Family Balance Sheet

OCTOBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

2019 100

2019 October Club Christmas 100

Motherhood Moments

MARCH 4, 2023

Set a budget and follow it consistently. The first line of defense against debt is to make a budget and keep to it. So, when “unpleasant surprises” arise, like a car repair or medical bill, you’re confident that you have enough money set aside to cover these. This seems like a no-brainer, right?

Debt 130

Debt Money Building Credit Cards 130

Family Balance Sheet

OCTOBER 22, 2013

household repairs. After a quick search online, we realized that the repair was completely at our skill level and our cost was just $40 to replace a broken part. By fixing the repair ourselves instead of calling Sears for the repair, we saved $100. Today’s challenge: Do-It-Yourself & Save. lawn maintenance.

Do It Yourself 127

Do It Yourself Finds Repairs Goals 127

Savings Corner

DECEMBER 24, 2023

Create a housing budget The purchase price and down payment aren’t the whole picture. Setting a realistic budget for your new home will help inform how much you can afford and what your all-in costs will be. Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

SEPTEMBER 1, 2016

When something needs replaced, repaired, or updated you will know who to call and where to go. We have lived in our home for almost 15 years and have done many improvements, renovations, and repairs over the years. Had I just called a random repair company, we would have also paid for a new unit. HVAC repair.

Home 145

Home Heaters Insurance Renovation 145

Family Balance Sheet

MAY 21, 2021

Also, we needed to make some much-needed repairs to our home and office that really couldn’t wait until we paid off six figures. What do you value most in life, and what are you ok with temporarily cutting out of your budget? A leaky roof was one of the priorities to give you an idea.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Prairie Eco-Thrifter

JULY 18, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Have you ever wondered How Secured Credit Cards Help You Repair Your Credit ? If so, don’t miss Ryan’s post about how they can be an option for repairing bad credit at The Better Credit Blog. PET Archives : Children’s Music on a Budget.

Debt 199

Debt Fridays Personal Finance Goals 199

Savings Corner

DECEMBER 25, 2023

Determining affordability requires balancing your vehicle needs and budget. How to determine how much car you can afford To set a budget for your vehicle, start by deciding what you can comfortably pay each month. The bottom line Being realistic with your budget will help you avoid pinching pennies after bringing your new ride home.

Cars 52

Cars Car Insurance Calculators 52

Family Balance Sheet

APRIL 1, 2021

And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How would you pay for an unexpected car repair? Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Can you fix a repair yourself?

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Koupon Karen

MARCH 23, 2024

Roof Repairs and Replacement The roof over your head plays a crucial role in protecting your home from the elements, and its repair or replacement is not a task to be taken lightly. Climbing up on your roof comes with inherent risks of falls and injuries, but the complexities of roofing work extend far beyond personal safety.

DIY 52

DIY Home Plumbing Home Improvement 52

Prairie Eco-Thrifter

JANUARY 30, 2012

Set a Budget – Set a budget before you leave and bring cash. Some small thrift stores don’t accept credit cards and a budget will help keep you from overspending or buying things that you do not necessarily need that day. Look for things that you cannot repair. If so, what was your favorite find?

Thrift Stores 201

Thrift Stores Thrifting Furniture Storing 201

The Frugal Girl

JANUARY 9, 2024

I have a lot of different “why”s for saving money: (1) to steward our possessions well because of our religious beliefs (2) so we’re insulated from the impacts of a crisis like losing a job, major illness, big home repairs, economic downturn, etc if/when they happen, (3) to have what we need for the future (4) to model good money (..)

Oregon 190

Oregon Home and Garden Kids and Family Money 190

Prairie Eco-Thrifter

MAY 17, 2021

With finances being tighter than ever, many families are looking for ways to trim their budget and reduce expenses. This is because your lender needs to protect what’s essentially their investment — if your home is destroyed or damaged in some way, your lender will be paying out of pocket for repairs, or worse, take a total loss.

