Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? Taxes – How can you minimize your tax bill and ensure the money is there when you need it?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

MARCH 6, 2012

The Family Office Manager might track spending, reconcile and manage the accounts, pay the bills on time, and update the Family Balance Sheet. The tasks will vary between households, so devise a to-do list of your family's financial tasks , so that the FOM knows what is expected of them. Make Clear Financial Goals {Together}.

Money 225

Money Financial Goals Goals Kids and Family 225

Savings Corner

DECEMBER 23, 2023

Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan. If you plan to buy a house, get married or have children, you can help protect your loved ones by purchasing a life insurance policy now. Take Summer Stokes’ story, for example.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Family Balance Sheet

SEPTEMBER 1, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. It was partly an impulse buy, because the deal was so good, but I had been considering purchasing one for about a year and the Amazon deal lured me right in. Want to lower your grocery bill?

Budgeting 100

Budgeting Budget 2017 Financial Goals 100

Prairie Eco-Thrifter

JUNE 6, 2011

To reach any goals in your life, including your financial goals, you need to switch from the hare’s mindset to that of the tortoise. Start with a reasonable savings goal, one that is manageable and yet still allow yourself some fun and luxuries. 5 Home Buying Fundamentals to Remember.

Pay Off Debt 176

Pay Off Debt Win Debt Goals 176

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. You could buy up to 2 turkeys when you spend $25 or more, (turkeys not included). Even if you’re not hosting a big gathering, buy them. Our mission: Live WELL, On LESS Money.

Frugal 100

Frugal Cheap Fridays Win 100

Savings Corner

APRIL 4, 2024

Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. You can buy the Series I bond from TreasuryDirect.gov, which is operated by the U.S. Treasury bills, notes, bonds and TIPS The U.S. Department of the Treasury.

April 52

April Lowes CD Bank 52

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. Excuses and avoidance are dangerous to your long term financial health. Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

JANUARY 15, 2013

One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. There have been two instances, recently, in which I have seen people I know desperately trying to look as though they are rich.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. My grandmother taught me this money saving tip years ago and I now only buy the seconds. Want to lower your grocery bill? Our monthly grocery budget for my family of 4 is $500.

Budget 100

Budget Budgeting 2017 Home and Garden 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Health insurance: This is a must; should someone get critically ill, mountains of medical bills can bury you very quickly. It can also cover some of those massive medical bills that tend to come with accidents. But once you get into thegroove, you will find yourself buying up houses faster than you could have ever imagined.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

NOVEMBER 19, 2014

Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. We lowered our living expenses and looked at our bills and decided what we could live without. What are your financial goals now?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes. How We Saved this Week: 1.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food. Develop a system for your menu and shopping list.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

SEPTEMBER 9, 2014

have barely any bills and be able to live off passive income. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. asking for discounts every time you buy something, etc. What are your financial goals now? I may work on buying another rental property (with cash.)

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 1, 2021

It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Another idea would be to stop spending your $1 or $5 dollar bills and collect them.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

Why do you spend money on the things that you buy? A spender likes to enjoy what money can buy, and to give to others. Recognize where you might be going overboard, whether you are so concerned with safety that you aren’t taking any risks, or whether your flyer personality has you ignoring bills until the last second.

Motivation 250

Motivation Money Goals Finance 250

Family Balance Sheet

FEBRUARY 4, 2015

We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

MARCH 10, 2013

As an extreme example, a book I just finished reading – Family Fortunes by Will and Bill Bonner – suggests that folks who want to hold onto their fortunes for 100 years should only make a major financial decision once every 5 years! Buying a foreclosure? Sleep on the decision to even buy a home. Take time to mull it over.

Making 240

Making Home Financial Goals At&T 240

Savings Corner

DECEMBER 24, 2023

You might, for example, be offered financing by a home improvement store when you buy an appliance. Using a personal loan is only a good idea when it is consistent with being able to achieve other financial goals,” says Mark Hamrick, Bankrate senior economic analyst and Washington bureau chief. “If

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. Also buy produce as it is in season.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

APRIL 3, 2014

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. I occasionally buy junk food. hot oatmeal - I buy the 42 oz canister of old fashioned oats which is usually less than $3. I felt like March was somewhat of a success. And finally…Junk Food.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

JUNE 16, 2015

I was 22 weeks pregnant, and left with a leg injury and a mound of medical bills. Don’t buy stuff you don’t need even if it seems like a great deal. Decide here and now what your goals are and write them down. Who initiated the debt free goal? What are your financial goals now? It was laughably bad.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JULY 2, 2015

We ended up buying a house from a relative, which put us in even more debt. Having more of a minimalist mentality has helped us to buy less and to own less. If we want to buy a car, we save and pay cash. I handle paying the bills and managing the day to day spending. What are your financial goals now?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

FEBRUARY 16, 2016

Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Another idea would be to stop spending your $1 or $5 dollar bills and collect them.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

APRIL 1, 2015

The bill was paid for in cash! If we want something today we save for it and then buy it. What are your financial goals now? The family went out to a nice dinner and ordered anything they wanted. What habits did you form while being debt free that will now stick with you for the long term?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. The key is to plan-plan-plan.

March 100

March Financial Goals Budget Budgeting 100

Family Balance Sheet

APRIL 19, 2016

Aaron writes out the checks for the bills every month, I negotiate lower rates for things as needed, and we both put a certain amount into a joint account to buy things for the household and for Henry. What are your financial goals now? Who handles the day-to-day finances in your home or do you work on it equally?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

SEPTEMBER 29, 2016

Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 4, 2014

The other thing we did was switch our cell phone bill. What are your financial goals now? Currently our goal is to max out both of our Roth IRA accounts each year. I took on a babysitting job for about 8-9 hours a week. This gave us a $4-500 extra a month that really helped out over those couple years.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JANUARY 21, 2015

It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) We have the money now to buy 20 dining room sets if we wanted to, but we are opting to live as frugally as possible now. What are your financial goals now?

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. The benefits can be remarkable.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. The benefits can be remarkable.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

Prairie Eco-Thrifter

NOVEMBER 12, 2011

My Journey to Millions: No Research Reasons Why I Like Mature Dividend Paying Stocks – While most people don’t talk about it in this manner anymore, when you buy a share of a company you are buying into the business. If I am to buy into any business I want to know revenue, profit, and how I am going to share in those amounts.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

AUGUST 5, 2015

In the past my husband was the only one who ever went through and paid bills and accounts. One of the first things we did is buy a swing set for our kids with cash! What are your financial goals now? We live by the idea that if we don’t have the cash we don’t buy it and that has changed everything for us.

Debt 100

Debt Debt Free Finds Finance 100

The Frugal Girl

MARCH 4, 2024

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. I can’t even imagine how many repair bills from plumbers, electricians, appliance techs, and auto mechanics he has saved us over the years. Guess what!

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. We drive older cars.

Debt 130

Debt Health Insurance Insurance Budgeting 130