaways Facebook page. All rights reserved.

Giveaway 94

Giveaway Package Financial Goals Debt 94

Saving Cents With Sense

MAY 2, 2014

Frugal Living: How To Manage Your Money and Be Debt Free to Build Wealth by Clark Evans. ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC. Adventures In Parenting Booklet. Jones Starter Kit. The Beginners Guide to Knitting by Lily Jones. Natural Cures by Prescott Marshall. Wuthering Heights by Emily Bronte.

Listerine 58

Listerine Freebies Bank of America Marshalls 58

Saving Cents With Sense

JANUARY 5, 2011

It can help you develop a plan to save for retirement, pay off student loans, or just pay off that debt you have been carrying! ©2009-10 Saving Sense Media LLC. This FREE budgeting software helps you manage all your personal finances, including bank accounts, credit cards, and investments, all in one place. All rights reserved.

Budgeting 55

Budgeting Budget Personal Finance Software 55

Saving Cents With Sense

FEBRUARY 28, 2014

With PNC reporting that the average 20-something faces $45,000 in debt, and Generation Opportunity finding a 15.9 According to the Consumer Financial Protection Bureau, student loan debt has surpassed $1 trillion. ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC. Tackle Student Loans. All rights reserved.

Parenting 81

Parenting Economy Student Cars 81

Saving Cents With Sense

OCTOBER 24, 2014

Debt Free Holiday Handbook. ©2009-14 Saving Cents with Sense ™, a website of Saving Sense Media LLC. Slow Cooking Guide for Beginners by Claire Daniels. Kids Firetruck Foldup Activity Sheet. Leaf Matching Color Page. Quest Protein Bars. Dots and Boxes (Game). Numbers Slide (Game). Halloween Candle Wrappers. Halloween Coloring Pages.

Activism 51

Activism Recipes Martha Stewart Freebies 51

Saving Cents With Sense

JUNE 2, 2011

BIO: Tracie helped her family eradicate more than $37,000 in debt. ©2009-11 Saving Sense Media LLC. She shares her money saving tips and deals daily at Penny Pinchin Mom. When not busy saving money, she enjoys spending time with her family at home in Missouri. All rights reserved.

Fuel 103

Fuel Gasoline Missouri Saving 103

Saving Cents With Sense

JULY 12, 2013

3 – Deal With Your Debt by Liz Weston. 3 – Deal With Your Debt by Liz Weston. ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC. There are some pretty good ones available right now, too! 1 – Kona Red Mountain Coffee Sample (20,000 Available). 2 – Purina Dog Chow Light and Healthy.

Herbal Essence 55

Herbal Essence Freebie Friday Freebies Coffee 55

Saving Cents With Sense

SEPTEMBER 11, 2012

One way to get the things you know you want without going into debt is to put your holiday gifts in layaway. ©2009-11 Saving Cents with Sense ™, a website of Saving Sense Media LLC. All opinions are 100% mine. Before you know it the holidays will be here – are you ready for all your holiday shopping? All rights reserved.

September 61

September Giveaway 2012 Kmart 61

The Frugal Girl

FEBRUARY 26, 2024

Today we’re meeting a reader who’s been here since 2009 (!!) Note from Kristen: I found the post, and it’s from 2009! I was always in debt, which has been a tremendous source of shame for me. Apply it toward debt. Here’s Beth: 1. Tell us a little about yourself. I’m 52. Marrying my husband.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

Saving Cents With Sense

MARCH 28, 2011

Kellogg’s has a new promotion to get a $10 pre-paid debt card that can be used toward gasoline purchases when you buy 10 boxes of participating cereals. ©2009-11 Saving Sense Media LLC. This offer is good through 12/31/11, or while supplies last, so I wouldn’t wait to print your rebate form and get it in. Thanks, Penny Pinchin Mom !).

Rebates 63

Rebates Raisin Bran All Bran Gasoline 63

Saving Cents With Sense

MARCH 25, 2013

Paying bills on time and managing debt are important steps to good credit. ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC. When you are looking to get a car, a house, home or school loads, or borrow money or any other reason, your credit score makes a huge impact. All rights reserved.