Insurance 100

Insurance Co-Op Finance Home 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

You are going to need gas, car insurance, and money for car maintenance and repair costs. Even if you have a strict budget and savings goal for your car fund, if you have $100 today, I guarantee you that you’ll find something to use it on unless you are determined to save it and add it to your savings account.

Cars 52

Cars Car Bank Banking 52

Coupons Do Work

NOVEMBER 15, 2016

1 Colgate Total Daily Repair Toothpaste printable [3-oz.+]. $2/1 2/1 Colgate Optic White High Impact White, Total Daily Repair, Enamel Health or Sensitive Smart White Toothpaste, exp. Get a (3) $4 ECBs (limit 3). as low as 3 FREE after stacked offers. COLGATE TOTAL, 4 – 4.2 ExtraBucks wyb 1, Limit 4. 11/19/16 (SS 11/06/16) [3-oz.+].

Wet N Wild 100

Wet N Wild CVS Maybelline New York 100

For the Mommas

JULY 21, 2014

Are you considering updating your home or starting a new home repair project? Home Depot is offering is offering top-rated home installation services: Sign up today and let Home Depot help you with costs and installation. . Flexible financing for home services to meet your project needs and budget. Free Stuff Freebies'

Home Depot 51

Home Depot Home Home Repair Insurance 51

For the Mommas

JULY 24, 2014

Are you considering updating your home or starting a new home repair project? Home Depot is offering is offering top-rated home installation services: Sign up today and let Home Depot help you with costs and installation. . Flexible financing for home services to meet your project needs and budget. Free Stuff Freebies'

Home Depot 49

Home Depot Home Home Repair Insurance 49

Prairie Eco-Thrifter

AUGUST 23, 2012

Crystal (owner of Budgeting in the Fun Stuff) wrote about how she annually contacts her cable/internet supplier to get reductions in her bill – step by step. With the internet, you can get practical how to information, illustration and even movies on almost any maintenance or repair topic you might need. Persistence. Home Decorating.

Saving Money 202

Saving Money Money Home Home and Garden 202

Prairie Eco-Thrifter

OCTOBER 13, 2013

My entertainment budget is not very big, because my “fun” happens to be reading, writing, and spending time with family. Luxury cars don’t typically last longer than a regular car, and the parts and labour to repair them (not to mention the cost of insurance) make luxury cars a waste of money and effort. The Latest Gadgets .

Money 184

Money Car Cars Laptops 184

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. Our First Debt Freedom Plan: From saving for much-needed repairs and our emergency fund to paying off non-mortgage debts and planning for our future, we developed a 12 step Debt Freedom Plan. We have revised our budget and we will get through this storm.

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

OCTOBER 4, 2011

is based on a Billshrink.com article – Dining on a budget. By using generic or store brand groceries instead of name brand, you can save 3.7 % of your food budget each month (per the Journal of Economic Perspectives article: Consumer Shopping Behavior, How Much Do Consumer’s Save ). 40,720 Home Repair.

Home and Garden 198

Home and Garden Cars Car Re-use 198

Family Balance Sheet

NOVEMBER 4, 2022

Not everyone is and professional sessions don’t always fit into people’s budgets. Offer your services by the hour or an afternoon to help with easy fixes & repairs. You don’t need to break the budget this Christmas, instead give your time, resources, and talents. Give a Photo Session. Handyman Services.

Christmas 130

Christmas Gifts Home and Garden Flowers and Gifts 130

Savings Corner

APRIL 4, 2024

Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Many borrowers use them to pay for major home repairs or renovations, like finishing a basement , remodeling a kitchen or updating a bathroom. homeowners as of year-end 2023.

Home 52

Home Work Debt Credit 52

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving With Shellie

AUGUST 20, 2015

I get all kinds of great ideas for my home and unlike other magazine, everything has your budget in mind! In each issue, you’ll get helpful articles on taking care of yourself, healthy and fast ways to feed your family, clothes you can wear and afford, do-it-yourself home repair projects and relationship advice.

