Prairie Eco-Thrifter

MARCH 14, 2013

Saving on Grocery Bills. Do you watch a lot movies at the theater or rent a lot of movies through a mail order service? Do you get a headache when you open the utility bill every month? Lowering your home’s temperature by just one degree Celsius can reduce your heating bill by 5%. Pay Your Bills on Time.

Saving Money 222

Saving Money Money Bills Insurance 222

Prairie Eco-Thrifter

FEBRUARY 16, 2012

However, those of us who grew up here and live here still, find frugal family fun activities galore. Here are a few of my favorite things to do with the family in Kansas, Arkansas and Missouri. Wild Bill Hickok was marshal there for a brief time. then rent a bike and ride a bit. For some adult family fun.

Frugal 185

Frugal Missouri Family St. Louis 185

Family Balance Sheet

MARCH 12, 2015

T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. Update (or create) your Family Balance Sheet. I developed our family balance sheet years ago when I needed a way to talk to my husband about our finances.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

JUNE 4, 2015

After renting an office for 12 years, we had nothing to show for it and the space was starting to feel a bit cramped. I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. Creating our “life plan” was the most important thing I could do for my family’s future.

Goals 100

Goals Debt Renovation Daughter 100

Savings Corner

FEBRUARY 2, 2024

cash back on every purchase, and because it’s in the Chase Freedom family of cards, you may eventually have a variety of upgrade options. For example, good credit can improve your chances of landing a job or renting an apartment. Renting an apartment. The annual fee is $0, it earns 1.5% Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Couponing 101

JANUARY 29, 2020

And who can fully enjoy wedded bliss if they’re still paying off a thick stack of wedding bills? Accept Help from Family and Friends. Your closest friends and family might be prepared to help you host a wonderful wedding, and making use of their skills can help you save big. Rent or Borrow What You Can.

Wedding 76

Wedding Simple DIY Rent 76

Savings Corner

DECEMBER 25, 2023

There are also ways to use rent, phone and utility payments to build credit. Become an authorized user A family member or significant other may be willing to add you as an authorized user on his or her card. Experian Boost offers a way to have your cell phone and utility bills reflected in your credit report with that credit bureau.

Building 52

Building Credit Credit Cards Taxes 52

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Tell us about you and your family. to be able to go on a family missions trip. medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

OCTOBER 18, 2019

We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities. I menu planned consistently to keep our grocery bills under control. 5 – Cash flow a family trip to celebrate. . We were trying to be responsible.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Saving Everyday

SEPTEMBER 12, 2022

My spreadsheet columns are income, monthly bills, necessary spending, and frivolous spending. Negotiate your bills. I come right out and ask them what they can do to lower my bill, usually after reminding them that I’ve been a long-time, loyal customer. Trade services with your friends and family.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

SEPTEMBER 21, 2015

Our small business was going well and we said so long to renting office space and purchased a commercial property. I was reminded that even though August 2013 was a scary time, I learned some valuable lessons and proved to myself that I can make positive changes with regards to my family’s finances. Yep, life was good.

Finance 100

Finance Debt August 2013 100

Prairie Eco-Thrifter

AUGUST 13, 2013

Talking about money with your family is hard, especially between different generations. My in-laws and their children were a hard working lower middle class family unit. Usually one of the siblings in the family will end up taking the lead on having the money talk and resolving the situation.

Parenting 211

Parenting Money Kids and Family Mom 211

Prairie Eco-Thrifter

MARCH 25, 2013

Your friends and family can be one source of funds if you need help. When I was in college, I was too proud to ask my parents for help, and ended up getting a payday loan to cover the rent when I started a new job and hadn’t received a paycheck yet. If you have friends and family you can turn to, try that first.

Emergency Fund 221

Emergency Fund Taxes Cars Car 221

Penny Pinchin' Mom

MARCH 11, 2024

Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget. Entries such as your mortgage, gas, electricity bill, and so on are essential. This is when I’ve made all the mandatory payments, such as my mortgage and utility bills. There’s just no way around it.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

AUGUST 1, 2012

Rent and Borrow Items Instead of having gowns sewn for your bridesmaids, rent them instead. Forego the Limo Limousines can be expensive so instead of adhering to the norm, rent a luxury vehicle instead, such as a Cadillac. The whole family is really happy and. Don’t forget to ask for discounts! You just got married.

Wedding 203

Wedding Budgeting Budget Rent 203

For the Mommas

NOVEMBER 11, 2014

When Lila Moore inherits her grandfather’s house, she finds herself in a small Midwestern town where margarine is never an acceptable substitution for butter, a coveted family recipe can serve as currency, and the friend who will take your darkest secrets to the grave will still never give you the secret to her prize-winning begonias.

Crochet 55

Crochet Baby Bills Grandfather 55

Prairie Eco-Thrifter

JUNE 26, 2014

Since changing my diet and, by default, my family’s, our grocery bill has more than doubled. I’m thankful that my family is able to financially afford a better diet, but it doesn’t come without sacrifice. I eat fruit once or twice a day. Unlike three years ago, I never eat grains or sugary foods.

Little Debbie 173

Little Debbie Kids and Family Health Money 173

Prairie Eco-Thrifter

SEPTEMBER 19, 2013

How much room does a family really need? As families are reported to be smaller, why do we need all that extra space? Here is an interesting exercise – get a pen and paper; write down the total square footage of your house and the monthly mortgage or rent amount you pay. How much space is used for storage in your home?

