Penny Pinchin' Mom

MARCH 11, 2024

I set up a standing order from my checking account to my savings on the first of every month, still at $600. So, whenever I banked my check at the end of the month, $600 automatically disappeared from my savings account. Start Using Cash This is a wonderful way to save money. Believe me! See what I did there?

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

If you’re struggling to save because you’re always tempted to spend all of your money when you receive your wages each month, setting up an automatic transaction that moves some of your income into your savings account when you get paid will help to reduce this problem. 2. Work on your Credit.

Bills 113

Bills Money Bank Banking 113

Prairie Eco-Thrifter

MAY 26, 2016

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

MARCH 4, 2014

Buy a house, since it’s an investment. Save money in a bank account (or perhaps a company retirement plan). Work at said job for 30 or 40 years. Retire and work no more. I first started changing the way I think about things when I realized that I didn’t want to work at a 9-5 job. Get a good job.

Money 237

Money Property Taxes United States 2007 237

Penny Pinchin' Mom

JANUARY 16, 2024

They already have savings accounts that they don’t know about. I send in $50 every month to each of their accounts. Things like your savings account, your retirement fund, your house, investments accounts, real estate…these are all assets.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Also See: Clever Ways to Save Money Tips on How to Save Money From Your Salary Without Drastically Changing Your Lifestyle The trick I’ve found that works is to find ways to balance things out. I look for coupons and deals that are specific to the brand my family likes, and then I buy in bulk. Imagine that!

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

JANUARY 4, 2012

Some believe that it’s just a pipe dream, while others have the mindset that passive income is evil in nature because you do not have to work for your income later in life. I often hear the phrase, “I believe in making an honest dollar”, which basically translates into, “I think you’re scheming to get rich without working for it.”.

Making 264

Making Machines Real Estate Money 264

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MAY 12, 2013

We have more labor-saving devices than ever before in human history but we are living life at a faster pace than ever. We are encouraged to buy this, go there, do that and the result is that many of us are living lives that just don’t measure up to what we want. Do I need it on my work space? Did this system work or what!

Making 238

Making Work Occasions Pace 238

Prairie Eco-Thrifter

NOVEMBER 30, 2014

Her secret was paying attention to what stocks her successful boss was buying and selling, and often following suit to a smaller degree. Figure out what you need to live and put the rest in a secure account. Put the holiday gift of cash into your account. Put the dividends and capital gains to work buying more shares.

Virginia 160

Virginia Money Real Estate Growing 160

Couponing 101

DECEMBER 4, 2019

You work for your money, so why shouldn’t your money work for you? If you keep your money in a high-yield savings account, you might be able to get around 2% interest. Plus, you don’t have to save up to buy complete stock shares. Instead, you can start by purchasing fractional shares. Betterment.

Making 69

Making T-Mobile Money Goals 69

Family Balance Sheet

JULY 25, 2013

I was able to transfer the $100 to our savings account in July, but I''m still short from June when I needed to use some of the savings for other gifts that we needed to buy last month. Pick up extra hours at work. Let us know how you''re doing with your Christmas Savings Account in the comments.

Club 100

Club Christmas July August 100

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

Even if that means that you allow yourself to buy a coffee every once in awhile and you didn’t let yourself before, it’s lifestyle inflation. I still have debt to pay off and want to buy a house, so all of that inflation money could go toward saving or paying down debt more quickly. Maybe you wanted to save up for retirement.

Debt 189

Debt Goals Money Bills 189

Family Balance Sheet

JANUARY 3, 2012

We are still working through some numbers and there might be some adjustments in the timelines we have given ourselves, but these are our financial priorities for 2012. Currently, we have about 3 months salary saved, but we are self-employed and should have a six month security net. Start a Car Replacement Savings Account.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

JANUARY 1, 2013

How long could you manage if you were out of work, based on your current financial situation? If you are finding it hard financially now, imagine what would happen if you lost your job or couldn’t work for an extended period? Set up a savings account linked to your checking account and automatically transfer a set amount every payday.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

JANUARY 30, 2017

In order to feel better and ‘exact revenge’ on your spouse, you decide to go buy something for yourself – maybe that new piece of camping equipment you’ve been wanting or perhaps that day at the spa you’ve been dreaming of. In fact, the non-working spouse may have an inclination to yield to this as well.

Money 100

Money Camping Equipment Bank Banking 100

Saving Everyday

OCTOBER 27, 2023

These are things that we have done ourselves, and they work. Having said that, use this as a guide to work towards your goals all year long ! Sell it and save it! You’d be amazed at the things people will buy. Buy your favorite coffee creamer and make your morning coffee to-go instead of driving through somewhere.

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

MARCH 4, 2016

Our income allowed us to travel, it allowed us to buy stuff, and it allowed us to do anything and everything we ever wanted. We were the fun couple who always said yes to trips to the Caribbean, said yes to buying the nicest cars, and said yes to dropping a few hundred dollars on dinner in the blink of an eye. You ready for this? “NO”.

Debt 100

Debt Finds Debt Free Television 100

Saving Cents With Sense

JANUARY 24, 2012

Even though I’m better now, I’m stuck with the debt of when I had to put bills and other expenses on my credit cards when I wasn’t working. You never realize how important work and health is until you are struggling with both, and quitting my job and going through a hard time truly humbled me.