All You Magazine 40

All You Magazine Magazines Home Repair Do It Yourself 40

Couponing 101

APRIL 13, 2020

While it may be easier to do it on your own, teaching your child these skills may help them do their own repairs one day. You could discuss budgeting, prioritizing, and menu planning. Have something in your house you’ve been meaning to fix? If you have the skills to do it, you might show your child how.

Kids 90

Kids Home and Garden Sewing Gardening 90

Prairie Eco-Thrifter

NOVEMBER 23, 2011

If it breaks, consider taking it in to get a repair. These simple and easy steps will help put a longer life on your appliances, and save you trouble later with repairs and new purchases. Increasing the longevity of household appliances will protect both your budget and the environment.

Washer and Dryer 182

Washer and Dryer Appliances Dryers Transportation 182

Coupons Do Work

NOVEMBER 20, 2016

1 Colgate Total Daily Repair Toothpaste printable coupon. Colgate Max 6 oz, Total 4-4.2 oz or 2-in-1 Toothpaste 4.6 oz will all be on sale for $3, Use: $2.50/1 1 CVS store coupon from the CVS Red Coupon Machine. everyone will get it). Use the: $0.75/1 Buy one and use both coupons. Net price is FREE + $0.25 1 CVS store coupon with the $0.50/1

Ocean Spray 100

Ocean Spray CVS Green Giant Shopping 100

Prairie Eco-Thrifter

JULY 16, 2014

They can come in the form of a health scare a home repair or otherwise. That way when unanticipated but non-emergency expenses arise, like fixing a dent in the car or replacing an old appliance, you don’t have to overload your regular budget or raid your emergency fund to cover it. Emergencies happen…to everyone.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Family Balance Sheet

APRIL 9, 2021

We also had some building repairs that we needed to cash flow. Next, make a list of your current needs , such as home repairs, medical needs, or educational needs. We found extra money within our budget and applied it to that first loan while making the minimum payments on the other 4 loans. Increase business emergency savings.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Savings Corner

DECEMBER 27, 2023

Weddings : Using a personal loan to pay for your wedding can help you stick to a budget. Emergencies : Because personal loans are funded quickly, they can help cover an urgent home or car repair. Monthly payment: Even if a loan has a low APR, you need room in your budget to repay it each month.

Debt 40

Debt Home Improvement Consumer Credit 40

Savings Corner

DECEMBER 27, 2023

With limited budgets and resources, many small businesses are apt to hire an outside consultant to help assist them with installing, managing, updating, and troubleshooting their technology. Alternatively, car repair businesses can focus on an automotive specialty, such as foreign cars, antique cars or specific brands.

Real Estate 52

Real Estate Re-use Podcasts Work 52

Prairie Eco-Thrifter

APRIL 29, 2013

Maybe your old one broke down and you’ve had it with the pricey repairs. This might seem obvious, but if all of your requirements in a car end up costing $40,000, and you have $10,000 to spend, you need to look at your desires and revise your wish list (or your budget). So you are in the market for a new car. Probably not.

New Cars 185

New Cars Car Cars Gas Mileage 185

Savings Corner

APRIL 4, 2024

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. This might make it easier for you to budget for and pay each month. There are no restrictions on how you purpose your home equity loan.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

FEBRUARY 16, 2016

And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How would you pay for an unexpected car repair? Look for money within your budget and find creative ways to earn extra money. 8 – Rethink your gift spending and create a budget for the year.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

OCTOBER 13, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. The total cost for the new tires and the dryer repair was $900. Budget Financial Freedom Financial Organization' Welcome to 31 Days to Organize Your Finances.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Prairie Eco-Thrifter

FEBRUARY 20, 2011

Three Alternatives to a Budget [link] I like the envelope system. Getting Started With Credit Repair [link] Don't give up. 5 Ways to Trim Your Budget For Your Child’s College Fund [link] #. Cool Things I Read This Week [link] #. 7 Tips for Marital Money Bliss [link] #. Thanks MDJ #. New to investing? Quick lesson on taxes.

Personal Finance 124

Personal Finance Green And Frugal Taxes Finance 124