Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. If you use the formula: INCOME–EXPENSES = SAVINGS , then you are bound to find yourself with a ‘financial cavity’. Keep enough money for your savings first.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If I don’t plan our meals and my shopping list, I spend too much money and make too many extra stops to the grocery store during the week. Meal Planning Saves Money.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Saving Cents With Sense

DECEMBER 19, 2013

We usually make New Year’s resolutions – lose weight, go back to school, stop smoking, save money, eat better, etc. This can be a positive and motivational experience to help them focus on new beginnings and setting goals. Financial Goals – Help kids make goals to be financially responsible this year.

Kids 85

Kids Goals Kids and Family New Year's 85

Penny Pinchin' Mom

MARCH 11, 2024

The post 7 Clever Ways Moms Used to Save Money appeared first on Penny Pinchin' Mom. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” Yes, these are the kinds of activities I’m talking about. Camping maybe?

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

SEPTEMBER 9, 2014

Of course, as we paid off debts that gave us more money to put toward the remaining ones, so that made a huge difference as time went on. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt? So we both handle the money. What are your financial goals now?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JANUARY 13, 2011

SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. Regardless if you live in a cold or warm climate there are many ways you can save money and energy in your home.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Family Balance Sheet

APRIL 1, 2021

Related Reading: How to Save Money on Groceries. And when dining out, at least follow these 15 Smart Tips to Save Money When Eating Out. Put the money in your emergency fund instead. Check my Frugal Family Activities list for ideas. 3 – Reduce your monthly utility bills. Cancel unused subscriptions.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Savings Corner

DECEMBER 24, 2023

Once you’re approved, the lender will disburse money into your bank account. You will also start to repay the money. Throughout the loan term, your lender will likely report your account activity to the credit bureaus, so making on-time payments is crucial to building a positive credit history.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

JANUARY 13, 2011

SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. Regardless if you live in a cold or warm climate there are many ways you can save money and energy in your home.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

Family Balance Sheet

FEBRUARY 16, 2016

Put the money saved into your emergency fund. With work, school, and extra-curricular activities, we feel it at our house too. But when you’re trying to save money, cut out this costly expense. This time-saving technique will save you money and your sanity. 6 – Eat dinner at home.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

The Frugal Girl

MARCH 4, 2024

We all love outdoor activities, but we don’t all enjoy the same ones. How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) A third “why” is that saving money is like a game to me.

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Family Balance Sheet

AUGUST 4, 2014

Jon’s been a youth pastor for 4 years and we’re very active in the Quaker church or ‘Friends.’ What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. What are your financial goals now?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JULY 2, 2015

We strive to be a pretty active family. We began to realize that each item we own costs us something, either our time to maintain it or our money. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. What are your financial goals now?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

AUGUST 5, 2015

Our lives have been forever changed and our opportunity to financial success in the future are greater than they could have ever been! We weren’t really active looking for it actually. 2 years ago we were noticing our family was accumulating a lot of bad behaviors with our health, financial and quality time as a family.

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

MAY 10, 2012

Savvy Scot controversially talks about how to spend money and what so many financial bloggers are doing wrong! Debt Guru presents Actively Avoiding Debt posted at Debt Free Blog , saying, “Find out how you can actively avoid debt by not having a wish list or items that you want to buy next.”

Money 113

Money May 2012 Debt 113

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. It’s not an overnight activity: The refinancing process can take between 15 and 45 days or more. Your credit score will temporarily take a hit.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Budgeting is a lifelong habit.

Budget 133

Budget Budgeting Financial Goals Goals 133

Savings Corner

APRIL 4, 2024

California homeowners with active Allstate home insurance were not dropped, but the insurer stated that “wildfires, higher costs for repairing homes and higher reinsurance premiums” motivated the choice to limit new business. Additionally, Allstate stopped writing new home and condominium insurance policies in California. stars out of 5 4.1

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Family Balance Sheet

JANUARY 7, 2015

Barry is a woodworker in his spare time and I cook – I wish I did more, but sometimes I even find it hard to take a shower, so it’s not my time for adding new activities. I taught coupon and frugal living workshops and put any donated money toward the mortgage. And it saves on gas too. How much debt did you pay off?

Debt Free 100

Debt Free Debt Budgeting Budget 100