Family Balance Sheet

MAY 4, 2021

Yep, I found a $20 bill while running on the beach! I allocated cash every month to the non-fixed categories like groceries, restaurants, clothing, and miscellaneous and stuck to the allocation. Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. receipts, statements, all upcoming bills, and any other history of your spending.

Budget 133

Budget Budgeting Financial Goals Goals 133

Koupon Karen

NOVEMBER 30, 2023

Every baby requires necessities like nappies, clothing, and food, but it’s easy to get swayed by the wide array of tempting baby gear. Try to account for everything: nappies, baby food, clothing, healthcare, and other essentials. Look for Second-Hand Items Babies grow quickly and outgrow their clothes and gear just as fast.

Budget 52

Budget Budgeting Baby Friends And Family Sale 52

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. The more complicated your finances are, the harder it all seems. Simple finances work for you rather than against you, so it’s a win-win. What kinds of tricks have you used to manage your finances?

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

FEBRUARY 9, 2012

Instead of investing your money in education or your 401K, your money goes to clothes, gadgets, big screen TV’s or alcohol. If you make $50,000 a year after taxes and spend $60,000 a year, your finances are going backward. But, you can’t escape your life and the bills will follow you. You shop to feel better.

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

MARCH 14, 2011

FIRE Getters presents Top 5 Ways To Trim Our Grocery Bills! posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. So we spent some time researching on ways to cut down our grocery bill.

Frugal 150

Frugal Movies Finance Bills 150

Family Balance Sheet

DECEMBER 10, 2014

Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. N/A (I was single then).

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

FEBRUARY 28, 2019

We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. Assign a budget category to each transaction, so you can add up what you spend on food, fuel, clothing, self-care, etc. 5 – Find Extra Cash.

March 100

March Financial Goals Budget Budgeting 100

Prairie Eco-Thrifter

DECEMBER 6, 2012

Your needs are crucial, and include things like food, water, clothes, transportation, etc. But wait a minute, you might be thinking “Jeans are clothing.” Rather, you are looking to cut the cost of your grocery bill. Take personal finances, for example; too many people over-think their finances, with. There are.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

JULY 30, 2012

If you can choose to develop a more positive attitude about your finances, you’ll find it easier to make a few small changes in your saving and spending. Your budget will tell you how much you have left over after paying bills; this is how much you can save. This means accommodation, food, utility bills, basic clothing and health care.

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. No surprise there; I write a blog about family finances. I developed this spreadsheet years ago, as a way to communicate our finances with my husband.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

I pointed out the multitude of new blogs related to saving money, being frugal, getting debt under control and learning about finances. But, I can’t believe people are making big bucks telling other people how to control their spendthrift ways, or sharing how to shave a few cents off a grocery bill. That took forever!

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Prairie Eco-Thrifter

OCTOBER 4, 2012

8 Ways to Save Money on Groceries Without Coupons Over my many years of environmental and personal finance writing, one of the most common things I get asked for. Cutting Costs and Buying Used Clothes Buying used clothes can be a great way to save money, especially if you have rapidly growing children. Well here are some.

Frugal 189

Frugal Family Budgeting Budget 189

Prairie Eco-Thrifter

JUNE 22, 2011

She loves to write education, career, frugal living, finance, health, parenting relating articles. On top of the basic cost of your bill each month for text messaging and making calls, tack on 30+ dollars for a data package, and another 200+ dollars for the phone itself. Related posts: 8 Ways to Save Money on Clothes.

Phones 184

Phones Money Friends And Family Sale Gas 184

Penny Pinchin' Mom

MARCH 11, 2024

Entries such as your mortgage, gas, electricity bill, and so on are essential. This is when I’ve made all the mandatory payments, such as my mortgage and utility bills. If you are like me, you like gifting your loved ones on special occasions, but buying all those gifts can put a real dent in your finances.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

APRIL 13, 2014

Agree on the values and expectations you want your children to have in the area of personal finance and consistently teach and enforce those between the two of you (and clue in any significant others in your family such as aunts, uncles, grandparents and etc). Derailing them with sudden windfalls. Bailing them out.

Kids 219

Kids Money Parenting Kids and Family 219

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I set up a strategy years ago to pay for those yearly expenses , so thankfully, there’s money for these bills and we won’t fall behind. Budget items we are temporarily stopping for now: EVERYTHING ELSE!

