Prairie Eco-Thrifter

JUNE 24, 2013

Gravel Doesn’t Cause The County to Raise Our Property Taxes. If we re-installed a paved surface driveway, the county assessor would no doubt cruise by and decide to raise our property taxes – at least according to my spouse! There Are Drawbacks To Gravel On A Driveway. Go Frugal Go Green'

Property Taxes 210

Property Taxes Taxes Maryland Cars 210

Savings Corner

DECEMBER 27, 2023

Cost of living” is the amount of money you need to sustain a certain lifestyle in a given place. Bureau of Labor Statistics, the largest bill consumers pay each month is for housing. Home prices, property taxes and monthly rents vary from state to state, city to city, town to town and even neighborhood to neighborhood.

Calculators 52

Calculators Tools Transportation Healthcare 52

Savings Corner

DECEMBER 25, 2023

An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income. Your history of paying bills on time.

Calculators 52

Calculators Debt Taxes Insurance 52

Prairie Eco-Thrifter

JULY 6, 2014

I’ve been trying to persuade my hubby to go ahead and get a newer van – we’ve got the money set aside for it, but so far no luck. The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake.

Rental Car 167

Rental Car Car Cars Rent 167

Family Balance Sheet

APRIL 11, 2020

However, reality set in on April 1st and I’m now second-guessing that we have enough money set aside, so I have set into motion some strategies to prepare for the unstable economy and any lost income ahead. Stop sending an extra payment to our mortgage. Budget items we are temporarily stopping for now: EVERYTHING ELSE!

Budget 246

Budget Budgeting Family Debt 246

Prairie Eco-Thrifter

JULY 13, 2014

Closing costs : Per Realtor.com these are typically paid by the buyer, these costs can add between 2 – 7% of the purchase price to the buyers bill – but a motivated seller might grant some $$$ towards them. Deductible closing costs include points or prepaid interest on your mortgage and your share of the prorated property taxes.

Real Estate 186

Real Estate Taxes Insurance Property Taxes 186

Prairie Eco-Thrifter

MAY 26, 2011

If you own real estate, you have been, or someday will be, confronted with a rise in your assessed property value. This usually leads to an increase in your real estate taxes! Increases in your assessed value can sometimes be negotiated downward, saving you tax money.

Real Estate 160

Real Estate Taxes Office Property Taxes 160

Savings Corner

DECEMBER 24, 2023

Buyers tend to forget to factor in other costs, like homeowners association fees and setting money aside for maintenance costs,” says Paige Kruger, Realtor and founder of Signal Real Estate in Jacksonville Beach, Florida. Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills.

Real Estate 52

Real Estate Buy Buying Credit 52

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage. What’s the “why” behind your money-saving efforts?

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Family Balance Sheet

JUNE 22, 2020

As hard as it was to do, we stopped contributing to our retirement for about three years and applied that money to these loans. We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. They may ask for copies of utility bills, lease or rental agreements, property tax bills or credit card statements as proof of address.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. ” We’ve been there too.

Budget 133

Budget Budgeting Financial Goals Goals 133

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project.

Refinancing 52

Refinancing Work Debt Financial Goals 52