Credit 75

Credit Finds Making Contest 75

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. ©2009-14 Saving Cents with Sense ™, a website of Saving Sense Media LLC. It has been difficult to do that with the expense of my schooling, on top of our children’s needs.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Saving Cents With Sense

JANUARY 27, 2011

4) “Like” Shop Debt FREE (eBillme) on Facebook and leave a comment letting me know that you do. ©2009-10 Saving Sense Media LLC. 3) Join the Saving Cents with Sense community on Facebook. You’ll find even more deals and fun conversations. Make sure you come back here and leave a separate comment letting me know. All rights reserved.

Gift Cards 76

Gift Cards Giveaway Gifts Bills 76

Saving Cents With Sense

NOVEMBER 9, 2011

Create a Budget – Decide what you are going to spend before going, this will help you stay out of debt and stick to your shopping list. ©2009-11 Saving Cents with Sense ™, a website of Saving Sense Media LLC. Download the Saving Cents with Sense app so you can find Black Friday information on your smartphone when you are out and about.

Fridays 87

Fridays Shopping Thanksgiving Debt 87

Prairie Eco-Thrifter

DECEMBER 7, 2011

He became a hoarder, he has not worked in years, he feels unemployable and his house is now encumbered with debt and will soon be put up for a tax sale. There is an employee, laid off in 2009, still valiantly seeking work but secretly feeling his time is over. How does he get his self-esteem back?

Holiday 183

Holiday Friends And Family Sale At&T Giving 183

Saving With Shellie

MARCH 14, 2011

Well, people talk in America about our National Debt quite often and how high it is. The way debt works is that to raise money for your own country, you sell treasury bills or bonds. Japan Relief – How You Can Help is a post from Saving with Shellie™ ©2009-2011 and is intended for personal, non-commercial use only.

Donation 72

Donation Economy Debt T-Mobile 72

Saving Cents With Sense

NOVEMBER 5, 2013

Create a Budget – Decide what you are going to spend before going, this will help you stay out of debt and stick to your shopping list. ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC. The more flexible you are for your shopping list, the better deal you may find. Day of: If you are shopping in-store – 5.

Fridays 75

Fridays Shopping Thanksgiving Holiday 75

Saving Cents With Sense

JANUARY 18, 2012

Pay off Debt? ©2009-11 Saving Cents with Sense ™, a website of Saving Sense Media LLC. I know we are half way through January, and many of you may already be giving up on your New Year’s Resolutions, but I wanted to encourage you to keep reaching for those goals you set. Did you want to save more money this year? Lose Weight?

Goals 55

Goals Pay Off Debt January Gardening 55

The Frugal Girl

NOVEMBER 13, 2023

We had to sell it less than 3 years after buying it, and between that and the market timing (bought in 2009, sold in 2012), we were lucky to come out of the whole situation with our original mortgage paid off completely by the sale! I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey.

Kids and Family 191

Kids and Family Parenting Cars Car 191

Saving Cents With Sense

OCTOBER 22, 2015

Each year, more than 9 million people have their identity stolen, resulting in debt , lost job opportunities, and even a criminal record. ©2009-14 Saving Cents with Sense ™, a website of Saving Sense Media LLC. Avoid becoming a part of this statistic by taking a few precautionary steps to keep your personal information safe.

Identity Theft 40

Identity Theft Shredders Credit Credit Cards 40

Saving Cents With Sense

MAY 13, 2013

But the truth is, there are plenty of ways to sail the seas without ending up in an ocean of debt. ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC. Cruises are relaxing, have great food, fun activities, live shows, and other accommodations you just can’t get anywhere else. All rights reserved.

Vacation 56

Vacation Cruises Cruise Insurance 56

Saving Cents With Sense

JUNE 8, 2011

BIO: Tracie helped her family eradicate more than $37,000 in debt. ©2009-11 Saving Sense Media LLC. She shares her money saving tips and deals daily at Penny Pinchin Mom. When not busy saving money, she enjoys spending time with her family at home in Missouri. All rights reserved.

Saving Money 82

Saving Money Money Birthday Kids and Family 82

Saving Cents With Sense

FEBRUARY 17, 2016

Paying Off Debt. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense. Once your finances are combined, however, you may need to rethink how you handle repaying old debts on things like credit card bills and student loans.

Taxes 40

Taxes Debt Finance Wedding 40