Budget 246

Budget Budgeting Family Debt 246

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. medical bills, a small credit card, both of our cars, and student loans. finances/budget/spending?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. Set up automatic bill payment so that you’re never late on payments again.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

JANUARY 19, 2011

For example, if you are shopping for clothes , look for off season discount sales where you can get good clothes at a cheap price. The internet works great for things like insurance management, loan and finance management, as well as goods for the home. Staying healthy can save you tons on medical bills as well as insurance.

Saving Money 124

Saving Money Money Insurance Bills 124

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

Managing your finances gets a lot more complex and time consuming. You don’t have to contend with deciding which bill to pay or how to avoid a debt collector’s call or trying to keep the landlord off your back. Would I have enough to house, feed and clothe them? A fulfilled life, to me, is a life of accomplishment.

Money 247

Money Grandchildren Thrifty Job Loss 247

Prairie Eco-Thrifter

JANUARY 15, 2013

One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. And, of course, the wedding, the house, the clothes, the car, and other trappings are all indications of how much money they have.

Debt 274

Debt Wedding Money Financial Goals 274

Penny Pinchin' Mom

MARCH 11, 2024

While I may talk a lot about savings and being prudent with your money, a huge part of decluttering your finances is knowing exactly where you stand with the major credit bureaus. There are just some investment projects that you simply can’t finance with your savings or credit cards. It all ties in together. You will need a loan.

Credit 52

Credit Identity Theft Monitors Finance 52

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. Some of the most oft repeated tips are how to reduce your energy bill. Take a moment to watch them. Turn off the lights.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

SEPTEMBER 29, 2016

Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 16, 2015

I was 22 weeks pregnant, and left with a leg injury and a mound of medical bills. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? So I take the clothing or grocery budget and stretch it as far as I can.

Debt 100

Debt Debt Free Finds Goals 100

Prairie Eco-Thrifter

JANUARY 28, 2011

How to Save Money shares with us how we can keep our finances safe when buying items online. We personally use Quicken and we find it works great for reviewing our finances. Live Real, Now tells us how we can save money on anything from bills to insurance. Personal Finance by the Book askes if we should borrow from our 401K?

January 124

January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

MARCH 16, 2011

Many of her posts share finance tips, little house plans, and tips to becoming more environmentally friendlier. Adjust the thermostat : To reduce my use of energy and lower my bill, two benefits due to one action, I’m trying to make a point of lowering my heating temperature in the winter, and turning it up in the summer.

Cycle 150

Cycle Air Conditioners Paper Towels Goals 150

Prairie Eco-Thrifter

APRIL 10, 2015

Is there a place to allow for easy bill paying, records filing, etc? Do you have someone in place to help you (if and when you need it) make sure that your finances are in order? We have set up our finances so that our sons can take over when we die or become incapacitated and we have an accountant. Yep, we have that too.

Son 100

Son Transportation Finance Home 100

Prairie Eco-Thrifter

FEBRUARY 23, 2012

Attention, personal finance readers and gurus! On wash day, she built a wood fire out in the yard under a big iron cauldron to heat water to wash her clothing. She didn’t need to pay utility bills – wood for heat and cooking was obtained from the farm. You think you know the difference between a need and a want – right?

Plumbing 227

Plumbing Grandmother Food and Drink Gasoline 227

For the Mommas

JULY 10, 2016

but there are many others things you can do to help with your finances. Healthcare- medical bills, medical insurance, dental insurance, vision insurance, etc. Miscellaneous- entertainment, clothing, gifts, etc. Over the next several weeks we will be posting articles that will help you budget and save your money.

Budget 40

Budget Budgeting Insurance Homeowner Insurance 40

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. We have found after 16+ years of marriage that if we do not communicate regularly about our finances, we tend to over-spend, argue, make assumptions, and become complacent.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

MARCH 4, 2016

We lived our lives as if the money was never ending and we truly believed we were immune to ever having to worry about our finances. My wife started finding clothes for work on the clearance rack and our cleaning lady became the same lady I shared a bed with at night! We were officially stupid with our money.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

JUNE 2, 2016

It was getting to the point that as soon as I got paid, covered my monthly bills and made the required debt repayments my bank account was back to zero again. It really was no way to live; constantly worrying about a surprise bill dropping through the door and how I could handle even the slightest financial emergency.

Debt 100

Debt Finds Debt Free Pay Off Debt 100