Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. burden for us at first were the medical bills.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

AUGUST 22, 2011

Big energy bills can bleed your budget dry, not to mention the potential impact on the environment. Here are some ways you can reduce your energy bills. Cutting Your Heating Bills. You could be paying over the odds if your bill is based on estimated readings. Cutting Your Electricity Bills. Line dry clothes.

Bills 224

Bills Appliances Home and Garden Green 224

Prairie Eco-Thrifter

NOVEMBER 22, 2012

Because so many people are living on incomes that cannot support their spending habits; living on borrowed money, moving money from account to account, buying, spending, hiding the bills, and eventually the ‘dog of debt’ will catch up to you and bite you right in your credit report. Buy Store Brands. Used Doesn’t Mean Abused.

Saving Money 221

Saving Money Money Budgeting Budget 221

Prairie Eco-Thrifter

JANUARY 15, 2013

One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. They have enough money to qualify for the debt required to meet their ideas of how their lives should look.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

APRIL 12, 2013

"Debt is Dumb, Cash is King" - Dave Ramsey. He has successfully inspired thousands of people to a life free of credit cards and debt. We used them for everything, from groceries and restaurants to gas and clothing and everything in between. If we could reduce our spending by 12-18%, we could put that money towards our debt.

Credit Cards 100

Credit Cards Credit Debt March 100

Prairie Eco-Thrifter

JULY 30, 2012

Your budget will tell you how much you have left over after paying bills; this is how much you can save. This means accommodation, food, utility bills, basic clothing and health care. Eliminate Debt Everyone has debts. It is usually debts that cause the most financial problems. and follow it?

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

OCTOBER 12, 2018

This money went into our regular checking account, but I’d like to start directing it towards our debt. I LOVE the reprieve from high gas/electric bills. To prepare for the cooler weather, I’m spending some time this weekend pulling out and washing our extra bedding and our fall clothing that’s been in storage.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. 3 – Reduce your monthly utility bills.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MARCH 14, 2011

FIRE Getters presents Top 5 Ways To Trim Our Grocery Bills! So we spent some time researching on ways to cut down our grocery bill. Rosa Wilson presents Change of Address: 10 Reasons Your Gas Bill is So High posted at Change of Address. He keeps himself busy with several ventures and they help pays the bills.&#.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. The site has grown and changed so much and I owe it all to you, my readers.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

JANUARY 19, 2011

For example, if you are shopping for clothes , look for off season discount sales where you can get good clothes at a cheap price. Staying healthy can save you tons on medical bills as well as insurance. Never go past due: This one is pretty simple; always pay your bills on time. It is just a waste of your money.

Saving Money 124

Saving Money Money Insurance Bills 124

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. The Family Office Manager might track spending, reconcile and manage the accounts, pay the bills on time, and update the Family Balance Sheet. Although, it wasn't always that way.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

For the Mommas

JANUARY 20, 2016

You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM! Pay your bill on time or early every month. More purchases equals more spent money equals more credit card debt.

Credit Cards 40

Credit Cards Credit Debt Equal 40

Prairie Eco-Thrifter

APRIL 6, 2012

” Daisy presents Taking Care of Clothes posted at Add Vodka , saying, “I somehow doubt its a secret that I have a large wardrobe. I love clothes, and they really are to blame for my spending problems in the first place. ” Managing Debt. You see theres a reason that the majority of people are in debt.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

You don’t have to contend with deciding which bill to pay or how to avoid a debt collector’s call or trying to keep the landlord off your back. Would I have enough to house, feed and clothe them? You have less risk in trying something new when you have financial backing. You won’t become a different person.

Money 247

Money Grandchildren Thrifty Job Loss 247

For the Mommas

DECEMBER 19, 2015

Outlet malls are a great place to find everything from clothes to shoes to expensive kitchen appliances. Using your store credit card to save on Christmas gifts doesn’t mean you have to throw yourself into massive debt. Stick to your budget and purchase what you can afford to pay off when the bill comes.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Prairie Eco-Thrifter

JANUARY 28, 2011

Live Real, Now tells us how we can save money on anything from bills to insurance. Both my husband and I have worn second hand clothes and I must say, no one is the wiser. Reducing Debt. Not Made of Money shares with us some tips on how to stay motivated at paying off our debt. How about you?

January 124

January 2010 Personal Finance Finance 124

Savings Corner

DECEMBER 27, 2023

But there is a caveat with prepayment: Student loan servicers, which collect your bill, may use your extra payment to advance your due date — applying the extra amount to next month’s payment. By paying an extra $100 every month on a standard 10-year repayment plan, you’d be debt-free about five and a half years ahead of schedule.

Student 52

Student Refinancing Debt Free Debt 52

The Frugal Girl

JANUARY 29, 2024

I had huge medical bills for the spouse, was only working PRN, and needed new ideas on cutting corners. Those skills/needs became vital in my marriage as the spouse was chronically ill with astronomical medical bills & expensive tastes. I usually take laundry pods & wash clothes wherever for less luggage/cost.

Arkansas 179

Arkansas Frugal College Kids and Family 179

The Frugal Girl

MARCH 4, 2024

My mom cut coupons and sewed her own clothes and mine, as well. I can’t even imagine how many repair bills from plumbers, electricians, appliance techs, and auto mechanics he has saved us over the years. He spent $500 for parts, and we estimated a bill of well over $1,000 had all the work been done at a service station.

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Prairie Eco-Thrifter

FEBRUARY 9, 2012

Instead of investing your money in education or your 401K, your money goes to clothes, gadgets, big screen TV’s or alcohol. Sure you know you are in debt over your head. So you continue to get further in debt as you continue to spend. What is the one thing you are refusing to give up that would help you pay off your debt?

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

I pointed out the multitude of new blogs related to saving money, being frugal, getting debt under control and learning about finances. But, I can’t believe people are making big bucks telling other people how to control their spendthrift ways, or sharing how to shave a few cents off a grocery bill. That took forever!

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. During that time, I started to budget for everything. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

MAY 8, 2011

I did this yeas ago when I was in debt and it made paying off the debt a reality. Set up automatic bill payment so that you’re never late on payments again. Tax Debt Help presents Savers Tax Credit: Get Rewarded for Retirement. Miss Thrifty presents How to Save Money with Cloth Nappies.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

JUNE 14, 2012

All you need is a list of expenses, both fixed (rent, loan repayments) and variable (food, clothes, fuel), and a list of all sources of income. Your budget helps you manage your debts, get them paid off and stops you getting in any deeper. They have single handedly created the huge amount of personal debt in this country.

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

JULY 25, 2011

Are you so far in debt that you think you’ll never get out? Getting there is not just about executing a debt reduction plan or earning passive income. Paying off debt is great but having no quality of life in the process is not the way to do it. This post was written by Marie. . It takes time, sometimes a very long time.

Debt 172

Debt College Goals Life Insurance 172

Family Balance Sheet

OCTOBER 8, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. To begin, gather all of your recent bills, receipts, checking & savings account statement, and/or credit card statements. Welcome to 31 Days to Organize Your Finances.

Finance 113

Finance Money Organic Organization 113

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Some of the most oft repeated tips are how to reduce your energy bill. Turn off the lights. Lower the thermostat in the winter. Buy an energy efficient water heater.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220