Saving Money 220

Saving Money Money Saving Storage 220

Coupons Do Work

MARCH 4, 2016

However, they are usually happy to take a cell phone snap of your family if you ask nicely (or if you are taking a selfie, they might say “can I take your photo for you?”). Another great way to save money on your phone bill ! <—-> can someone tell me why on earth is the kids ticket price the same as adult?).

Disney World 100

Disney World Saving Money Disney Money 100

Prairie Eco-Thrifter

MARCH 14, 2011

This would include your monthly mortgage payment or rent payment. Food costs would be a sum of the total of how much money it would cost to feed your family on a monthly basis. This is the category where cell phone bills, movies, electronics, video games, and the internet would fall. How much money do you need to live?

Money 159

Money Property Taxes DSL Frugal Lives 159

The Frugal Girl

JANUARY 22, 2024

Back when I was engaged and living on my own for the first time (I lived with my parents while in grad school to save on rent), I went to the library a lot and found a copy of the Tightwad Gazette. We also like to have enough means to travel and visit family and friends, so being frugal in some areas helps us be generous in others.

Rent 179

Rent Son Frugal Home and Garden 179

Prairie Eco-Thrifter

MAY 20, 2012

This is a great opportunity to live rent-free in another part of the country or across the world. I have house sat for numerous family members and it has worked out great. These positions often come with attractive packages that include rent, health benefits and travel expenses. You basically get paid to go on vacation.

Travel 243

Travel Swap Home and Garden Couch 243

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. If eating out two to three times a week costs the family one hundred dollars, become ruthless at reducing that amount in half. Rent books, books on tape, movies, and read magazines at the library.

College 100

College Budgeting Budget Friends And Family Sale 100

Family Balance Sheet

JULY 16, 2015

Heating/Cooling – According to Energy.gov, you can save 5% to 15% a year on your heating bill by setting the thermostat to 68°F while you’re awake and setting it lower while you’re asleep or away from home. My husband volunteers at our local YMCA for a free family membership. It saves us $67 a month.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Family Balance Sheet

MAY 14, 2013

Every year, we split the rent on a beach condo with other family members to make a week away affordable for everyone involved. We also don’t want to come home to a credit card bill. Sit down with your family and brainstorm what everyone''s expectations will be while on vacation. Create a Meal Plan.

Vacation 153

Vacation Saving Money Money Food and Drink 153

For the Mommas

JULY 24, 2016

One where you spend time with your family, have great conversations, read and get outside to do things that are fun and healthy. Rent instead of own. If you calculate your mortgage interest, the cost of insurance and maintenance, buying can be much more expensive than renting. You have more options with a frugal lifestyle.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Motherhood Moments

DECEMBER 28, 2022

But if you can get past those objections, you have a lot to gain—like hundreds of dollars in saved rent.” Now that Bordo has your attention, here are six reasons why you should start preparing to sign a new lease sooner than you may have planned: Asking rent typically drops in January. You’ll benefit from lower rent year after year.

January 100

January Landlord Rent Money 100

Prairie Eco-Thrifter

MARCH 10, 2013

As an extreme example, a book I just finished reading – Family Fortunes by Will and Bill Bonner – suggests that folks who want to hold onto their fortunes for 100 years should only make a major financial decision once every 5 years! Few things in life really require an instant decision. Take time to mull it over.

Making 240

Making Home Financial Goals At&T 240

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. I know our families all talk pretty open about money issues so that we can help and support each other. I know our families all talk pretty open about money issues so that we can help and support each other. I totally agree.

Personal Finance 219

Personal Finance Finance Debt Money 219

Saving Everyday

NOVEMBER 11, 2012

My daughter also hooked up my sister’s family, so they’ll be headed up early to spend the weekend with us. We’ll probably just relax and hang out with my sister and her family before they leave. If the weather is nice, we may rent a pontoon boat and explore. Heading to Palm Bay (my hometown) to see our family!!

December 80

December Disney Daughter Home and Garden 80

Savings Corner

DECEMBER 24, 2023

Doing so will empower you to make the best decisions for your family — and your wallet. Would renting for another year or two improve your financial standing? Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills. Buying a house: A step-by-step guide 1.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. receipts, statements, all upcoming bills, and any other history of your spending.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

MAY 29, 2013

Pay your bills on time and avoid carrying credit card balances, and you’re well on your way to an excellent score. Report your rent. Experian and TransUnion now accept rent payments for inclusion on your credit report. Put at least one household bill in your name. Pay all of your bills on time. Payments – 35%.

Credit Cards 234

Credit Cards Credit Building Rent 234

The Frugal Girl

MARCH 4, 2024

We consider her our “bonus kid” and our family is extremely close. When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage. Aside from those exceptions, we did all the work ourselves and with the help of family. Our son is 29 and biological. Go figure.

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Family Balance Sheet

JUNE 22, 2020

We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Also, the monthly mortgage payment was less than our rent payment. When we started our Debt Freedom Plan, our kids were 8 & 6 and I worked hard to keep our grocery bill about $400-500 a month.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? These are very difficult questions for most of us to talk about but think about how difficult these questions would be if your family was left to deal with them alone. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

DECEMBER 10, 2014

Tell us about you and your family. I could barely afford my $600 rent payment, which was in a horrible neighborhood. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. Today’s Debt Free Story is from Carrie.

Debt 227

Debt Debt Free Financial Goals Goals 227