Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

Debt 52

Debt Credit Cards Credit College Tuition 52

For the Mommas

DECEMBER 21, 2015

10 Ways to Recover From Christmas Debt. The following tips are meant to help you recover without becoming overwhelmed by your Christmas debt. #1: 1: Accept the Debt. . #1: 1: Accept the Debt. But, do you seriously think there is going to be a time when your Christmas debt is going to seem smaller? 2: Focus on It.

Debt 40

Debt Christmas Credit Cards Bills 40

Family Balance Sheet

MARCH 5, 2021

Yep, I found a $20 bill on a morning run at the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I had an unexpected surprise hit my credit card in February. Finding extra money has become a game for me. My total of found money in February: $3433.68.

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February Money Airline Flights 257

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Credit profile.

Calculators 52

Calculators Debt Insurance Taxes 52

Saving Cents With Sense

JANUARY 24, 2012

Then more than a year ago something in me changed after a health scare and I realized that it’s important to pay off debt and save more than ever. I’m currently taking care of my debt one month at a time. However, I know now that paying off debt is more important. Learning to be frugal isn’t going to happen for me overnight.

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Pay Off Debt Debt Credit Cards Frugal Parenting 94

Prairie Eco-Thrifter

JANUARY 18, 2019

Here are some situations that could warrant the need for quick funding: Debts Must Be Settled: For those that care about their credit score, paying off a debt means making sure that each monthly payment is made on time, and in full. Failing to do so could be detrimental to that squeaky-clean credit! Credit Cards.

Credit Cards 100

Credit Cards Credit Debt Hawaii 100

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

JANUARY 26, 2011

I myself struggled for many years paying my own bills, but have since found numerous ways to save money. If you’re lacking on equipment front, check out Amazon for some great deals on appliances. To find other ways to reduce your expenses, take a close look at your checkbook and credit card statements.

Bills 124

Bills Money Insurance Saving Money 124

Prairie Eco-Thrifter

AUGUST 6, 2013

With everything that’s going on right now, we can’t really afford to take on that kind of debt obligation. Credit checks might be performed before we can get into an apartment or buy a different home. There are a number of obligations coming up, and we need our credit situation flexible. We might have to move.

Debt 238

Debt Credit Money At&T 238

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. In reality, they were driven, focused, and S.M.A.R.T.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

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Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. Plus, it offers a cash sign-up bonus.

Credit Cards 52

Credit Cards Credit December Airline 52

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

For the Mommas

JULY 27, 2016

Eliminate debt. Credit card debt and high-interest loans are costing you money that you could use in the long-run. Prepare to live on one income by paying down, or paying off, these debts. Take a look at all your monthly bills – utilities, groceries, insurance – and come up with a plan to reduce them.

Baby 40

Baby Debt Credit Cards Phone Service 40

Prairie Eco-Thrifter

APRIL 10, 2014

By not dealing with the long term reality in the present, things inevitably become more difficult. When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills.

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Price Rent Financial Goals Converse 209

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

Debt 52

Debt Credit Cards Credit Home Improvement 52

For the Mommas

DECEMBER 19, 2015

Shopping early gives you an advantage because you have more time to look for the best deals. Some of the best deals can be found on Black Friday and Cyber Monday, but that doesn’t mean you can’t find good deals throughout December. Many stores offer their customers special deals if they use their store credit card.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Prairie Eco-Thrifter

OCTOBER 21, 2012

They aren’t concerned about the latest deal, craze or freebie. Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt. We should take a moment to refresh our perspective.

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Personal Finance Finance Debt Money 219

Couponing 101

JULY 26, 2011

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * Give them an allowance or pay for “a job well done&# in small bills.

Saving Money 103

Saving Money Money Kids Debt 103

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). If you achieve it, nothing happens, but if you don’t achieve it, the site will charge your credit card and donate money to a charity whose cause you hate. Consumers with better credit scores have better interest rates. Paying Off Debt. Spending Less.

Monitors 40

Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

APRIL 6, 2012

From the days when front-running involved actual running to the “Victorian Internet era” brought on by telegraphy, we can learn a great deal from looking back at a simpler era.” ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? ” Financial Planning.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. How much debt did you pay off? What kind of debt was it? We paid off $7,665 worth of credit cards, school loans and a car loan. We started paying it off when we got married and became debt free just shy of our second anniversary. Where are you from?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

JANUARY 30, 2017

Here are a couple to watch for and deal with. The New York Daily news reported that wife of Yankee ball player Alex Rodriguez’s wife ran up credit card debt of $100,000 when she found out about a dalliance between he and Madonna. Revenge spending. My own examples are a bit more mundane.

Money 100

Money Camping Equipment Bank Banking 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Money Reasons: Why I Got An American Express Blue Cash Card MR loves reward credit cards.

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October 2011 Finance Personal Finance 200

Savings Corner

APRIL 4, 2024

This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. You can use these funds as retirement income, to pay medical bills or for any other goal. Debt consolidation refinance Caret Down Like cash-out refinances, debt consolidation refinances give you cash.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

AUGUST 19, 2012

It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. Spiraling debt is the biggest single cause of financial distress out there. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Savings Corner

DECEMBER 24, 2023

Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too. Determine the maximum loan you qualify for.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

MAY 8, 2011

t Paydown Your Credit Cards. Our phone and internet fees doubled in price so we called to see if we could get a better deal. Crystal presents 5 Credit Card Mistakes You Want to Avoid. Crystal presents 5 Credit Card Mistakes You Want to Avoid. Avoid them and you’ll do fine in the world of credit.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

OCTOBER 11, 2012

Here are five mistakes that married couples make when dealing with financial matters. One of the most sensitive topics that you have to deal with as a married couple is how to handle your disposable income. Running Up An Enormous Credit Card Bill. This all coming from the credit card king.

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Debt Credit Cards Money Credit 222

The Frugal Girl

MARCH 4, 2024

I can’t even imagine how many repair bills from plumbers, electricians, appliance techs, and auto mechanics he has saved us over the years. These days, our kids are always quick to tell me whenever they score a deal, and they’ve both grown up to be good and frugal consumers. I’ll bet the dollar amount would be staggering.

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Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. During that time, I started to budget for everything.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving Cents With Sense

FEBRUARY 17, 2016

Paying Off Debt. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense. Once your finances are combined, however, you may need to rethink how you handle repaying old debts on things like credit card bills and student loans.

Taxes 40

Taxes Debt Finance Wedding 40