Savings Corner

DECEMBER 24, 2023

Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Buying a house: A step-by-step guide 1. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Other things to consider Is it the right time to buy?

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

MAY 21, 2013

There are numerous factors to consider when deciding whether to buy your first home or to continue renting – especially when you’re out of college. Generally speaking a credit score below a 620 will not be enough to qualify you in buying your first home. Low Credit Score. This is a big problem for recent graduates. Money Tips'

Home 186

Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

OCTOBER 24, 2013

Right now, many people wonder if now is the right time to buy a house. In the United States, where I live, there is interest in buying now, before prices completely recover and while interest rates are near record lows. Here are two things to consider before you buy a home: Why are You Buying the House?

Buy 217

Buy Buying Debt Emergency Fund 217

Family Balance Sheet

OCTOBER 9, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Fixed categories are things like your mortgage/rent, insurance premiums, and car payments.

Budgeting 100

Budgeting Budget Finance Organic 100

The Frugal Girl

FEBRUARY 18, 2024

At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. After I became a mother, finances became much more complicated. We rented at first, but the rental situation in our new town was poor. How did you get interested in saving money? Childhood joy.

Kids and Family 186

Kids and Family Home and Garden Money Frugal 186

Prairie Eco-Thrifter

MAY 16, 2013

Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt? If you’re looking to ramp up your investing efforts but aren’t sure how to due to inexperience, John from All Things Finance has a great post on Investing for Beginners: Newbie Mistakes to Watch Out For.

Fridays 187

Fridays Debt Unemployment Rent 187

Prairie Eco-Thrifter

APRIL 10, 2014

I found out that the rent on this studio was $2,400/month. My rent in our spacious three bedroom was $500/month. I can only hope that she makes the decision to take control of her finances by finding a living space and a lifestyle that she can both live with and afford to support in the long term. Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

NOVEMBER 17, 2013

We wanted to be able to rent out the basement for the next few years until we needed the whole house. . Our house had the perfect setup, and when we moved in, we were lucky enough to be able to rent out our suite almost right away. We are very lucky that we rent to a family member. Tenants are More Relaxed – In a Bad Way.

Landlord 196

Landlord Tenant Rent Friends And Family Sale 196

Prairie Eco-Thrifter

AUGUST 2, 2011

Not many – but by planning ahead now you might find ways to lessen the expenses you will face next month and use the annual experience as a teachable moment in your child’s personal finance education. In our neighborhood folks buy really nice name brand clothing for their kids. Bulk buys can be a lot cheaper.

College 192

College Money Personal Finance Student 192

Prairie Eco-Thrifter

JUNE 13, 2016

Last summer, in my annual ‘Grandma Rie’s Money Camp’ (the week long camp I have with my Grandchildren to help them learn about finances); we had a segment on selling and how companies sell to us. Here are some of the many tools used to convince consumers to buy. It was eye opening for the 10 year old. Presentation.

Buy 100

Buy Buying Coke Garage Sale 100

Prairie Eco-Thrifter

MAY 23, 2013

Check them out: Good Reads From The Blogosphere: Emily from Evolving Personal Finance is having a Debate over Outsourcing Cleaning with her husband and wants to know if you think that paying for cleaning is a worthwhile luxury. Looking to buy a home? Sometimes, life isn’t all sunshine and roses.

Gardening 182

Gardening Garden Fridays Townhouse 182

Prairie Eco-Thrifter

JUNE 30, 2014

Despite our intertwined lives financially, we hadn’t combined finances up until recently. I have never liked the principle of an allowance (it seems too child/parent and not like something a couple who is working together on their finances would partake in), but it may make the most sense. Allocation of Side Job Earnings.

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Prairie Eco-Thrifter

JUNE 28, 2011

Even though the listed examples are quite different from one another, each of them could be purchased and rented for a profit. Your property may not always be 100% rented, but it can easily be 75% rented. With a large rental house, it’s either 100% rented, or 0% rented. 8-Unit Rental Complex – Benefits.

Real Estate 180

Real Estate Rent Debt Calculators 180

Savings Corner

DECEMBER 24, 2023

These can be had directly from a mortgage lender or through a state housing finance agency, which connects first-time buyers with partner lenders. Through state housing finance agencies (HFAs), Fannie and Freddie also back another set of 3 percent down payment programs, called HFA Preferred and HFA Advantage , respectively.

Insurance 52

Insurance Finance Home Education 52

Prairie Eco-Thrifter

MAY 2, 2013

Mr.CBB @ Canadian Budget Binder checks the pros and cons of renting and buying. Kristina at DINKS Finance wants to know, “ What’s price got to do with it ?” Weiss @ The Insurance Protection Blog explains how much insurance a First Time Homeowner needs. Jose @ The Wise Dollar introduces us to Envelope Budgeting.

Life Insurance 167

Life Insurance Insurance Fridays Debt 167

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. As the Family Office Manager , I handle the day-to-day finances for our family and I needed a way to communicate our finances to my husband. Everything changed. I still use my spreadsheet to this day!

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

AUGUST 13, 2013

It’s a pretty expensive place and she loves it there, but all 4 kids are wondering how long it will be before Mom presents them with a financial crisis and call for financial help with the monthly rent. What if our parents need us to handle their day to day finances? Less Obvious Things That You Need To Buy Before Moving Out.

