Family Balance Sheet

JUNE 30, 2015

When you’re in the trenches, it can be very hard to think beyond the present. A few years ago, we were struggling financially and I felt like our situation was hopeless. And while we have a lot of work ahead of us, we keep moving forward. I broke my goals into two categories: Financial and Personal.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? Taxes – How can you minimize your tax bill and ensure the money is there when you need it?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. We use the bacon fat in place of butter or oil for eggs and sauteed dishes. Got Bacon Fat?

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. Last year we decided that it was time to cut the cable cord when our bill increased dramatically. We want to have our cake and eat it too. Gym Membership. Cable TV & Land Line.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

SEPTEMBER 22, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill?

Budgeting 100

Budgeting Budget Financial Goals Tacos 100

Family Balance Sheet

OCTOBER 13, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Wednesday: I used the Instant Pot to make meatloaf and mashed potatoes. Want to lower your grocery bill? These posts will help: How to Save Money on Groceries WITHOUT Using Coupons.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

SEPTEMBER 29, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill?

Budgeting 100

Budgeting Budget Homemade Financial Goals 100

Prairie Eco-Thrifter

JANUARY 15, 2013

One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. In both cases, the drive is to maintain an image, and financial security isn’t important at all. What do you think?

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill?

Budget 100

Budget Budgeting 2017 Home and Garden 100

Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. Quitting my job is one of the things being debt free has enabled us to do. have barely any bills and be able to live off passive income. No, although we inadvertently used the debt snowball method without having heard of it.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill?

Budget 100

Budget Budgeting Freezers Kids and Family 100

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Even if you’re not hosting a big gathering, buy them. Fortunately, the weather has been mild and we will no doubt enjoy the super low utility bills from the last several weeks.

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

APRIL 1, 2021

It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Now go through the list and really ask yourself if you use or need all of it. Try freezer cooking.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 20, 2017

One thing that is really important to us is serving. A life goal of ours is. medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. out and it gave us the momentum we needed to focus on all of our other. 2 – Used a cash budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. We used (and currently still follow) Dave Ramsey’s Baby Steps.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Try freezer cooking.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

Hi, We’re the Gann Fam! He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. It helped us see debt go down and excited us to see progress!

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. You also end up with a freezer full of easy to re-heat meals.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. You also end up with a freezer full of easy to re-heat meals.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. We have been using this system ever since. lined paper. calculator.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. I started Careful Cents and used that as a platform to find freelance writing opportunities. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings.

Debt 227

Debt Debt Free Financial Goals Goals 227

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. It’s difficult to predict where we’re going if we don’t know where the starting line is. Set Monthly Money Goals.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

FEBRUARY 10, 2017

Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our bills and responsibilities didn’t waiver however, even though our income dipped. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. If you’re unfamiliar with the health cost sharing concept, we were too! Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re STILL here! In 2020, we still use and are thankful for Medi-share.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! It was getting to the point that as soon as I got paid, covered my monthly bills and made the required debt repayments my bank account was back to zero again.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JANUARY 7, 2015

We ended up using my remaining collage savings to pay that off. We wanted to be free to give as much as we could… and to never have to worry about bills. We did follow Dave Ramsey’s plan – we’re still following it as we save for the future. If married, who initiated the debt free goal? Hahahahaha!

Debt Free 100

Debt Free Debt Budgeting Budget 100