Pay Off Debt 94

Pay Off Debt Debt Credit Cards Frugal Parenting 94

Prairie Eco-Thrifter

JUNE 22, 2014

Saving was important to her and it has been very beneficial to me. Saving up to buy what I want has turned out to be fun – the anticipation is a large part of the enjoyment. Save your ‘savings’ You aren’t saving money if you spend less on something and buy something else with the ‘savings’!

Money 217

Money Mom Credit Cards Bank 217

Family Balance Sheet

JUNE 4, 2015

To many, working with a spouse would be too difficult, but our individual strengths and weaknesses complement each other and the arrangement has worked well. Our business was doing well and it seemed like the right time for us to buy. However a few years ago, we found ourselves with too much debt and not enough cash.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

JANUARY 20, 2017

works in outbound sales, and I teach part-time. We have a huge heart for missions work. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. Also buy produce as it is in season. each check into a savings account.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JUNE 11, 2012

Basic Investment Strategies Here are some of the basic investment strategies that people use: Use the growth strategy where you buy stocks in a company that has great potential for growth. Traditional IRAs allow your contributions as a tax deduction while you are working. I would love to hear what they are.

Taxes 187

Taxes Goals Advantage 401K 187

Family Balance Sheet

JANUARY 25, 2019

We have to plan and save for it. You create a plan and put it to work. And if you paid cash for Christmas in 2018, but want some encouragement to save for this year, this club is for you too! You don’t need to figure out what you buying, but try to confirm how much you want to spend. Source: The Street.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

FEBRUARY 16, 2016

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Remember this account is specifically for your emergency fund. Put the money saved into your emergency fund. Dinner time is stressful.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

MARCH 18, 2011

I have always been able to walk through a store with my kids and they wouldn't beg or plead or ask me to buy anything for them. I will buy it for you, but you're going to have to pay me back when we get home. Are those things that I should just buy for her because she asks and because she is being good? Until yesterday.

Money 138

Money Equal Grandfather Daughter 138

Prairie Eco-Thrifter

NOVEMBER 25, 2012

We read that we should make our money work for us but worry about making a wrong decision that could actually cost money rather than make us money. In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. Save or invest? What Is Investing?

Money 189

Money Debt Refinancing Credit Cards 189

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Saving Everyday

APRIL 12, 2013

Earn cash when you buy groceries! I buy the gift card I want through QuickRewards , get paid for doing that, use that same gift card to shop online through QR, and get paid for that too. – I also buy gift cards through MyPoints depending on which one is the better offer). 52-Week Money Saving Challenge = $55.00.

Disney 69

Disney March Gift Cards Ebates 69

Saving Everyday

SEPTEMBER 15, 2012

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. You do nothing…as long as you use one of your registered cards, the money automatically goes into your Upromise savings account!

College 55

College Dining Money Used 55

Prairie Eco-Thrifter

MAY 1, 2012

Plan to do what rich people do (whatever it takes to get their dreams); to think like rich people think (ie: think bigger); to talk like rich people talk (ie: positively); to use money the way rich people use their money (ie: they make their money work for them). or “That will never work!” You can’t do that!” they will say.

Money 211

Money Debt Debt Free Cooking At Home 211

Couponing 101

JULY 26, 2011

Example: If they buy lunch money then this is how much they need for it, this much for the football game on Friday, this much for savings, and this much for fun money. Teach Kids to Save Money Tip #4. Teach your children to work for money! Teach Kids to Save Money Tip #5.

Saving Money 103

Saving Money Money Kids Debt 103

Saving Everyday

MAY 11, 2013

Earn cash when you buy groceries! When you buy the item specified, SavingStar will pay you cold hard cash…it’s FREE money! 52-Week Money Saving Challenge = $80.00. It’s a tip I saw on Oprah years ago and IT WORKS!! All of the programs above are quick, easy, and they work ! SavingStar = $8.75.

Disney 40

Disney April Gift Cards Re-use 40

Saving Everyday

APRIL 24, 2012

I don’t do a lot of rebate checks unless it’s something I am buying anyway. Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Buy everything you can online so you get FREE cash back for your purchases. Deposit From Paychecks = $125.

March 86

March Disney Friends And Family Sale Vacation 86

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments.

Debt 52

Debt Credit Cards Credit College Tuition 52

Coupons Do Work

MAY 17, 2016

Must be accompanied by adult who buys a four-course dinner). Students also will be automatically enrolled in the Rolling Rewards Honor Roll program, which encourages them to keep up the good work and lets them enjoy free bowling throughout the next school year. Family Trust Federal Credit Union – open savings account.

Free Stuff 100

Free Stuff 2016 Baskin Robbins Student 100

For the Mommas

OCTOBER 13, 2016

The Best Cash Back Sites to Save on Holiday Shopping. We all need to decide on a budget, who we are buying for, how much to spend on each person etc. Before shopping at any online merchant, I check to see what cash back sites work with the merchant. Now cashback isn’t instant savings. I generally do it for free too!

Holiday 40

Holiday Shopping Credit Cards 2017 40