Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. It is challenging to save, and it does take diligence.

Bank 265

Bank Banking Money Saving 265

Savings Corner

APRIL 4, 2024

Old National Bank 620 for conventional loans, 640 for FHA loans, 680 for VA loans 4.6 Bank 620 for conventional loans, 740 for jumbo loans 4.8 Citizens Bank 620 for conventional loans 4.5 PNC Bank 620 for conventional, jumbo and FHA loans, 640 for USDA loans 4.5 Bank 620 for conventional loans, 740 for jumbo loans 4.8

Refinancing 40

Refinancing Bank Banking Credit 40

Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. Neither would you want the bank or institution to rip you off.

Personal Finance 100

Personal Finance Finance Debt Money 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

JUNE 2, 2016

Career-wise while I studied biology at university I came out to find very few opportunities in my field. I sort of fell into a retail job just to make ends meet while I figured out what to do, only to find myself “typecast” into this role for the next 10 years, moving from one demanding position to another.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JULY 13, 2016

We made enough money 5 years ago to cover our expenses, so we weren’t in a negative earning situation. Once we got crap in order, we just kept finding ways to make more money. Promotions, new jobs, side work, selling stuff, etc etc… All the time we kept the same cost of living and just banked and smacked the debt in the face.

Debt 100

Debt Debt Free Finds Home 100

Koupon Karen

NOVEMBER 30, 2023

There is also essential baby gear, like a car seat, travel system, or baby capsule, that you may need to spend money on. In big cities, you can purchase high-quality baby gear without breaking the bank. That means you can often find gently used baby items in excellent condition for a fraction of the retail price.

Budgeting 52

Budgeting Budget Baby Friends And Family Sale 52

Family Balance Sheet

JULY 2, 2015

We began to realize that each item we own costs us something, either our time to maintain it or our money. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We are living in an apartment that we can pay for out of one paycheck with money left over. Give to others.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JANUARY 28, 2014

As a result of the PlayStation breach, I began changing the way I use my credit and debit cards , and my bank accounts , so that I could limit the difficulties associated with breaches of this nature. This is because I don’t want my bank account compromised. Money Tips' Use Credit Cards. I use credit cards a lot more now.

Credit Cards 193

Credit Cards Bank Banking Identity Theft 193

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

Is saving money one of the goals that you always seem to set for yourself, but never quite achieve? These days, most of us know that if we want to be successful in life, we have to commit to regular saving. When you can’t see the extra money sitting in your bank account, you’ll be less likely to spend it.

Bills 113

Bills Money Bank Banking 113

Prairie Eco-Thrifter

MAY 17, 2021

With finances being tighter than ever, many families are looking for ways to trim their budget and reduce expenses. For example, if you live in an area prone to flooding, earthquakes, tornadoes, or other natural disasters, your bank may require you purchase special insurance against those types of events.

Insurance 100

Insurance Co-Op Finance Home 100

Family Balance Sheet

MARCH 4, 2016

We lived our lives as if the money was never ending and we truly believed we were immune to ever having to worry about our finances. We were officially stupid with our money. When you fail to manage your money eventually your money will go away. Take the Free Money Peach Budget. We officially were finished.

Debt 100

Debt Finds Debt Free Television 100

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Run the numbers Before taking out a loan, decide exactly how much you need to borrow.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

OCTOBER 28, 2012

While some families are doing this while living comfortably, others are forced to make spending cuts just to survive until the next paycheck hits the bank. Check out the following ways in which you can save on these expenses. How to Save Money on Food. You cannot avoid spending money on food.

Phones 202

Phones Bills Money Saving Money 202

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. My University Money: Should I Pursue a Co-op Education? There were 56 submissions this week.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Review bank accounts daily.

Debt 100

Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

JULY 18, 2011

You’ll find yourself saving quite a bit of money with this mentality. If you analyzed your bank statement or credit card bill, you would probably find a large percentage of the charges would be fast food or other “eating out” type expenses. So, how have you saved money in your life?