Parenting 211

Parenting Money Kids and Family Mom 211

Family Balance Sheet

JUNE 4, 2015

After renting an office for 12 years, we had nothing to show for it and the space was starting to feel a bit cramped. Our business was doing well and it seemed like the right time for us to buy. I manage the finances for our business and our family and by August 2013, I felt the weight of the situation.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

JULY 18, 2011

When you start to look at your money and the things you buy as investments and expenses, it will totally change your spending habits. For example, buying food and paying rent do not make you any money. So start looking at each thing you buy as an investment. There may not be a better time to buy than right now.

Money Saving 180

Money Saving Money Eating Out Real Estate 180

Prairie Eco-Thrifter

OCTOBER 4, 2012

Plug those loopholes buy buying only those things that you truly need and use. Eliminate from your grocery list the “can-do-withouts” Avoid Wastage After examining and controlling your urge to buy the things you do not need, use the necessities wisely. They tend to buy just the stuff they need.

Frugal 189

Frugal Family Budgeting Budget 189

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. What can you even buy for $.06? While the grand-kids savings account alternatives are slim – save in a piggy bank or buy that new toy, adults have a few other options.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

AUGUST 19, 2013

In Huffington Post article Boomers Give New Meaning To Spoiling The Grandkids author Linda Stern reported: “Roughly 36 percent of the grandparents surveyed by AARP said “spoiling (grand)children by buying them too much” was a part of a grandparent’s financial role.”. Our kids need the help.

Grandchildren 220

Grandchildren Grandkids Kids and Family Parenting 220

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Also buy produce as it is in season. Instead of seeing a movie, rent. Have everyone over.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

MAY 21, 2012

Instead of throwing my finances out the window during my quests to become more fashionable, I’ll print out my favorite outfits or style inspirations and take them with me if I do decide to shop. Are you a fan of Pinterest? Has it helped you save money? If so, how?

Money 188

Money DIY Saving Money Saving 188

Prairie Eco-Thrifter

MARCH 10, 2013

If you decide that you should diversify your finances, you will need to figure out how (perhaps by choosing an asset allocation model), and then do transactions to make it happen. Lets say you are deciding whether to buy a new home now while mortgages are low and the housing market depressed. Buying a foreclosure? Get educated.

Making 240

Making Home Financial Goals At&T 240

Penny Pinchin' Mom

MARCH 11, 2024

Buy in Bulk Apart from using coupons, I advocate buying in bulk when at the grocery store. Whenever you buy brand products, you are paying for the name; that’s what makes them a bit more expensive than most. ” I would suggest waiting about 48 hours before clicking that all-enticing “buy” button.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

JULY 13, 2014

Condo owners, such as myself, can also add their share of the cost of any improvements to the complex that they had to help buy. There are strict rules as to when you identify a property to buy and when to close on it, who you have to involve and you are just deferring the gain anyway. This one is probably not for me. Money Tips'

Real Estate 186

Real Estate Taxes Insurance Property Taxes 186

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Building a college finance fund takes dedication and consistency. Actively choose to not buy anything that can be borrowed. Rent books, books on tape, movies, and read magazines at the library. Using part of the money that is already earned is one way to not take up a second job and make higher education a viable option.

College 100

College Budgeting Budget Friends And Family Sale 100

The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage. I grew up in banking and held other finance-related positions during my working years.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

SEPTEMBER 20, 2016

Renting, not having super nice furniture or cars, having mismatched dishes and bedding. We stopped buying stuff. We stopped buying things until we absolutely needed to. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

The Frugal Girl

FEBRUARY 5, 2024

It has been amazing for our finances and my mental health. Sewing holes in clothes, using up leftovers before they go bad, finding free activities for my little on the weekends, checking buy nothing or marketplace before purchasing- I am always just looking for ways to spend money. What’s your best frugal win?

Virginia 185

Virginia Kids and Family Library Frugal 185

Savings Corner

DECEMBER 27, 2023

Your less math-friendly entrepreneurs could use your help in keeping their personal and business finances in order. Plus, you can easily start your own PR business without too much initial time or investment and can bring on employees or rent office space as it grows.

Real Estate 52

Real Estate Re-use Podcasts Work 52

Savings Corner

DECEMBER 25, 2023

What if you’re unable to rent out your property? You may suddenly have tenants who can no longer pay their rent, while you may still have a mortgage of your own to pay. Or you may not be able to rent the home out for as much as you could before, as incomes decline. And you’ll have to make the judgment call about what to buy.

Money 52

Money Making Real Estate Rent 52

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. The more complicated your finances are, the harder it all seems. Simple finances work for you rather than against you, so it’s a win-win. What kinds of tricks have you used to manage your finances?

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

MAY 29, 2013

Report your rent. Experian and TransUnion now accept rent payments for inclusion on your credit report. Rent payments must be uploaded by third-party service like RentalKharma (currently free), RentReporters ($10 per month) or WilliamPaid (free when you pay your rent from your bank account via the site). Money Tips'

Credit Cards 234

Credit Cards Credit Building Rent 234