Money Saving 180

Money Saving Money Eating Out Real Estate 180

Prairie Eco-Thrifter

SEPTEMBER 15, 2013

We called in the HVAC repair man and spent good money finding out that we really do need to take action on this at least once a year. If you neglect to winterize your home, your bank account will dwindle due to increased heating costs. The cost of doing nothing extends into every aspect of our lives, not just our finances.

Real Estate 211

Real Estate Money Insurance Plumbing 211

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Some agencies may work for low or no cost if you’re struggling with your finances.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. Thinking about saving money, traveling the world, investing in the market, or starting a new job?

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. The key is to finding out what they are, then determining which are marketable! The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JULY 16, 2013

If you’re trying to save money, pay down debt, or both, then you might want to consider skipping your family’s usual summer trip and plan staycations instead. For more creative options, find a national park instead, because many offer low cost tours and other activities. Be Treasure Hunters. Have a Field Day.

Frugal Life 242

Frugal Life Frugal Kids and Family Inexpensive 242

Saving With Shellie

JULY 23, 2014

These apps make it easy to find the best deals, get the best prices and spend less. #1 In the app you will find a huge variety of coupons both for national and house brands. With iBotta, you are able to save money on products you buy on your regular shopping trips. This is my favorite app for saving on flights and travel.

Money Saving 108

Money Saving Money Flights Saving 108

Prairie Eco-Thrifter

JANUARY 28, 2011

Managing Money. How to Save Money shares with us how we can keep our finances safe when buying items online. Sweating the Big Stuff tells us about 5 people that can save us money, time and stress. We personally use Quicken and we find it works great for reviewing our finances. What did you do?

January 124

January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

MAY 10, 2012

Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances. posted at Your Finances Simplified , saying, “One of the things that investment gurus always emphasize is to diversify, diversify and diversify. YFS presents What Is Asset Allocation and Why Is It Important?

Money 113

Money May 2012 Debt 113

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. If there’s no extra money in your budget, there’s still hope, though. Bank Your Savings.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

NOVEMBER 4, 2011

How can you find the time to help your young child take the right steps towards financial literacy? As I prepared to hold a Money Camp for my young grandchildren last year, I researched various educational standards to review what kids can learn at various ages. If you save money using passes or coupons or something talk about that.

Money 187

Money Parenting Kids and Family Gasoline 187

Savings Corner

DECEMBER 27, 2023

The bank that issued your credit card sends money for the purchase to the merchant where the transaction took place. The transaction shows up on your credit card statement, and you repay the bank for the purchase. In some cases, you can have your cash back deposited in a bank account or sent to you as a check.

Credit Cards 52

Credit Cards Credit December Airline 52

Saving Cents With Sense

MARCH 12, 2014

According to Cars.com, consumers purchase vehicles in a variety of ways, most often by financing. While buying can be the cheaper option depending on how you plan to use a vehicle, many consumers find that leasing offers several key advantages and can actually save money in some situations.

Cars 85

Cars Car Buy Buying 85

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. For our fun money, miscellaneous expenses, and. grocery money we took out cash every pay day.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Saving Money Today clears up for us the difference between defined benefit and defined contribution. Retirement lingo can get confusing if you are just starting out learning about finances. Balance Junkie shares with us the nitty gritty on our personalities and how they really can effect how we manage our money.

January 113

January February Debt Personal Finance 113

Prairie Eco-Thrifter

FEBRUARY 18, 2013

These are all things that affect the ‘bottom-line’ of the company finances. The bottom-line was hard to find, let alone state. After the presentation to the top execs, the team was instructed to go back and find out what the bottom-line impact would be if the project weren’t done! Guess what?

Computers 202

Computers At&T Pets Work 202

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. Our goal is to give you the best advice to help you make smart personal finance decisions.

Insurance 52

Insurance Life Insurance Cars Car 52